Have your debts been piling up lately? Are you burnt out from trying other financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In the majority of cases, your best option is to speak with professionals that can help you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they can assist you or put you into more debt.
According to their clients they can help you control the majority of your debt , so you are able to take couple of things off your shoulders.
For some, these claims are just too good to be true.
You might be looking for any solution that could help you resolve your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper review of the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion, we’ll also look into the advantages and disadvantages of this method.
Before you begin the review, go to this video if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Irs Provides Tax Relief To Missouri Storm
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. However, they also offer other services that will help you be more financially secure.
It all begins by requesting a free savings estimate on the internet. It is a completely private service and won’t be doing a credit check. With this savings estimate, you will learn more about your options towards debt-free.
Savings estimates, which was mentioned before, gives you the opportunity to consider your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement program, CuraDebt can be the company to answer all of your creditors’ calls. They will also be the ones that negotiate what you will pay for your repayment based on the status of your financial situation. Depending on which works most effectively your situation, the payment could either be a lump sum settlement or an installment plan.
Moreover, they will be working with the lenders to help you enjoy better rates when you make deposits to your savings account. This, is then processed to pay off the creditors. Their plans can help you pay off the debt in 48 months.
After you’ve registered with them, they’ll allow you access to your information 24/7. All you need to do is login to CuraDebts’ client portal so that you can monitor your progress.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes medical bills, personal loans, credit cards and loans. They are also able to settle any outstanding balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes and IRS debt. However, you won’t get assistance with the majority claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt lets you pay off debts with less than the sum you have. Additionally, you can ask questions during their free consultation with their debt counsellor.
The greatest benefit of their plan is that you’ll only have to pay for the charges when your debt is paid off. All you have to sign up to any of the plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial documents and tax documents, they’ll also collect all the necessary paperwork to file tax returns.
With this program, you will be able to solve various tax issues like garnishments on wages and tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices that is based on the amount you’ll have to pay.
There are a variety of options in paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their specialization however, they do not provide all kinds in debt resolution. CuraDebt is only focused on loans that are not secured. They won’t be able to assist you if your loan or debt is linked to an actual item.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any issues. Additionally, this service is accessible to all 50 states in the event that you owe money towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling the medical bills. In certain cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. Still, they can help private students negotiate the student loans they are owed.
Personal loans and payday loans also qualify as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
They also don’t charge high costs either. In the average, you’ll need to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of business can cost anywhere between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debt from two to four years. This varies in relation to the amount you are able to save each month.
Also, they claim that you could save up to 30% if you include their charges into your calculation.
However, the claim may vary, depending on your specific situation. Some customers even claimed to save 50 to 80percent.
Benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. Additionally they only charge an amount of 20%, while many companies charge 25%.
Next, if you’re done with the debt settlement program you could join their credit repair program.
It’s a great way to restore your credit without having to go into debt again. However, the program runs different for every person, depending on your situation.
In the end, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors with the assistance of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using . Therefore, if you’re trying build a better credit score, it might cause you to delay working on your debt.
CureDebt doesn’t even have a mobile app available. While they do have a client website however, it appears old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on these kinds of services. Moreover, their 20% service charge is lower than many firms that charge an additional 25% charge. There are no upfront payments, and you will only have to pay the fee when your debt is finally settled.
Although they’ll allow you to access an account to see your progress but their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which would make it easier to monitor your progression.
They do have a great support team that you can contact them not just via email but also via phone or sending an electronic ticket. Irs Provides Tax Relief To Missouri Storm
If the debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they provide are in your area.
FAQ Irs Provides Tax Relief To Missouri Storm
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief to help you with problems like delinquent tax issues and wage garnishments.
What should I do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to pay down the amount of debt you have over time.