Have your debts been increasing lately? Are you exhausted from trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because already tried every thing.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their clients, they can help you manage 80percent of your debt so that you can take few things off of your shoulders.
But for some people, these claims are just too good to be true.
You might be looking for anything that can help you resolve your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of the way CuraDebt works and what problems it can solve for you.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company La County Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. But they offer additional services to aid you in becoming more financially stable.
The process begins by requesting a free savings estimate online. It is a completely private service and they will not conduct a credit inquiry. By using this estimate of savings you’ll discover more about alternatives towards debt-free.
The savings estimate, which was mentioned previously, offers you an idea of your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with credit arbitration in the event that you decide to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program, CuraDebt can be the agency to handle all of your creditors’ calls. They’ll also be the ones who will negotiate conditions of the settlement depending on the condition of your financial situation. Based on what works most effectively your situation, the payment can either be a lump sum settlement or a payment plan.
Additionally they will work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This, in turn, will be processed to pay creditors. Their programs can assist you to settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll allow you access to your information 24/7. All you have to do is sign in to CuraDebts’ client portal to track your progress.
Before you can benefit from the program, you’ll have to pass their requirements first. To be eligible, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle the majority of types of debt. They can help with personal loans, medical bills credit cards and also lines of credit. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you will not receive assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be also dismissed.
CuraDebt can also help you pay off debts with less than the amount you have. You can also have questions answered during a free meeting with their debt counselor.
The most appealing aspect of their program is that you only have to pay for the charges once your debt is settled. All you have to sign up for some of their programs, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the necessary paperwork for tax returns.
With this program, you’ll be able to resolve various tax issues such as wage garnishments and tax penalties, personal and corporate taxes and back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing that is based on the amount you’ll have to pay.
They offer different options when it comes to settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their specialty however, they do not cater to all types of settlement. CuraDebt only focuses on debt that is not secured. They can’t assist you if your debt or loan is tied to an actual item.
If you do have the following types of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to settle taxes that are due without difficulty. Moreover, this type of service is offered to all 50 states if you owe money in arrears to IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt can also assist in settling your medical debt. In some instances you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students with negotiating the student loans they have to pay.
Personal loans and payday loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
Also, they do not charge high fees as well. On average, you’ll have to pay as much as 20 percent of the debt you settled through them.
In general, this type of business can cost anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. This varies according to the amount you are able to save each month.
Additionally, they claim that you can save as much as 30% when you factor in their charges into your calculation.
However, the claim may depend on your specific situation. Some customers even claimed to save 50% to up to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. Furthermore they only charge an amount of 20%, while most companies charge you 25%.
Then, if you’re done in the process of debt resolution you could enroll in their credit restoration program.
It’s an excellent way to restore the credit rating without going into debt again. However, the program runs differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that the amount you owe won’t rise over time. They’ll also investigate any violations of creditor with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with . If you’re trying to build a better credit score, it could set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a website that clients can access but it’s outdated and basic. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more for these types of services. In addition their 20% service cost is lower than many firms that charge the 25% cost. There are no upfront payments and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt isn’t even an app that could make it easier for you to monitor your progression.
However, they have a good support team that you can contact them not only through emails but also by phone or submitting an e-ticket. La County Property Tax Relief
If your problem of debt is an problem right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they provide are in your state.
FAQ La County Property Tax Relief
How long will it take to complete the course?
The program typically takes 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Yes, CuraDebt offers a program for tax relief to help you with problems such as late payroll tax issues and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to reduce your debt over time.