Are you experiencing debt that has increased lately? Are you burnt out from trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve already tried everything.
In the majority of cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the companies that get the most inquiries. A lot of customers have asked if they can help you or put you in more debt.
According to their customers, they can assist you in managing 80% of your debts so that you can finally take a few things off of your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of how CuraDebt is used and the problems it could help solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before you begin the review, you can check out this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Irs Tax Relief Help
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. However, they also offer other services that will help you be more financially stable.
It all begins with requesting a free online savings estimate. This service is very confidential and they will not be doing a credit check. With this estimate of savings, you will discover more about options to debt-free.
Savings estimates, as mentioned previously, offers you the opportunity to consider your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt is the agency to take care of all your creditors’ calls. They will also be the ones who negotiate what you will pay for your payment in accordance with the state of your financial situation. Based on what works best your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Furthermore they will be working with the creditors so that you can have better rates as you deposit money to your savings account. This, in turn, will be processed to pay the creditors. Their plans can help you get rid of debt in just two years.
After you’ve registered with them, they will allow you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills, credit cards and line of credit. You can also approach them to help settle any remaining balance of business debt and collections or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get support for most cases, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations so that you can have cash settlements, if possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt can also help you repay debt for less than the amount you have. You can also have questions answered during a free consultation with their debt counselor.
The greatest benefit of their plan is that you only pay the fees when your debt is paid off. All you need to do is sign up with some of their programs, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial documents, they will also collect all the necessary paperwork for tax returns.
With this program, you will be able to solve different types of taxes such as wage garnishments, tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They only offer flat-fee prices and is dependent on the amount you’ll have to pay.
There are a variety of options when it comes to settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
Although they specialize in debt settlement, it is not their forte but they aren’t able to offer all kinds of settlement. CuraDebt is only focused on unsecured debt. They aren’t able to help you if your credit or loan is tied to an item that is physical.
If you do have the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without difficulty. Additionally, this service is available to all 50 states in the event that you have a debt towards the IRS. There are federal tax experts that can help you resolve these types of issues.
CuraDebt will also help you resolve the medical bills. In certain cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students negotiate any loans they owe.
Personal and payday loans also qualify for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt is the way the company has priced its services. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
Also, they don’t charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
On average, this type of industry charges between 15 and 25%.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. However, this also varies depending on the amount that you are able to save each month.
Also, they claim you can save as much as 30% if you include their costs into your calculations.
However, the claim may vary, depending on the situation. Some customers even claimed to save between 50% and 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. In addition they only charge 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished with the debt settlement program you can also sign up for their credit repair program.
It’s a great way to restore the credit rating without having to go back into debt. However, the program runs differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. It means that your debt won’t increase over time. They’ll also look into any creditor violations using their in-house experts.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with the credit card you use. If you’re trying to build a better rating on your credit, this may cause you to delay working on your credit card debt.
CureDebt also doesn’t offer a mobile application. Although they have a website for clients but it’s outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more for these types of services. Moreover, their 20% service cost is less expensive than the majority of businesses that charge the 25% cost. There are no upfront payments, and you will only be required to pay once the debt is paid off.
While they’ll provide you with an account to see your progress however, their website isn’t easy to navigate. CuraDebt does not have an app that could make it easier for you to look at your progression. Irs Tax Relief Help
They do have a great support team and can be reached them, not only via emails but by phone or by submitting an e-ticket. Irs Tax Relief Help
If the problem of debt is an problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your state.
FAQ Irs Tax Relief Help
How long does it take to complete the program?
The average program is 24 to 48 months, depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt assist with state tax problems?
It is true that CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent tax issues and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce your debt over time.