Has your debt been increasing lately? Are you burnt out from trying various financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve tried everything.
In the majority of cases, your most effective approach is to talk to experts who can help to resolve this issue.
CuraDebt is one of the companies that get the most inquiries. Many people have been inquiring whether they are able to help or put you in more debt.
According to their clients, they can help you manage 80percent of your debt , so you can finally take a couple of w
orries off your mind.
But for some people the claims seem too good to be true.
Suppose you’re on the lookout for anything that can assist you in paying off your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt is used and the problems it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before beginning the review, you can go to this video in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Invetment With High Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. They also provide other services that will help you be more financially secure.
The process begins by requesting a free savings estimate on the internet. The service is completely confidential and they will not be doing a credit check. By using this estimate of savings you’ll learn more about your alternatives towards debt-free.
Savings estimates, which was mentioned earlier, provides you with an idea of your options regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you with your debt-free journey.
After your debt settlement plan, CuraDebt is the company to handle all of your creditors’ calls. They will also be the ones who will negotiate the terms of your settlement depending on the condition of your finances. Depending on which works best for you, it can be either a lump sum settlement or the option of a payment plan.
Moreover, they will work with creditors to ensure that you enjoy better rates when you make deposits to your savings account, which in turn, will process to pay creditors. The plans they offer can help you get rid of debt in just two years.
Once you’ve signed up with them, they will provide you with access to your information 24/7. All you have to do is sign in to CuraDebts Client Portal so that you can monitor your progress.
Before you are able to avail the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are the various ways CuraDebt can aid you.
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills credit cards, and loans. You can also approach them to settle any outstanding balance of business debt and collections or repossessions.
They may even assist you in negotiating on tax owed as well as IRS debt. But, you won’t receive support for most cases, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, if they are possible. Some violations can also lead to having your debts removed as well.
CuraDebt can also help you settle debt with less than the sum you have. You can also inquire about your debt during their no-cost consult with their debt advisor.
The best part about their program is that you only pay the fees once your debt is settled. All you need to sign up to any of the plans, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial records They will also gather all the documents you’ll require for tax returns.
With this program, you’ll be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and corporate taxes as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you have to pay.
They have different solutions in the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialty, they don’t offer all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They aren’t able to help you if the debt or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to pay taxes that are due without any issues. Additionally, this service is offered across all 50 states, if you owe money towards the IRS. There are tax experts from the federal government that can help you resolve these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In some instances you might even be able to pay them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students in negotiating the student loans they have to pay.
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is the way they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you settle each of your outstanding debts.
Additionally, they do not charge high charges either. In the average, you’ll need to pay up to 20% of the debt you settled through them.
On average, this type of industry charges between 15 and 25 percent.
Moreover, clients can expect to settle their debts within 2 to 4 years. However, this also varies according to the amount you can save up per month.
They also claim that you could save as much as 30% if you include their charges into your calculation.
However, the claim may depend on your specific situation. Some clients even mentioned saving 50 to up to 80%.
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt is only charged once you’ve paid off your debt. In addition, they only charge 20% of the cost, whereas many companies charge 25 percent.
If you’re finished by the program for debt relief you may enroll in their credit restoration program.
It’s an excellent way to restore your credit score without having to go in debt again. The program is however designed differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist in settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also be looking into any violations of creditor with the help of their in-house experts.
Drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with . If you’re trying to build a better credit score, it may set you back while you’re finishing your credit card debt.
CureDebt doesn’t even have a mobile app. While they have a website that clients can access however, it appears outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. Additionally the 20% service fee is cheaper than most businesses that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay when the debt is settled.
Although they’ll give you an account to see your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to look at your progression.
However, they have a great support team that you can contact them not just via email but also by phone or making an e-ticket. Invetment With High Tax Relief
If problem of debt is an problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs that they provide are offered in your area.
FAQ Invetment With High Tax Relief
What is the time frame to complete the course?
The average program is between 24 and 48 months depending on the amount of your debt as well as your agreed settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt offers a program for tax relief to help you with problems such as delinquent payroll tax issues and wage garnishments.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.