Are you experiencing debt that has been increasing lately? Are you burnt out from trying different financial advice and tips but haven’t solved your problems?
Perhaps you’re here because you’ve already tried every thing.
In most cases, the best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they can assist you or put you into more debt.
According to their clients they can assist you in managing the majority of your debt , so you are able to take couple of worries off your plate.
However, for certain people they believe these claims are too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth study of how CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude we’ll look at its benefits and drawbacks.
Before you begin the review, you can watch this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Irs Tax Debt Relief Check
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What can CuraDebt do?
Assistance in settling your debt is one of CuraDebt’s best well-known feature. But they offer other services that can aid you in becoming more financially secure.
It all begins by requesting a free savings estimate on the internet. The service is completely confidential, and they won’t conduct a credit inquiry. With this savings estimate you’ll discover more about alternatives towards debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an insight into your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you on your path to debt-free living.
Following your debt settlement plan, CuraDebt will be the company to handle all of your creditors’ calls. They will also be the ones that negotiate the terms of your settlement depending on the condition of your financial situation. Based on what works most effectively for you, it can be either a lump sum settlement or a payment plan.
Moreover they will work with lenders to help you enjoy better rates when you make deposits to your savings account. This is then processed to pay back creditors. Their programs can assist you to pay off the debt in the period of 48 months.
After you’ve registered with them, they’ll provide you with access to your data 24/7. All you have to do is sign in to CuraDebts Client Portal to monitor your development.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll have to meet the following criteria:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What can they help you?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for most types of debt. This includes personal loans, medical bills, credit cards as well as loans. They are also able to help settle any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, should it be possible. Certain violations could result in having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you own. Additionally, you can ask questions during their free consult with their debt counsellor.
The best part about the program is that you will only pay the fees once your debt is settled. All you have to do is sign up with some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
With this program, you will be able to resolve different types of taxes such as wage garnishments as well as tax penalties for personal and corporate taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices and is dependent on the amount you’ll have to pay.
They have different solutions in settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts are they able to help with?
Although they specialize in debt settlement, it is not their specialization but they aren’t able to offer all kinds in debt resolution. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if the debt or loan is tied to an actual item.
However, if you have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt, you should be able to settle your past-due tax debts without difficulty. Furthermore, this service is accessible across all 50 states, if you owe money to the IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt can also assist in settling any medical-related debt. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students in negotiating any student loans that they owe.
Personal loans and payday loans are also eligible as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
Also, they do not charge high charges either. In the average, you’ll need to pay as much as 20 percent of the debt you settled with them.
In general, this type of industry can charge anywhere from 15% to 25%.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs according to the amount you can save up per month.
Additionally, they claim that you can save as much as 30% if you include their costs into your calculations.
However, the claim may depend on your specific situation. Some customers have even talked about saving 50 to up to 80%.
Advantages to using CuraDebt
Once you’ve got an idea of the benefits CuraDebt offers, let’s look into the advantages that come with using CuraDebt.
First, CuraDebt only charges you once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas most companies charge you 25 percent.
Then, if you’re done by the program for debt relief, you could enroll in their credit restoration program.
It’s a great option to rebuild your credit score without going back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any violations of creditor using their in-house experts.
Drawbacks of using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Settlement of debt and debt relief usually require that you cease making payments with your credit card. If you’re trying to build a better rating on your credit, this might cause you to delay working on your obligations.
CureDebt doesn’t even have a mobile app. While they have a client website but it’s old and mundane. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not credited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on those types of services. In addition, their 20% service cost is cheaper than most firms that charge the 25% cost. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
Although they’ll give you an account to see your progress but their website isn’t easy to navigate. CuraDebt does not have an app that could make it easier for you to track your performance. Irs Tax Debt Relief Check
But, they do have a competent support staff, and you can reach them not just via email but also via phone or making an electronic ticket. Irs Tax Debt Relief Check
If problem of debt is an problem right now, we recommend CuraDebt’s service. Be sure to be eligible and that the services they offer are available in your state.
FAQ Irs Tax Debt Relief Check
What is the time frame to complete the course?
The average program is 24 to 48 months, depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent taxes and garnishments of wages.
What do I need to do once I’m in the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce the amount of debt you have over time.