Has your debt increased lately? Are you exhausted from trying other financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can assist you or put you into more debt.
According to their clients they can assist you in managing 80% of your debt so that you are able to take couple of w
orries off your mind.
But for some people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can aid you in settling your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Lake County Indiana Property Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. However, they also offer additional services to assist you in becoming financially stable.
The process begins by requesting a free savings estimate online. It is a completely private service and won’t be doing a credit check. By using this estimate of savings you’ll be able to learn more about the other options in your journey to debt-free.
Savings estimates, which was mentioned before, gives you the opportunity to consider your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
Following your debt settlement program, CuraDebt will be the one to handle all of your creditor’s calls. They will be the ones who will negotiate the terms of your repayment based on the status of your finances. In determining which option is the best your situation, the payment can be either a lump sum settlement or an installment plan.
Moreover they will be working with the lenders to help you have better rates as you transfer money into your savings account. This in turn, will process to pay back creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve registered with them, they’ll provide you with access to your account information 24 hours a day. All you have to do is log in to CuraDebts’ client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the different ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf for all kinds of debt. This includes personal loans, medical bills, credit cards and loans. They are also able to settle any outstanding balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. But, you won’t receive support for most cases, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, if they are possible. Some violations can also result in having your debts also dismissed.
CuraDebt lets you pay off debts with less than the sum you have. They also allow you to have questions answered during a free meeting with their debt counselor.
The greatest benefit of their plan is that you only be charged when your debt is paid off. All you have to sign up to one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
With this program, you will be able to resolve different types of taxes such as wage garnishments as well as tax penalties for personal and taxation for business and back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing and is dependent on the amount you need to settle.
They have different solutions in paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to assist you if your loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able to settle your past-due tax debts without any problems. Additionally, this service is offered to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students in negotiating the student loans they are owed.
Personal Loan
Payday loans and personal loans are also eligible to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
Also, they don’t have high-cost charges either. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
In general, this type of business can cost anywhere between 15 and 25 percentage.
In addition, customers can expect to settle their debts within 2 to 4 years. However, this also varies in relation to the amount you can save up per month.
They also claim that you could save up to 30% if you include their charges into your calculation.
But this claim will also vary, depending on the situation. Some clients even mentioned saving between 50% and 80percent.
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Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s explore the benefits from using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Additionally they only charge 20% of the cost, whereas the majority of companies charge 25%.
Next, if you’re done in the process of debt resolution you could enroll in their credit repair program.
It’s a great method to improve the credit rating without having to go into debt again. The program is however designed differently for each person dependent on the circumstances of your case.
In the end, CureDebt looks into your financial obligations to assist with settlements and negotiations. This means your debt won’t inflate over time. They’ll also look into any violations by creditors using their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using the credit card you use. So if you’re trying to increase your credit score, it might set you back while you’re getting rid of your credit card debt.
CureDebt also doesn’t offer a mobile application. While they have a client website, it looks aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Furthermore, they are not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to settle your debt without spending more on these kinds of services. Additionally the 20% service fee is lower than many companies that offer the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app, which will make it easier to monitor your progress.
They do have a competent support staff that you can contact them not just via email but also via phone or sending an e-ticket. Lake County Indiana Property Tax Relief
If your problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services that they provide are offered in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Lake County Indiana Property Tax Relief
What is the time frame to finish the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt offers a program for tax relief to aid you in dealing with problems such as delinquent payroll tax issues and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with your team members and pay the required payments to pay down the amount of debt you have over time.
