Has your debt been increasing lately? Are you exhausted from trying other financial advice and tips but still have unsolved issues?
Maybe you’re here because you’ve been through everything.
In most cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is among the most frequently contacted companies. A lot of customers have asked if they are able to help or help you get into more debt.
According to their customers, they can help you manage 80% of your debts so that you can take couple of things off your plate.
However, for certain people they believe these claims are too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt is used and the problems it can solve for you.
Moreover, before we end we’ll look at its benefits and drawbacks.
Before you begin the review, you can check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Irs Customer Service For Tax Relief Reviews
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. But they offer additional services to aid you in becoming more financially stable.
First of all, it starts by requesting a no-cost savings estimate on the internet. It is a completely private service and won’t be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about the other options in your journey to be debt-free.
Savings estimates, as we’ve mentioned earlier, provides you with an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt is the one to answer all of your creditor’s calls. They will also be the ones that will negotiate the terms of your payment depending on the condition of your finances. In determining which option is the best your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Moreover, they will be working with creditors to ensure that you enjoy better rates when you make deposits to your savings account. This in turn, will be processed to pay the creditors. Their programs can assist you to pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your information 24/7. All you need to do is log in to CuraDebts the client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for all kinds of debt. They can help with personal loans, medical bills credit cards and line of credit. They can also be approached to pay off any remaining balance of business debt, collections, or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive support for most claims, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you in navigating laws such as that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors so that you can have cash settlements, if possible. Certain violations could result in having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the sum you have. Additionally, you can inquire about your debt during their no-cost consultation with their debt counsellor.
The greatest benefit of the program is that you will only pay the fees once your debt is settled. All you need to sign up to any of the plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial records, they will also collect all the documents you’ll require for tax returns.
By using this program, you will be able to solve various tax issues such as wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount that you’ll need to settle.
They have different solutions in paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to cater to all types of settlement. CuraDebt only focuses on unsecured debt. They can’t help you if the loan or debt is linked to an item that is physical.
However, if you have the following types of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to settle taxes that are due without difficulty. Furthermore, this service is available across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving the issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some cases, you may even pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. They can however assist private students with negotiating the student loans they are owed.
Personal Loan
Personal loans and payday loans also qualify for the debt settlement program. You may also be eligible if you have other unsecured credit lines you obtained from a different financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. You’ll only pay once you’ve paid each of your debts.
They also don’t have high-cost charges either. On average, you’ll have to pay up to 20 percent of the debt you settled with them.
On average, this type of business can cost anywhere between 15 and 25 percent.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. This varies depending on the amount that you are able to save each month.
Additionally, they claim you can save up to 30% by incorporating their fees in your equation.
However, this statement will depend on your situation. Some customers have even talked about saving 50 to up to 80%.
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Advantages to using CuraDebt
Now that you have an understanding of what CuraDebt offers, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Additionally, they only charge a 20% fee while most companies charge you 25%.
Next, if you’re done by the program for debt relief you could also sign up for their credit repair program.
It’s a great method to improve your credit score without going back into debt. The program is however designed differently for each person according to your personal situation.
In the end, CureDebt looks into your credit to assist with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors using their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . Therefore, if you’re trying improve your rating on your credit, this may set you back while you’re finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. Although they have a client website, it looks aged and simple. It’s not particularly intuitive and could be difficult to navigate.
Furthermore, they are not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. In addition their 20% service fee is lower than many companies that offer a 25% fee. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
Although they’ll give you an account to see your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app that would make it easier to monitor your progress.
But, they do have a competent support staff, and you can reach them, not only via emails but also via phone or making an electronic ticket. Irs Customer Service For Tax Relief Reviews
If debt is a big issue right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they offer are available in your state.
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FAQ Irs Customer Service For Tax Relief Reviews
What is the time frame to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as your agreement on the settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt has a tax relief program that will aid you in dealing with problems such as delinquent payroll tax and wage garnishments.
What should I do once I’m in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to lower your debt over time.
