Are you experiencing debt that has increased lately? Are you burnt out from trying different financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, the best option is to speak with professionals that can help you settle this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients, they can help you manage the majority of your debt , so you can take couple of things off your plate.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper review of how CuraDebt operates and what issues it could help solve.
Moreover, before we end we’ll look at its advantages and drawbacks.
Before beginning the review, watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company Is Precision Tax Relief Good?
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer other services that can assist you in becoming financially secure.
First of all, it begins by requesting a free online savings estimate. The service is completely confidential and won’t be conducting a credit screening. With this estimate of savings you’ll be able to discover more about options towards debt-free.
The savings estimate, as mentioned before, gives you an idea of your options regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to join. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement plan, CuraDebt can be the company to answer all of your creditor’s calls. They will also be the ones that will negotiate what you will pay for your payment in accordance with the state of your finances. Depending on which works most effectively your situation, the payment can either be a lump sum settlement or a payment plan.
Additionally they will also be working with the creditors to ensure that you have better rates as you deposit money to your savings account, which is then processed to pay off the creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve signed up with them, they will give you access to your account information 24 hours a day. All you need to do is log in to CuraDebts Client Portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you are able to avail the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll need to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle the majority of types of debt. They can help with medical bills, personal loans credit cards, and line of credit. You can also approach them to pay off any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes and IRS debt. But, you won’t receive support for most claims, loans from the government, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors to ensure that you receive cash settlements, if they are possible. Certain violations may lead to having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you own. They also allow you to ask questions during their free meeting with their debt advisor.
The best part about the program is that you only be charged when your debt is paid off. All you have to sign up to one of their plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. After they have gathered all your financial records They will also gather all the documents you’ll require to file tax returns.
By using this program, you will be able to resolve the various types of tax problems like wage garnishments as well as tax penalties for personal and taxation for business as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges either. They use only flat-fee pricing, which depends on the amount you’ll have to pay.
They have different solutions for settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialty however, they do not offer all kinds of debt settlement. CuraDebt only focuses on unsecured debt. They can’t assist you if your debt or loan is tied to an actual item.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to pay tax debts that were due to be paid without difficulty. Additionally, this service is offered across all 50 states, if you have a debt in arrears to IRS. There are federal tax experts to assist you with the issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some instances, you may even pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students with negotiating any loans they owe.
Personal Loan
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail if you have other unsecured credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you’ve paid each of your outstanding debts.
Additionally, they don’t have high-cost charges either. On average, you’ll be required to pay between 20 and 20% of the debt you settled through them.
On average, this type of industry charges between 15 and 25%.
Additionally, customers can anticipate to settle their debt from two to four years. However, this also varies according to the amount you save per month.
Also, they claim that you can save as much as 30% if you include their charges into your calculation.
However, the claim may vary, depending on the situation. Some customers even claimed to save between 50% and 80percent.
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Advantages to using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, let’s look into the advantages from using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Additionally they only charge a 20% fee while most companies charge you 25%.
If you’re finished in the process of debt resolution, you can join their credit restoration program.
It’s a fantastic method to improve your credit without having to go in debt again. The program is however designed different for every person according to your personal situation.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that your debt won’t increase over time. They’ll also be looking into any violations of creditor with the assistance of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using your credit card. So if you’re trying to improve your standing on credit scores, you could delay you from getting rid of your credit card debt.
CureDebt also doesn’t have a mobile app available. While they do have a website for clients however, it appears outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on these kinds of services. Additionally their 20% service cost is lower than many firms that charge a 25% fee. There is no upfront payment and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account to see your progress, their website is not easy to navigate. CuraDebt isn’t even an app that will make it easier to monitor your progress.
However, they have a competent support staff and can be reached them not only through emails but also by phone or submitting an e-ticket. Is Precision Tax Relief Good?
If problem of debt is an problem, then we highly recommend CuraDebt’s program. Be sure to be qualified and that the services that they provide are offered in your area.
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FAQ Is Precision Tax Relief Good?
How long will it take to complete the program?
The program typically takes 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt provides tax relief programs to assist you with issues such as late payroll taxes and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.
