Has your debt been increasing lately? Are you tired of trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people have been inquiring whether they can help you or help you get into more debt.
According to their clients they can help you control 80percent of your debt so that you are able to take couple of worries off your shoulders.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In that case, CuraDebt will mostly be recommended by people. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Is There No More Family Tax Relief In Nys?
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is the most popular feature. But they offer other services that will help you be more financially stable.
It all starts by requesting a no-cost online savings estimate. The service is completely confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll discover more about options to debt-free.
The savings estimate, which was mentioned before, gives you an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
After your debt settlement plan, CuraDebt is the one to answer all of the calls from your creditors. They’ll also be the ones who negotiate conditions of the settlement in accordance with the state of your finances. Depending on which works best your situation, the payment could be either a lump sum settlement or a payment plan.
Moreover they will also work with creditors to ensure that you get better rates when you deposit money to your savings account. This is then processed to pay back creditors. Their plans can help you pay off the debt in two years.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts the client portal to track your performance.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with medical bills, personal loans, credit cards and also line of credit. You can also approach them to settle any outstanding amount on business debts collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you will not receive assistance for the majority cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be removed as well.
CuraDebt also allows you to repay debt for less than the amount you own. You can also inquire about your debt during their no-cost consultation with their debt counsellor.
The greatest benefit of their plan is that you will only be charged when your debt is paid off. All you need to do is sign up with any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial documentation They will also gather all the documents you’ll require to file tax returns.
Through this program, you’ll be able to deal with the various types of tax problems like garnishments on wages as well as tax penalties for personal and taxation for business, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden charges either. They use only flat-fee pricing that is based on the amount you’ll must settle.
They offer different options for settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they assist you with?
While debt settlement is their forte, they don’t provide all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to help you if your loan or debt is linked to an actual item.
However, if you have one of the following kinds of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay taxes that are due without any problems. Additionally, this service is offered to all 50 states if you owe money to the IRS. They have federal tax experts who can assist you in resolving these types of issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students in negotiating any student loans that they have to pay.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you’ve paid each of your outstanding debts.
Additionally, they don’t charge high fees as well. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere between 15% and 25 percent.
In addition, customers can expect to settle their debts within between 2 and 4 years. However, this also varies in relation to the amount you are able to save each month.
They also claim that you can save as much as 30% when you factor in their costs into your calculations.
However, this statement will depend on your specific situation. Some customers have even talked about saving 50% to up to 80%.
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The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Additionally they only charge a 20% fee while most companies charge you 25 percent.
If you’re finished in the process of debt resolution, you may join their credit restoration program.
It’s a fantastic option to rebuild your credit score without having to go in debt again. However, the program lasts in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your financial obligations to assist with settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also be looking into any violations of creditor with the help of their own experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using . Therefore, if you’re trying build a better credit score, it might cause you to delay finishing your debt.
CureDebt also doesn’t offer a mobile application. While they have a client website but it’s aged and simple. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on those types of services. Additionally, their 20% service charge is less expensive than the majority of firms that charge the 25% cost. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app yet, which would make it easier to track your progress.
However, they have a competent support staff that you can contact them not just via email but by phone or by making an electronic ticket. Is There No More Family Tax Relief In Nys?
If credit card is a major problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your area.
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FAQ Is There No More Family Tax Relief In Nys?
How long will it take to finish the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt provides tax relief programs that will aid you in dealing with problems like delinquent tax issues and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.
