Have your debts been piling up lately? Are you burnt out from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because tried everything.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they are able to help or put you into more debt.
According to their clients, they can help you manage the majority of your debts so that you are able to take couple of things off your mind.
For some the claims seem too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of how CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, you can check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Kane County Property Tax Relief Based On Vacancy
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has since become a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. However, they also offer other services that will aid you in becoming more financially stable.
First of all, it begins with requesting a free online savings estimate. This service is very confidential, and they won’t be conducting a credit screening. By using this estimate of savings, you will be able to learn more about the options to debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration if you decide to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt can be the one to handle all of your creditor’s calls. They’ll also be the ones that will determine what you will pay for your payment in accordance with the state of your finances. Based on what works most effectively your situation, the payment could be a lump-sum settlement or a payment plan.
Moreover they will work with creditors to ensure that you have better rates as you make deposits to your savings account. This, is then processed to pay back the creditors. Their plans can help you get rid of debt in just two years.
After you’ve registered with them, they will allow you access to your data 24/7. All you need to do is log in to CuraDebts Client Portal to monitor your development.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can help you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. These include personal loans, medical bills, credit cards and line of credit. They are also able to pay off any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating on tax owed and IRS debt. However, you will not receive support for most cases, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, if possible. Some violations can also lead to having your debts removed as well.
CuraDebt lets you pay off debts with less than the sum you have. You can also ask questions during their free consult with their debt advisor.
The greatest benefit of the program is that you will only pay the fees after your debt has been settled. All you need to sign up to one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial records, they will also collect all the necessary paperwork to file tax returns.
By using this program, you should be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions in the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their forte however, they do not provide all kinds of settlement. CuraDebt is only focused on unsecured debt. They won’t be able to assist you if your credit or loan is tied to a physical item.
However, if you have the following kinds of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off taxes that are due without difficulty. Additionally, this service is accessible across all 50 states, if you owe money to the IRS. There are federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt can also assist in settling the medical bills. In certain cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students negotiate any loans they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. It is also possible to avail the program the program if you have other unsecure credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. Only pay when you settle each of your outstanding debts.
Also, they don’t charge high fees as well. In the average, you’ll need to pay up to 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere between 15% and 25 percentage.
In addition, customers can expect to settle their debt from two to four years. However, this also varies in relation to the amount you can save up per month.
Also, they claim that you could save as much as 30% when you factor in their costs into your calculations.
But this claim will also vary, depending on your specific situation. Some clients even mentioned saving 50 to 80%.
Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. Additionally, they only charge a 20% fee while many companies charge 25 percent.
Then, if you’re done by the program for debt relief you can also sign up for their credit repair program.
It’s a fantastic method to improve your credit score without going back into debt. The program is however designed differently for each person according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any violations by creditors with the assistance of their own experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with . If you’re trying to build a better credit score, it could cause you to delay finishing your debt.
CureDebt doesn’t even have a mobile app. Although they have a website for clients but it’s aged and simple. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more for these types of services. Moreover their 20% service charge is less expensive than the majority of businesses that charge an additional 25% charge. There aren’t any upfront fees and you’ll only be required to pay once the debt is settled.
Although they’ll give you an account so that you can track your progress but their website isn’t simple to navigate. CuraDebt does not have an app, which would make it easier to track your performance.
But, they do have a great support team that you can contact them not just via email but also by phone or sending an e-ticket. Kane County Property Tax Relief Based On Vacancy
If debt is a big problem, then we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Kane County Property Tax Relief Based On Vacancy
How long does it take to complete the program?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt provides tax relief programs to help you with problems such as delinquent payroll taxes and garnishments on wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce your debt over time.