Have your debts been piling up lately? Are you tired of trying other financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because tried every thing.
In most cases, the most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they can assist you or put you in more debt.
According to their clients, they can assist you in managing 80% of your debt so that you are able to take few things off of your plate.
However, for certain people the claims seem too good to be true.
If you’re looking for something that will help you resolve your debt. In this scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before beginning the review, you can go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Irma Irs Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. They also provide additional services to help you be more financially stable.
The process begins by requesting a free savings estimate online. The service is completely confidential and they will not be doing a credit check. By using this estimate of savings, you will learn more about your alternatives to be debt-free.
The savings estimate, as mentioned before, gives you an idea of your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to join. Some financial advisors can help you in your debt-free journey.
After your debt settlement program, CuraDebt can be the company to answer all of your creditors’ calls. They will also be the ones who negotiate what you will pay for your repayment depending on the condition of your finances. Depending on which works most effectively to you, this can be either a lump sum settlement or a payment plan.
Furthermore, they will be working with the creditors so that you can enjoy better rates when you transfer money into your savings account. This in turn, will process to pay creditors. Their plans can help you get rid of debt in just two years.
Once you’ve signed up with them, they’ll allow you access to your data 24/7. All you have to do is login to CuraDebts the client portal so that you can monitor your performance.
Before you can avail of the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans credit cards, and also loans. You can also approach them to help settle any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating on tax owed as well as IRS debt. However, you will not receive assistance for the majority claims, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they will help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying creditor violations in order to get cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt can also help you repay debt for less than the sum you have. You can also have questions answered during a free consultation with their debt counselor.
The best part about their plan is that you will only be charged once your debt is settled. All you have to do is sign up with one of their plans and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial records and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
By using this program, you should be able to resolve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes and back taxes, trust fund penalties, and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing and is dependent on the amount you must settle.
They have different solutions in paying off taxes. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their specialty, they don’t cater to all types in debt resolution. CuraDebt is only focused on loans that are not secured. They aren’t able to assist you if your debt or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any problems. Moreover, this type of service is available to all 50 states in the event that you have a debt towards the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt can also help resolve the medical bills. In some cases you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students negotiate any loans they owe.
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. Only pay when you settle each of your outstanding debts.
Additionally, they don’t charge high fees as well. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled with them.
On average, this type of business can cost anywhere from 15% to 25%.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs according to the amount you are able to save each month.
Additionally, they claim you can save as much as 30% if you include their fees in your equation.
But this claim will also depend on the situation. Some clients even mentioned saving 50% to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of what CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
The first is that CuraDebt will only charge you when you’ve paid off your debt. Furthermore, they only charge an amount of 20%, while many companies charge 25 percent.
Next, if you’re done with the debt settlement program, you can also sign up for their credit restoration program.
It’s an excellent way to restore your credit without going in debt again. The program is however designed in a different way for each individual, depending on your situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. It means that your debt won’t inflate over time. They’ll also look into any violations by creditors with the assistance of their in-house experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with . Therefore, if you’re trying build a better standing on credit scores, you might cause you to delay finishing your obligations.
CureDebt also doesn’t offer a mobile application. While they do have a website that clients can access however, it appears aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not recognized by their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on these kinds of services. Additionally the 20% service charge is cheaper than most firms that charge the 25% cost. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
Although they’ll give you an account to see your progress however, their website isn’t simple to navigate. CuraDebt does not have an app, which will make it easier to look at your progression.
However, they have a great support team that you can contact them not only through emails but also by phone or submitting an e-ticket. Irma Irs Tax Relief
If debt is a big problem right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they provide are in your state.
FAQ Irma Irs Tax Relief
How long will it take to complete the course?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the stipulated settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll tax issues and garnishments on wages.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to pay down your debt over time.