Has your debt increased lately? Are you tired of trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the most asked companies. A lot of people are asking if they can assist you or put you into more debt.
According to their customers, they can help you control the majority of your debt , so you are able to take couple of w
orries off your mind.
For some the claims seem too good to be true.
You might be looking for any solution that could assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before starting the review, watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Landlords Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. However, they also offer other services that can aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. It is a completely private service and won’t be doing a credit check. With this estimate of savings you’ll be able to learn more about the other options in your journey to debt-free.
Savings estimates, which was mentioned before, gives you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you with your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the one to take care of all the calls from your creditors. They’ll be the ones who negotiate conditions of the payment depending on the condition of your finances. Based on what works best to you, this could either be a lump sum settlement or the option of a payment plan.
Additionally they will also be working with creditors to ensure that you have better rates as you transfer money into your savings account. This, in turn, will be processed to pay off creditors. Their plans can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they’ll allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts Client Portal to monitor your development.
Before you are able to avail their program, you’ll need to pass their requirements first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills credit cards and loans. They are also able to help settle any remaining amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. But, you won’t receive support for most of your lawsuits, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt can also help you repay debt for less than the amount you own. They also allow you to inquire about your debt during their no-cost consultation with their debt counselor.
The best part about their program is that you’ll only pay the fees when your debt is paid off. All you need to sign up for some of their programs, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial documents and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
With this program, you will be able to resolve different types of taxes such as wage garnishments and tax penalties, personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices that is based on the amount that you’ll need to settle.
They offer different options for paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their specialty but they aren’t able to cater to all types in debt resolution. CuraDebt only focuses on debt that is not secured. They can’t help you if your credit or loan is tied to an actual item.
If you do have the following types of debt, they will make arrangements for settlements.
With CuraDebt the service, you’ll be able to pay tax debts that were due to be paid without any problems. Furthermore, this service is accessible across all 50 states, if you owe money to the IRS. They have federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students in negotiating the student loans they have to pay.
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible of the program if you also have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
They also do not charge high costs either. On average, you’ll have to pay as much as 20% of the debt you settled through them.
On average, this type of industry can charge anywhere between 15 and 25 percent.
Additionally, customers can anticipate to pay off their debts in two to four years. But, it also differs in relation to the amount you are able to save each month.
They also claim that you could save up to 30% by incorporating their charges into your calculation.
However, this statement will vary, depending on the situation. Some customers even claimed to save 50% to 80percent.
The benefits of using CuraDebt
Once you’ve got an idea of what CuraDebt offers, let’s look into the advantages of using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. In addition they only charge an amount of 20%, while many companies charge 25%.
Next, if you’re done in the process of debt resolution you may also sign up for their credit restoration program.
It’s a fantastic option to rebuild your credit score without having to go back into debt. The program is however designed in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any violations by creditors using their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using . If you’re trying to increase your credit score, it could cause you to delay working on your obligations.
CureDebt does not have a mobile app. While they do have a website for clients, it looks outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. Additionally, their 20% service cost is less expensive than the majority of companies that offer the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once the debt is paid off.
Although they’ll give you an account to see your progress, their website is not user-friendly. CuraDebt isn’t even an app that could make it easier for you to look at your progression.
However, they have a great support team that you can contact them not only through emails but also via phone or submitting an electronic ticket. Landlords Tax Relief
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs they offer are available in your state.
FAQ Landlords Tax Relief
What is the time frame to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll tax issues and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to reduce your debt over time.