Has your debt been piling up lately? Are you burnt out from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because tried everything.
In the majority of cases, your best way is to approach experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. A lot of customers have asked if they are able to help or put you into more debt.
According to their clients they can assist you in managing 80% of your debts so that you can finally take a few things off of your shoulders.
However, for certain people, these claims are just too good to be true.
If you’re looking for any solution that could help you resolve your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll be taking a deep study of how CuraDebt is used and the problems it could help solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Irs Tax Relief Attorney Pinellas Co
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. But they offer other services that can help you be more financially secure.
The process starts by requesting a no-cost online savings estimate. It is a completely private service, and they won’t be conducting a credit screening. With this estimate of savings, you will discover more about other options in your journey to debt-free.
This estimate of savings, which was mentioned previously, offers you an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt will be the one to answer all of your creditors’ calls. They’ll also be the ones that negotiate the terms of your settlement based on the status of your finances. Depending on which works most effectively to you, this could be a lump-sum settlement or a payment plan.
Additionally they will also work with creditors so that you can have better rates as you deposit money to your savings account. This in turn, will process to pay off creditors. The plans they offer can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is log in to CuraDebts Client Portal to monitor your performance.
Before you are able to avail the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can help you deal with debt. They are able to negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills credit cards and lines of credit. They are also able to pay off any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. But, you won’t receive assistance with the majority claims, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations to ensure that you receive cash settlements, if they are possible. Certain violations could result in having your debts dismissed as well.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can have questions answered during a free consultation with their debt advisor.
The most appealing aspect of the program is that you will only pay the fees when your debt is paid off. All you need to sign up to one of their plans, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial records They will also gather all the necessary paperwork to file tax returns.
With this program, you’ll be able to resolve various tax issues like garnishments on wages and tax penalties, personal and business taxes and back taxes, trust fund penalties, and tax lien.
There aren’t hidden fees neither are there hidden fees. They only use flat-fee pricing and is dependent on the amount that you’ll have to pay.
There are a variety of options in settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt are they able to help with?
Although debt settlement is their specialty however, they do not provide all kinds of settlement. CuraDebt is only focused on unsecured debt. They can’t help you if your credit or loan is tied to an item that is physical.
If you do have one of the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able pay off taxes that are due without any problems. Additionally, this service is accessible to all 50 states in the event that you have a debt to the IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also help resolve any medical-related debt. In some instances, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students in negotiating the student loans they owe.
Personal loans and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards or traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
How much will it cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere between 15 and 25 percent.
Moreover, clients can expect to pay off their debts in two to four years. But, it also differs in relation to the amount you save per month.
They also claim that you could save up to 30% when you factor in their fees in your equation.
But this claim will also differ based on your specific situation. Some customers have even talked about saving between 50% and 80percent.
The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, Let’s take a look at the benefits from using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. Additionally they charge only a 20% fee while most companies charge you 25%.
Next, if you’re done in the process of debt resolution you may join their credit restoration program.
It’s an excellent way to restore your credit without having to go in debt again. The program is however designed different for every person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means the amount you owe won’t rise over time. They’ll also be looking into any violations by creditors with the help of their experts in-house.
The drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with your credit card. Therefore, if you’re trying build a better credit score, it might delay you from working on your obligations.
CureDebt doesn’t even offer a mobile application. Although they have a client website, it looks old and mundane. It’s not very intuitive, and it can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on those types of services. Moreover their 20% service fee is less expensive than the majority of companies that offer the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress, their website is not user-friendly. CuraDebt isn’t even an app that would make it easier to monitor your progress.
However, they have a great support team that you can contact them not only through emails but also by phone or sending an e-ticket. Irs Tax Relief Attorney Pinellas Co
If the problem of debt is an problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your state.
FAQ Irs Tax Relief Attorney Pinellas Co
How long does it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt offers a program for tax relief to assist you with issues such as delinquent payroll tax issues and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.