Have your debts increased lately? Are you exhausted from trying other financial advice and tips but haven’t solved your problems?
Maybe you’re here because tried everything.
In the majority of cases, your best option is to speak with professionals that can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they are able to help or put you in more debt.
According to their clients, they can help you control 80percent of your debts so that you can finally take a couple of w
orries off your shoulders.
But for some people the claims seem too good to be true.
You might be looking for any solution that could help you resolve your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of the way CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, check out this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company Irs Property Tax Relief Credit
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000 and has been a participant in the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most popular feature. They also provide additional services to aid you in becoming more financially secure.
It all starts by requesting a no-cost online savings estimate. The service is completely confidential and they will not be conducting a credit screening. With this savings estimate you’ll be able to discover more about options to debt-free.
The savings estimate, as mentioned before, gives you an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement plan, CuraDebt will be the one to answer all of the calls from your creditors. They will be the ones who will negotiate conditions of the repayment based on the status of your finances. Depending on which works best your situation, the payment could be a lump-sum settlement or an installment plan.
Moreover, they will be working with the creditors so that you can have better rates as you make deposits to your savings account, which is then processed to pay off the creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve signed up with them, they will allow you access to your information 24/7. All you need to do is log in to CuraDebts the client portal to track your performance.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can help you.
The name of the company suggests that CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf to settle all kinds of debt. These include personal loans, medical bills, credit cards as well as line of credit. You can also approach them to help settle any remaining amount on business debts, collections, or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. However, you will not receive support for most of your lawsuits, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations so that you can have cash settlements, if they are possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt lets you settle debt with less than the amount you own. They also allow you to have questions answered during a free consultation with their debt counselor.
The most appealing aspect of their program is that you’ll only be charged after your debt has been settled. All you have to sign up to any of the plans, and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they collect all of your financial documentation They will also gather all the paperwork you’ll need to file tax returns.
With this program, you will be able to deal with different types of taxes like garnishments on wages, tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing and is dependent on the amount that you’ll need to settle.
They offer different options when it comes to paying off your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they help you with?
Although debt settlement is their forte however, they do not offer all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They won’t be able to help you if the loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any issues. Furthermore, this service is accessible to all 50 states if you owe money to the IRS. There are tax experts from the federal government that can help you resolve these types of issues.
CuraDebt can also assist in settling the medical bills. In certain cases you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students in negotiating any loans they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible the program if you have other unsecure credit lines that you have obtained from a different financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, or private label credit cards CuraDebt can help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you settle each of your debts.
Additionally, they don’t charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of industry charges from 15% to 25%.
In addition, customers can expect to pay off their debts in between 2 and 4 years. However, this also varies in relation to the amount you save per month.
Also, they claim you can save up to 30% if you include their fees in your equation.
However, this statement will depend on your specific situation. Some clients even mentioned saving 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, let’s explore the benefits of using CuraDebt.
The first is that CuraDebt only charges you when you’ve paid off your debt. Additionally they only charge an amount of 20%, while most companies charge you 25 percent.
Next, if you’re done with the debt settlement program, you can also sign up for their credit restoration program.
It’s a great way to restore the credit rating without going in debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t increase over time. They’ll also be looking into any violations of creditor using their own experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using the credit card you use. If you’re trying to increase your standing on credit scores, you could set you back while you’re working on your obligations.
CureDebt also doesn’t have a mobile app. While they have a website that clients can access, it looks old and mundane. It’s not very user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on these kinds of services. In addition, their 20% service fee is lower than many firms that charge an additional 25% charge. There are no upfront payments, and you will only be required to pay once the debt is settled.
Although they’ll allow you to access an account that allows you to track your progress however, their website isn’t user-friendly. CuraDebt does not have an app that would make it easier to monitor your performance.
They do have a great support team, and you can reach them not only through emails but by phone or by sending an e-ticket. Irs Property Tax Relief Credit
If problem of debt is an issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the services they provide are in your state.
FAQ Irs Property Tax Relief Credit
How long will it take to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt has a tax relief program that can assist you with issues such as late payroll tax issues and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce the amount of debt you have over time.