Have your debts increased lately? Are you exhausted from trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In most cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is one of the most asked companies. Many people have been inquiring whether they are able to help or help you get into more debt.
According to their customers, they can assist you in managing the majority of your debt so that you are able to take couple of w
orries off your mind.
For some, these claims are just too good to be true.
You might be looking for anything that can help you resolve your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth look at the way CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, check out this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Iowa Senior Property Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. But they offer other services that can assist you in becoming financially stable.
The process begins with requesting a free savings estimate online. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings, you will learn more about your alternatives to debt-free.
The savings estimate, as mentioned previously, offers you an idea of your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to enroll. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program, CuraDebt is the one to handle all of your creditor’s calls. They will also be the ones who will determine the terms of your repayment based on the status of your financial situation. In determining which option is the most effectively to you, this could either be a lump sum settlement or a payment plan.
Moreover they will be working with the creditors to ensure that you have better rates as you make deposits to your savings account. This in turn, will process to pay off the creditors. Their plans can help you get rid of debt in just two years.
After you’ve registered with them, they’ll give you access to your account information 24 hours a day. All you have to do is log in to CuraDebts Client Portal to track your progress.
Before you can avail of their program, you’ll need to satisfy their criteria first. For eligibility, you’ll have to meet the following requirements:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal with debt. They are able to negotiate settlements on behalf of you for most types of debt. These include medical bills, personal loans credit cards and lines of credit. They are also able to help settle any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. But, you won’t receive support for most of your lawsuits, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation so that you can have cash settlements, if possible. Certain violations could lead to having your debts also dismissed.
CuraDebt can also help you settle debt with less than the amount you own. You can also have questions answered during a free consult with their debt advisor.
The most appealing aspect of the program is that you’ll only pay the fees once your debt is settled. All you need to sign up to any of the plans and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you should be able to deal with various tax issues like garnishments on wages, tax penalties, personal and business taxes, back taxes and trust fund penalties and tax liens.
There aren’t any hidden costs also. They use only flat-fee pricing and is dependent on the amount you’ll need to settle.
There are a variety of options in settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty, they don’t cater to all types of settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if your debt or loan is tied to an actual item.
If you do have the following types of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay tax debts that were due to be paid without any issues. Moreover, this type of service is accessible to all 50 states if you owe money to the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In certain cases you could even settle the debt for less than you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. However, they can assist private students negotiate any loans they are owed.
Payday loans and personal loans also qualify as debt-settling programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, as well as private label credit card, CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they don’t have high-cost charges either. On average, you’ll have to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of industry charges between 15 and 25%.
Additionally, customers can anticipate to settle their debt from two to four years. But, it also differs in relation to the amount you can save up per month.
Additionally, they claim that you could save up to 30% when you factor in their fees in your equation.
But this claim will also vary, depending on your situation. Some clients even mentioned saving 50% to 80percent.
The benefits of using CuraDebt
Now that you have an idea of what CuraDebt can offer you Let’s take a look at the benefits from using CuraDebt.
First, CuraDebt only charges you when you’ve paid off your debt. In addition they only charge 20% of the cost, whereas the majority of companies charge 25%.
If you’re finished by the program for debt relief you could also sign up for their credit restoration program.
It’s an excellent method to improve the credit rating without going back into debt. However, the program runs in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t increase as time passes. They’ll also look into any violations by creditors using their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with your credit card. Therefore, if you’re trying build a better credit score, it might cause you to delay finishing your debt.
CureDebt does not have a mobile app available. While they have a website for clients however, it appears old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Furthermore, they are not credited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that lets you pay off your debts without spending more for these types of services. In addition, their 20% service cost is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress, their website is not easy to navigate. CuraDebt does not have an app that would make it easier to look at your performance.
But, they do have a competent support staff that you can contact them not just via email but also via phone or making an electronic ticket. Iowa Senior Property Tax Relief
If your debt is a big problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they offer are available in your state.
FAQ Iowa Senior Property Tax Relief
How long will it take to finish the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt provides tax relief programs to assist you with issues like delinquent tax and garnishments on wages.
What do I need to do when I’m enrolled in the program?
You’ll have to keep in constant contact with the team and make the necessary payments to reduce your debt over time.