Are you experiencing debt that has been piling up lately? Are you exhausted from trying different financial tips and advice but haven’t solved your problems?
Perhaps you’re here because you’ve already tried everything.
In most cases, the most effective approach is to talk to experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people are asking if they can help you or help you get into more debt.
According to their customers, they can assist you in managing 80% of your debt , so you are able to take couple of things off your mind.
For some they believe these claims are too good to be true.
You might be looking for anything that can help you resolve your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before you begin the review, check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Joel Osteen Xm Radio Tax Relief Advertising
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. However, they also offer other services that can assist you in becoming financially secure.
The process begins with requesting a free online savings estimate. The service is completely confidential and won’t be conducting a credit screening. With this savings estimate, you will be able to learn more about the alternatives to debt-free.
Savings estimates, which was mentioned before, gives you an idea of your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to sign up. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt can be the one to answer all of your creditors’ calls. They will be the ones who negotiate conditions of the repayment in accordance with the state of your financial situation. Based on what works most effectively for you, it could be either a lump sum settlement or the option of a payment plan.
Furthermore they will also work with creditors so that you can have better rates as you transfer money into your savings account. This, in turn, will process to pay off the creditors. Their plans can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is log in to CuraDebts the client portal to monitor your progress.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they help you?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf for all kinds of debt. This includes personal loans, medical bills credit cards, and loans. You can also approach them to pay off any remaining amount on business debts and collections or repossessions.
They can even help negotiate on tax owed and IRS debt. However, you will not receive assistance with the majority of your lawsuits, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if they are possible. Some violations can also cause your debt to be removed as well.
CuraDebt lets you pay off debts with less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt counsellor.
The best part about their plan is that you’ll only have to pay for the charges when your debt is paid off. All you need to do is sign up with one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. After they have gathered all your financial records They will also gather all the necessary paperwork for tax returns.
Through this program, you’ll be able to solve different types of taxes like wage garnishments and tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount you’ll must settle.
There are a variety of options when it comes to paying off the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their specialty, they don’t offer all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They aren’t able to assist you if your loan or debt is linked to an actual item.
If you do have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle your past-due tax debts without any problems. Additionally, this service is accessible to all 50 states in the event that you owe money to the IRS. They have federal tax experts to assist you with these kinds of problems.
CuraDebt can also help resolve the medical bills. In some cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating any student loans that they have to pay.
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
How much will it cost?
The greatest thing about CuraDebt is how the company has priced its services. They don’t charge upfront fees. Only pay when you settle each of your outstanding debts.
Also, they don’t have high-cost fees as well. In the average, you’ll need to pay up to 20 percent of the debt that you settled with them.
In the average, this kind of industry charges between 15% and 25 percent.
Moreover, clients can expect to settle their debt from two to four years. This varies depending on the amount that you can save up per month.
Additionally, they claim that you can save as much as 30% when you factor in their charges into your calculation.
However, the claim may differ based on your specific situation. Some customers have even talked about saving 50 to up to 80%.
Advantages to using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. Furthermore they charge only an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief, you could enroll in their credit repair program.
It’s a great way to restore your credit score without going back into debt. The program is however designed differently for each person, depending on your situation.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the assistance of their own experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with the credit card you use. So if you’re trying to improve your standing on credit scores, you might set you back while you’re getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. Although they have a client website however, it appears old and mundane. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more for these types of services. In addition, their 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account so that you can track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app yet, which could make it easier for you to track your performance.
They do have a competent support staff and can be reached them, not only via emails but also via phone or submitting an e-ticket. Joel Osteen Xm Radio Tax Relief Advertising
If credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the programs that they provide are offered in your state.
FAQ Joel Osteen Xm Radio Tax Relief Advertising
How long does it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt offers a program for tax relief that will aid you in dealing with problems like delinquent tax issues and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and pay the required payments to lower the amount of debt you have over time.