Have your debts been increasing lately? Are you tired of trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, your best option is to speak with experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they are able to help or put you into more debt.
According to their customers, they can help you control the majority of your debt , so you are able to take couple of things off your shoulders.
However, for certain people the claims seem too good to be true.
If you’re looking for anything that can help you resolve your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of how CuraDebt is used and the problems it could help solve.
Moreover, before we end our discussion, we’ll take a look at its benefits and drawbacks.
Before starting the review, check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Irs Tax Relief Ventura County
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most well-known feature. However, they also offer other services that can aid you in becoming more financially secure.
First of all, it begins by requesting a free savings estimate online. The service is completely confidential and they will not be doing a credit check. With this estimate of savings, you will learn more about your alternatives towards debt-free.
The savings estimate, which was mentioned before, gives you an insight into your options regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt will be the one to take care of all your creditor’s calls. They will be the ones who will determine the terms of your repayment depending on the condition of your finances. Depending on which works most effectively for you, it can be either a lump sum settlement or an installment plan.
Furthermore they will also work with creditors to ensure that you get better rates when you transfer money into your savings account. This, is then processed to pay back the creditors. The plans they offer can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you have to do is sign in to CuraDebts’ client portal to track your performance.
Before you are able to avail the program, you’ll have to pass their requirements first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can help you deal your debt. They can negotiate settlements on your behalf for the majority of types of debt. This includes personal loans, medical bills credit cards, as well as lines of credit. They can also be approached to pay off any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you won’t get support for most claims, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if possible. Certain violations could result in having your debts dismissed as well.
CuraDebt can also help you settle debt with less than the sum you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt counselor.
The best part about their plan is that you will only be charged when your debt is paid off. All you need to sign up to one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. After they have gathered all your financial records They will also gather all the documents you’ll require for tax returns.
Through this program, you’ll be able to resolve different types of taxes such as wage garnishments, tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs either. They use only flat-fee pricing that is based on the amount you’ll need to settle.
They offer different options for paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
Although they specialize in debt settlement, it is not their forte however, they do not offer all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They won’t be able to help you if your loan or debt is linked to a physical item.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to settle your past-due tax debts without any issues. Moreover, this type of service is offered to all 50 states if you have a debt towards the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students in negotiating any student loans that they are owed.
Personal loans and payday loans also qualify as debt-settling programs. You may also be eligible if you have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt’s pricing is how the company has priced its services. They don’t charge upfront fees. Only pay when you have paid off all of your outstanding debts.
Also, they do not charge high costs either. On average, you’ll have to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of industry can charge anywhere from 15% to 25 percentage.
In addition, customers can expect to settle their debts within two to four years. But, it also differs according to the amount you can save up per month.
Additionally, they claim that you can save up to 30% if you include their fees in your equation.
However, the claim may differ based on the situation. Some customers have even talked about saving between 50% and up to 80%.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged after you’ve settled your debt. Additionally they charge only 20% of the cost, whereas most companies charge you 25%.
Next, if you’re done in the process of debt resolution you could join their credit repair program.
It’s an excellent way to restore your credit without going into debt again. The program is however designed different for every person, depending on your situation.
Finally, CureDebt looks into your credit to help with settlements and negotiations. So, your debt won’t increase over time. They’ll also look into any creditor violations with the help of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with the credit card you use. Therefore, if you’re trying increase your standing on credit scores, you might delay you from getting rid of your obligations.
CureDebt doesn’t even offer a mobile application. While they do have a client website however, it appears outdated and basic. It’s not particularly intuitive and could be difficult to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more on those types of services. In addition, their 20% service fee is cheaper than most companies that offer the 25% cost. There is no upfront payment, and you will only have to pay when the debt is settled.
Although they’ll give you an account to see your progress, their website is not easy to navigate. CuraDebt does not have an app, which will make it easier to look at your progression.
However, they have a great support team and can be reached them not just via email but by phone or by sending an electronic ticket. Irs Tax Relief Ventura County
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Irs Tax Relief Ventura County
How long does it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt provides tax relief programs to aid you in dealing with problems such as late payroll tax issues and garnishments of wages.
What should I do after joining the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.