Are you experiencing debt that has increased lately? Are you burnt out from trying various financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people have been inquiring whether they can help you or put you into more debt.
According to their clients, they can help you manage the majority of your debt , so you can finally take a couple of things off your mind.
But for some people the claims seem too good to be true.
You might be looking for something that will aid you in settling your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of the way CuraDebt operates and what issues it can solve for you.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before starting the review, you can go to this video for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Katrina Emergency Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. However, they also offer additional services to aid you in becoming more financially secure.
First of all, it begins with requesting a free online savings estimate. This service is very confidential and they will not be conducting a credit screening. With this estimate of savings you’ll be able to learn more about your options to debt-free.
Savings estimates, which was mentioned previously, offers you an insight into your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you with your debt-free journey.
After your debt settlement program, CuraDebt can be the company to answer all of your creditors’ calls. They’ll also be the ones that determine the terms of your payment based on the status of your financial situation. Depending on which works most effectively your situation, the payment can be a lump-sum settlement or an installment plan.
Moreover they will also be working with the creditors so that you can get better rates when you transfer money into your savings account. This in turn, will be processed to pay off creditors. Their programs can assist you to get rid of debt in just 48 months.
After you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is login to CuraDebts’ client portal to track your development.
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll have to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans, credit cards and lines of credit. They are also able to pay off any remaining amount on business debts, collections, or repossessions.
They can even help negotiate for back taxes and IRS debt. But, you won’t receive support for most claims, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt can also help you pay off debts with less than the amount you own. You can also inquire about your debt during their no-cost consultation with their debt advisor.
The greatest benefit of their plan is that you will only be charged when your debt is paid off. All you have to sign up to some of their programs, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
With this program, you’ll be able to solve various tax issues such as wage garnishments, tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They use only flat-fee pricing and is dependent on the amount that you’ll need to settle.
They have different solutions when it comes to paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their specialty but they aren’t able to offer all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They aren’t able to help you if your debt or loan is tied to an item that is physical.
If you do have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt, you should be able pay off your past-due tax debts without difficulty. Furthermore, this service is offered across all 50 states, if you owe money to the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also assist in settling any medical-related debt. In certain cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students negotiate any loans they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards, CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your debts.
Also, they don’t have high-cost fees as well. On average, you’ll have to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debts within between 2 and 4 years. But, it also differs in relation to the amount you save per month.
Additionally, they claim that you could save up to 30% when you factor in their costs into your calculations.
However, this statement will depend on the situation. Some clients even mentioned saving between 50% and 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Furthermore they charge only an amount of 20%, while most companies charge you 25%.
If you’re finished with the debt settlement program you may enroll in their credit repair program.
It’s a fantastic way to restore your credit without going in debt again. However, the program lasts differently for each person, depending on your situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also be looking into any creditor violations using their own experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using your credit card. If you’re trying to build a better standing on credit scores, you might set you back while you’re getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. While they have a client website, it looks outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that will allow you to resolve your debt without having to spend more for these types of services. In addition their 20% service charge is less expensive than the majority of businesses that charge the 25% cost. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account to see your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which will make it easier to track your progress. Katrina Emergency Tax Relief
However, they have a competent support staff and can be reached them, not only via emails but by phone or by making an electronic ticket. Katrina Emergency Tax Relief
If debt is a big issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your state.
FAQ Katrina Emergency Tax Relief
What is the time frame to complete the course?
The average program is between 24 and 48 months dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt offers a program for tax relief to help you with problems such as late payroll tax and garnishments of wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower the amount of debt you have over time.