Have your debts increased lately? Are you burnt out from trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve been through everything.
In the majority of cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they can help you or put you in more debt.
According to their clients they can assist you in managing 80% of your debts so that you can finally take a couple of things off your shoulders.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could help you resolve your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep look at the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Irs Tax Relief Help Bethlehem
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. They also provide other services that will assist you in becoming financially secure.
It all starts by requesting a no-cost savings estimate online. This service is very confidential and won’t be conducting a credit screening. By using this estimate of savings, you will learn more about your options to debt-free.
The savings estimate, as mentioned earlier, provides you with the opportunity to consider your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to join. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt will be the company to take care of all the calls from your creditors. They will also be the ones who determine conditions of the repayment in accordance with the state of your financial situation. In determining which option is the best to you, this can be a lump-sum settlement or a payment plan.
Furthermore they will also be working with the creditors to ensure that you get better rates when you make deposits to your savings account. This, in turn, will process to pay back creditors. Their plans can help you settle the debt within two years.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts’ client portal to monitor your development.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the different ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can help you deal with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with personal loans, medical bills, credit cards and also lines of credit. You can also approach them to help settle any remaining balance of business debt and collections or repossessions.
They may also assist in negotiating for back taxes and IRS debt. But, you won’t receive support for most cases, government loans, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, should it be possible. Some violations can also result in having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you own. Additionally, you can inquire about your debt during their no-cost consultation with their debt counselor.
The best part about the program is that you will only pay the fees after your debt has been settled. All you need to do is sign up with any of the plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial records They will also gather all the necessary paperwork to file tax returns.
With this program, you should be able to resolve different types of taxes such as garnishments on wages as well as tax penalties for personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing that is based on the amount that you’ll need to settle.
There are a variety of options for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts are they able to help with?
While debt settlement is their specialty but they aren’t able to offer all kinds in debt resolution. CuraDebt only focuses on unsecured debt. They can’t help you if your debt or loan is tied to a physical item.
However, if you have one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any issues. Additionally, this service is offered to all 50 states in the event that you owe money towards the IRS. There are federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also assist in settling your medical debt. In some cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. Still, they can help private students with negotiating the student loans they are owed.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your outstanding debts.
Also, they don’t charge high costs either. On average, you’ll have to pay as much as 20 percent of the debt that you settled with them.
In the average, this kind of business can cost anywhere from 15% to 25%.
Moreover, clients can expect to settle their debt from between 2 and 4 years. This varies in relation to the amount you save per month.
Also, they claim that you can save as much as 30% if you include their fees in your equation.
But this claim will also depend on your situation. Some customers even claimed to save 50 to 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. Furthermore they charge only an amount of 20%, while many companies charge 25%.
If you’re finished with the debt settlement program, you may also sign up for their credit repair program.
It’s a fantastic way to restore the credit rating without going into debt again. However, the program runs in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. This means your debt won’t increase over time. They’ll also investigate any violations by creditors with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with . So if you’re trying to increase your credit score, it may set you back while you’re getting rid of your debt.
CureDebt also doesn’t offer a mobile application. While they do have a website that clients can access, it looks aged and simple. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you resolve your debt without having to spend more on these kinds of services. Moreover their 20% service cost is lower than many companies that offer a 25% fee. There are no upfront payments, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt does not have an app yet, which will make it easier to monitor your progress.
They do have a great support team and can be reached them not only through emails but also by phone or sending an e-ticket. Irs Tax Relief Help Bethlehem
If your problem of debt is an problem, then we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services that they provide are offered in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Irs Tax Relief Help Bethlehem
How long does it take to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that can assist you with issues such as late payroll tax and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to pay down the amount of debt you have over time.
