Are you experiencing debt that has been piling up lately? Are you burnt out from trying various financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the most asked companies. Many people are asking if they can help you or help you get into more debt.
According to their clients they can help you control the majority of your debt , so you can take couple of w
orries off your plate.
But for some people, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. In that case, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Islamic Relief Usa Tax Id
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most well-known feature. However, they also offer other services that will help you be more financially secure.
First of all, it begins by requesting a free online savings estimate. This service is very confidential and they will not be conducting a credit screening. By using this estimate of savings, you will be able to learn more about the alternatives to debt-free.
Savings estimates, as we’ve mentioned before, gives you an insight into your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt can be the company to take care of all your creditor’s calls. They will also be the ones who will determine conditions of the payment based on the status of your financial situation. Based on what works most effectively to you, this can be a lump-sum settlement or the option of a payment plan.
Additionally they will also work with lenders to help you have better rates as you make deposits to your savings account. This, is then processed to pay back the creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve signed up with them, they will give you access to your account information 24 hours a day. All you need to do is login to CuraDebts Client Portal so that you can monitor your progress.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for most types of debt. These include medical bills, personal loans credit cards, and also line of credit. They can also be approached to help settle any remaining amount on business debts and collections or repossessions.
They can even help negotiate on tax owed as well as IRS debt. But, you won’t receive assistance with the majority cases, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can inquire about your debt during their no-cost meeting with their debt counsellor.
The best part about their plan is that you’ll only pay the fees once your debt is settled. All you need to do is sign up with some of their programs, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial records They will also gather all the paperwork you’ll need to file tax returns.
Through this program, you should be able to deal with different types of taxes such as wage garnishments and tax penalties, personal and taxation for business, back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing that is based on the amount you’ll must settle.
There are a variety of options in the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization, they don’t offer all kinds of settlement. CuraDebt concentrates on debt that is not secured. They can’t assist you if your loan or debt is linked to an actual item.
However, if you have the following types of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle your past-due tax debts without any issues. Furthermore, this service is offered to all 50 states in the event that you owe money to the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling any medical-related debt. In certain cases you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students with negotiating the student loans they have to pay.
Payday loans and personal loans are also eligible to be eligible for debt relief programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is the way the company has priced its services. They don’t charge upfront fees. Only pay when you settle each of your debts.
They also don’t have high-cost costs either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15% and 25%.
In addition, customers can expect to settle their debts within between 2 and 4 years. This varies depending on the amount that you can save up per month.
They also claim that you could save as much as 30% if you include their fees in your equation.
However, the claim may vary, depending on the situation. Some customers have even talked about saving 50 to up to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, let’s look into the advantages of using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. In addition they charge only an amount of 20%, while the majority of companies charge 25%.
If you’re finished with the debt settlement program, you may join their credit repair program.
It’s a fantastic method to improve your credit score without having to go back into debt. However, the program lasts in a different way for each individual, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the help of their in-house experts.
The drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using . If you’re trying to build a better rating on your credit, this might set you back while you’re finishing your credit card debt.
CureDebt does not have a mobile app available. While they have a website that clients can access however, it appears aged and simple. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. Additionally the 20% service fee is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt does not have an app yet, which would make it easier to look at your progress.
But, they do have a competent support staff and can be reached them, not only via emails but also by phone or sending an e-ticket. Islamic Relief Usa Tax Id
If credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they offer are available in your area.
FAQ Islamic Relief Usa Tax Id
How long will it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
It is true that CuraDebt provides tax relief programs that will help you with problems such as late payroll tax issues and garnishments of wages.
What do I need to do after joining the program?
You’ll need to constantly communicate with your team members and pay the required payments to pay down your debt over time.