Has your debt been increasing lately? Are you burnt out from trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because already tried everything.
In most cases, the best way is to approach experts who can assist you settle this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can help you or put you in more debt.
According to their clients they can assist you in managing 80percent of your debt so that you are able to take few things off of your shoulders.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will help you resolve your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of the way CuraDebt is used and the problems it could help solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Is Tax Relief Real
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that can aid you in becoming more financially stable.
First of all, it begins by requesting a free online savings estimate. This service is very confidential and they will not be conducting a credit screening. With this savings estimate you’ll learn more about your options to debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an insight into your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with credit arbitration if you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program, CuraDebt can be the agency to take care of all the calls from your creditors. They will be the ones who negotiate conditions of the settlement in accordance with the state of your finances. Depending on which works best your situation, the payment can be either a lump sum settlement or the option of a payment plan.
Furthermore, they will work with creditors to ensure that you enjoy better rates when you transfer money into your savings account. This, in turn, will be processed to pay back the creditors. Their plans can help you get rid of debt in just two years.
Once you’ve signed up with them, they will allow you access to your account information 24 hours a day. All you have to do is log in to CuraDebts the client portal to monitor your progress.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can help you deal your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. They can help with medical bills, personal loans credit cards, as well as loans. They are also able to help settle any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating on tax owed and IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if they are possible. Certain violations could cause your debt to be removed as well.
CuraDebt can also help you repay debt for less than the amount you have. Additionally, you can ask questions during their free consultation with their debt advisor.
The best part about their program is that you only pay the fees after your debt has been settled. All you need to sign up to any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
By using this program, you will be able to deal with the various types of tax problems like garnishments on wages, tax penalties, personal and business taxes, back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices that is based on the amount that you’ll have to pay.
They have different solutions in settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they assist you with?
Although debt settlement is their forte but they aren’t able to provide all kinds of settlement. CuraDebt is only focused on loans that are not secured. They can’t help you if the debt or loan is tied to an actual item.
If you do have the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able pay off tax debts that were due to be paid without any issues. Moreover, this type of service is available to all 50 states in the event that you have a debt to the IRS. There are tax experts from the federal government to assist you with these types of issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students with negotiating the student loans they are owed.
Personal Loan
Personal and payday loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is how the company has priced its services. They do not charge an upfront cost. Only pay when you’ve paid each of your outstanding debts.
Also, they do not charge high charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
In the average, this kind of business can cost anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. This varies in relation to the amount you are able to save each month.
They also claim that you could save up to 30% when you factor in their fees in your equation.
However, this statement will differ based on your situation. Some clients even mentioned saving 50 to 80percent.
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Benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s explore the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Furthermore they charge only an amount of 20%, while many companies charge 25%.
Next, if you’re done by the program for debt relief you may also sign up for their credit restoration program.
It’s a fantastic option to rebuild your credit score without having to go back into debt. The program is however designed in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the help of their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . So if you’re trying to improve your standing on credit scores, you may delay you from finishing your obligations.
CureDebt does not have a mobile app available. While they do have a website for clients however, it appears old and mundane. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more for these types of services. Moreover the 20% service charge is lower than many firms that charge the 25% cost. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not easy to navigate. CuraDebt does not have an app, which could make it easier for you to look at your progress. Is Tax Relief Real
They do have a good support team that you can contact them, not only via emails but also via phone or submitting an electronic ticket. Is Tax Relief Real
If credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Is Tax Relief Real
What is the time frame to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt provides tax relief programs that will help you with problems such as late payroll taxes and garnishments of wages.
What should I do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to lower the amount of debt you have over time.
