Has your debt been piling up lately? Are you burnt out from trying various financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve tried every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many people are asking if they are able to help or put you in more debt.
According to their customers, they can assist you in managing 80percent of your debts so that you can finally take a few things off of your plate.
However, for certain people the claims seem too good to be true.
If you’re looking for anything that can aid you in settling your debt. In that situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before beginning the review, you can check out this video instead in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Iowa State Property Tax Relief Choices
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has since become an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. But they offer additional services to assist you in becoming financially secure.
First of all, it begins with requesting a free savings estimate on the internet. This service is very confidential and won’t be doing a credit check. With this estimate of savings, you will learn more about your options to debt-free.
The savings estimate, which was mentioned before, gives you an insight into your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you with credit arbitration if you decide to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt is the company to handle all of your creditor’s calls. They will also be the ones who will determine conditions of the repayment based on the status of your financial situation. Depending on which works most effectively to you, this could be a lump-sum settlement or the option of a payment plan.
Moreover they will also work with creditors so that you can have better rates as you make deposits to your savings account. This, is then processed to pay back creditors. The plans they offer can help you pay off the debt in 48 months.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts’ client portal so that you can monitor your development.
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CuraDebt’s Requirements
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the different ways CuraDebt can assist you.
Debt Relief
As their name suggests, CuraDebt can help you deal with your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. They can help with medical bills, personal loans credit cards as well as line of credit. You can also approach them to pay off any remaining balance on business debt collection, repossessions, or collections.
They can even help negotiate with back taxes and IRS debt. However, you will not receive assistance for the majority claims, government loans as well as collateral and utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, should it be possible. Certain violations may result in having your debts removed as well.
CuraDebt also allows you to repay debt for less than the amount you have. They also allow you to have questions answered during a free consult with their debt counsellor.
The best part about their program is that you’ll only have to pay for the charges when your debt is paid off. All you need to sign up to any of the plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the paperwork you’ll need to file tax returns.
By using this program, you’ll be able to resolve different types of taxes such as garnishments on wages and tax penalties, personal and corporate taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing, which depends on the amount you’ll have to pay.
There are a variety of options when it comes to the settlement of taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their specialty however, they do not cater to all types in debt resolution. CuraDebt concentrates on loans that are not secured. They aren’t able to help you if your debt or loan is tied to an actual item.
If, however, you are in one of the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to settle your past-due tax debts without difficulty. Furthermore, this service is offered to all 50 states if you have a debt towards the IRS. There are federal tax experts to assist you with these types of issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some cases, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students in negotiating any loans they have to pay.
Personal Loan
Personal loans and payday loans are also eligible to be eligible for debt relief programs. You may also be eligible the program if you have other unsecure credit lines that you have obtained from an alternative bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
They also do not charge high costs either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled with them.
In general, this type of industry charges between 15 and 25%.
Moreover, clients can expect to settle their debts within between 2 and 4 years. This varies depending on the amount that you are able to save each month.
Also, they claim you can save as much as 30% if you include their costs into your calculations.
However, this statement will depend on the situation. Some clients even mentioned saving between 50% and 80%.
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The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Additionally they only charge 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished in the process of debt resolution, you may also sign up for their credit repair program.
It’s a great way to restore your credit score without going in debt again. However, the program lasts in a different way for each individual according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t increase over time. They’ll also be looking into any violations by creditors with the help of their experts in-house.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with . If you’re trying to build a better credit score, it might set you back while you’re working on your debt.
CureDebt does not offer a mobile application. While they do have a website for clients, it looks aged and simple. It’s not very intuitive and could be challenging to navigate.
In addition, they’re not recognized by the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more for these types of services. Moreover their 20% service charge is less expensive than the majority of businesses that charge a 25% fee. There is no upfront payment and you’ll only be required to pay once your debt is finally settled.
While they’ll provide you with an account to see your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app, which would make it easier to look at your progression.
They do have a great support team that you can contact them not just via email but by phone or by making an e-ticket. Iowa State Property Tax Relief Choices
If your debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they offer are available in your area.
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FAQ Iowa State Property Tax Relief Choices
How long will it take to complete the program?
The average program is between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt provides tax relief programs that can help you with problems such as late payroll tax issues and wage garnishments.
What should I do once I’m in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to reduce your debt over time.
