Have your debts been increasing lately? Are you tired of trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because been through every thing.
In most cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. A lot of people have been inquiring whether they can assist you or help you get into more debt.
According to their clients they can help you control 80percent of your debts so that you can finally take a few things off of your shoulders.
But for some people, these claims are just too good to be true.
If you’re looking for something that will help you resolve your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at the way CuraDebt is used and the problems it could help solve.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Irs Offers Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is the most known feature. They also provide additional services to assist you in becoming financially secure.
It all begins with requesting a free savings estimate on the internet. The service is completely confidential and won’t be doing a credit check. With this savings estimate you’ll be able to learn more about the options to debt-free.
Savings estimates, which was mentioned before, gives you an insight into your choices regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to join. Some financial advisors can help you with your debt-free journey.
After your debt settlement program, CuraDebt is the agency to take care of all your creditors’ calls. They will also be the ones that negotiate conditions of the repayment in accordance with the state of your finances. Depending on which works best for you, it could be a lump-sum settlement or the option of a payment plan.
Additionally they will work with lenders to help you have better rates as you deposit money to your savings account. This, in turn, will process to pay off creditors. Their programs can assist you to pay off the debt in 48 months.
After you’ve registered with them, they’ll give you access to your information 24/7. All you have to do is login to CuraDebts’ client portal to monitor your development.
Before you can avail of their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are some of the ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on behalf of you for most types of debt. This includes personal loans, medical bills credit cards, and lines of credit. They can also be approached to pay off any remaining amount on business debts collection, repossessions, or collections.
They may also assist in negotiating on tax owed and IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, should it be possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt can also help you pay off debts with less than the amount you own. Additionally, you can ask questions during their free consult with their debt advisor.
The greatest benefit of their plan is that you only have to pay for the charges once your debt is settled. All you have to sign up for some of their programs and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they collect all of your financial documents They will also gather all the documents you’ll require to file tax returns.
With this program, you will be able to deal with different types of taxes such as wage garnishments, tax penalties, personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs either. They only use flat-fee pricing that is based on the amount you’ll must settle.
They have different solutions for the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
Although they specialize in debt settlement, it is not their specialization however, they do not offer all kinds in debt resolution. CuraDebt is only focused on debt that is not secured. They can’t help you if the credit or loan is tied to an item that is physical.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able pay off taxes that are due without any problems. Moreover, this type of service is offered to all 50 states if you owe money to the IRS. They have federal tax experts that can help you resolve the issues.
CuraDebt can also help resolve the medical bills. In certain cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students with negotiating any student loans that they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, or private label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
They also don’t charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
In general, this type of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debts within between 2 and 4 years. This varies in relation to the amount you can save up per month.
They also claim that you can save as much as 30% if you include their charges into your calculation.
However, this statement will vary, depending on the situation. Some customers even claimed to save between 50% and 80percent.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you let’s explore the benefits from using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition they only charge a 20% fee while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief you may also sign up for their credit restoration program.
It’s an excellent way to restore your credit without going back into debt. However, the program runs different for every person, depending on your situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also be looking into any violations of creditor with the assistance of their own experts.
The drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with the credit card you use. So if you’re trying to increase your rating on your credit, this may set you back while you’re finishing your debt.
CureDebt also doesn’t offer a mobile application. Although they have a website for clients however, it appears outdated and basic. It’s not very intuitive and could be difficult to navigate.
In addition, they’re not accredited with an accreditation from the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on those types of services. In addition the 20% service cost is less expensive than the majority of companies that offer an additional 25% charge. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account to see your progress, their website is not user-friendly. CuraDebt also doesn’t have an app, which will make it easier to track your progression.
They do have a competent support staff and can be reached them, not only via emails but also via phone or submitting an e-ticket. Irs Offers Tax Relief
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Make sure you’re qualified and that the services they offer are available in your area.
FAQ Irs Offers Tax Relief
What is the time frame to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt assist with state tax problems?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems such as late payroll taxes and wage garnishments.
What do I need to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to lower the amount of debt you have over time.