Are you experiencing debt that has been piling up lately? Are you exhausted from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve been through every thing.
In most cases, the best way is to approach professionals that can help you resolve the issue.
CuraDebt is among the most asked companies. Many people are asking if they are able to help or help you get into more debt.
According to their customers, they can help you manage 80percent of your debt so that you can finally take a couple of things off your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for anything that can assist you in paying off your debt. In this case, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth review of how CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before starting the review, you can check out this video instead if you prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Isbe Property Tax Relief Grant
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. They also provide other services that will aid you in becoming more financially secure.
The process starts by requesting a no-cost savings estimate online. This service is very confidential, and they won’t be conducting a credit screening. With this savings estimate, you will discover more about options to debt-free.
The savings estimate, as we’ve mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement plan, CuraDebt is the company to take care of all your creditor’s calls. They’ll also be the ones who will determine the terms of your payment depending on the condition of your financial situation. Depending on which works best your situation, the payment could be either a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with creditors so that you can have better rates as you deposit money to your savings account. This, in turn, will be processed to pay the creditors. Their programs can assist you to pay off the debt in two years.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you have to do is login to CuraDebts the client portal to track your progress.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. They can help with personal loans, medical bills credit cards and lines of credit. They can also be approached to settle any outstanding balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance for the majority of your lawsuits, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can ask questions during their free consult with their debt counsellor.
The best part about their program is that you will only pay the fees after your debt has been settled. All you have to sign up for one of their plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with your tax debt. Once they collect all of your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you will be able to resolve the various types of tax problems such as wage garnishments and tax penalties, personal and corporate taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They only use flat-fee pricing, which depends on the amount that you’ll must settle.
There are a variety of options in paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kind of debt can they help you with?
Although debt settlement is their specialty, they don’t provide all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They won’t be able to assist you if your loan or debt is linked to an actual item.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able pay off taxes that are due without any issues. Additionally, this service is accessible to all 50 states if you have a debt towards the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some instances, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students with negotiating the student loans they owe.
Personal Loan
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, and private-label credit cards, CuraDebt can assist you in paying it off.
How much will it cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your outstanding debts.
Also, they don’t have high-cost costs either. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
On average, this type of industry charges from 15% to 25%.
Moreover, clients can expect to settle their debts within 2 to 4 years. But, it also differs according to the amount you save per month.
They also claim that you can save up to 30% if you include their charges into your calculation.
But this claim will also depend on your specific situation. Some customers have even talked about saving 50 to 80percent.
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Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition they charge only an amount of 20%, while most companies charge you 25%.
If you’re finished in the process of debt resolution you can enroll in their credit repair program.
It’s a fantastic way to restore the credit rating without going back into debt. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also investigate any violations of creditor with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with your credit card. So if you’re trying to build a better standing on credit scores, you could cause you to delay working on your credit card debt.
CureDebt also doesn’t offer a mobile application. While they have a client website but it’s outdated and basic. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you pay off your debts without spending more on those types of services. In addition their 20% service charge is lower than many businesses that charge the 25% cost. There aren’t any upfront fees, and you will only be required to pay once the debt is paid off.
Although they’ll allow you to access an account to see your progress, their website is not easy to navigate. CuraDebt does not have an app yet, which will make it easier to track your performance.
They do have a great support team that you can contact them not just via email but also via phone or making an electronic ticket. Isbe Property Tax Relief Grant
If problem of debt is an issue right now, we recommend CuraDebt’s service. Make sure you’re eligible and that the services they provide are in your area.
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FAQ Isbe Property Tax Relief Grant
How long does it take to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt provides tax relief programs that can help you with problems such as late payroll tax issues and garnishments on wages.
What should I do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.