Are you experiencing debt that has increased lately? Are you burnt out from trying other financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In most cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the companies that get the most inquiries. Many customers have asked if they are able to help or put you in more debt.
According to their clients they can help you control 80% of your debt , so you are able to take couple of things off your mind.
However, for certain people, these claims are just too good to be true.
You might be looking for anything that can help you resolve your debt. If that’s the scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper study of the way CuraDebt operates and what issues it could help solve.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Innocent Tax Relief Lawyer San Jose
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most popular feature. They also provide other services that can help you be more financially secure.
It all starts by requesting a no-cost online savings estimate. The service is completely confidential and won’t be doing a credit check. By using this estimate of savings you’ll be able to learn more about your alternatives to debt-free.
Savings estimates, which was mentioned before, gives you an insight into your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
After your debt settlement plan, CuraDebt is the agency to take care of all your creditors’ calls. They’ll also be the ones that will negotiate what you will pay for your repayment based on the status of your financial situation. Depending on which works most effectively for you, it can be a lump-sum settlement or the option of a payment plan.
Furthermore they will also be working with creditors to ensure that you get better rates when you make deposits to your savings account, which in turn, will process to pay off the creditors. Their programs can assist you to pay off the debt in the period of 48 months.
After you’ve registered with them, they will provide you with access to your account information 24 hours a day. All you have to do is sign in to CuraDebts Client Portal to monitor your performance.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing with debt. They can negotiate settlements on behalf of you for most types of debt. This includes personal loans, medical bills credit cards, as well as line of credit. You can also approach them to help settle any remaining balance of business debt and collections or repossessions.
They can even help negotiate for back taxes as well as IRS debt. But, you won’t receive assistance with the majority claims, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they can help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, should it be possible. Some violations can also cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you own. You can also inquire about your debt during their no-cost consult with their debt advisor.
The best part about the program is that you’ll only pay the fees once your debt is settled. All you need to sign up for some of their programs, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they collect all of your financial records They will also gather all the necessary paperwork to file tax returns.
Through this program, you’ll be able to solve different types of taxes like wage garnishments and tax penalties, personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges either. They only use flat-fee pricing, which depends on the amount that you’ll need to settle.
They offer different options in settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialization but they aren’t able to offer all kinds of settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to help you if the credit or loan is tied to an item that is physical.
If, however, you are in one of the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able pay off taxes that are due without difficulty. Moreover, this type of service is available to all 50 states if you owe money towards the IRS. They have federal tax experts that can help you resolve these types of issues.
CuraDebt will also help you resolve your medical debt. In certain cases you might even be able to pay the debt for less than you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. They can however assist private students in negotiating the student loans they are owed.
Personal loans and payday loans also qualify to be eligible for debt relief programs. You can also avail if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you have paid off all of your outstanding debts.
Also, they do not charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere between 15 and 25 percent.
In addition, customers can expect to settle their debt from two to four years. This varies depending on the amount that you can save up per month.
Also, they claim that you can save as much as 30% by incorporating their fees in your equation.
However, the claim may depend on the situation. Some clients even mentioned saving 50 to 80percent.
Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. In addition they only charge 20% of the cost, whereas the majority of companies charge 25%.
Then, if you’re done in the process of debt resolution you may also sign up for their credit restoration program.
It’s a fantastic option to rebuild your credit without going in debt again. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t increase over time. They’ll also look into any violations of creditor with the assistance of their in-house experts.
Some disadvantages to using CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief usually require that you stop paying with . So if you’re trying to improve your standing on credit scores, you could delay you from getting rid of your obligations.
CureDebt also doesn’t have a mobile app available. Although they have a website that clients can access, it looks outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
In addition, they’re not recognized by the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to settle your debt without spending more on these kinds of services. Additionally their 20% service cost is cheaper than most businesses that charge a 25% fee. There aren’t any upfront fees and you’ll only have to pay when your debt is finally settled.
Although they’ll give you an account to see your progress however, their website isn’t user-friendly. CuraDebt does not have an app, which could make it easier for you to look at your performance.
They do have a competent support staff and can be reached them not only through emails but also by phone or making an e-ticket. Innocent Tax Relief Lawyer San Jose
If your credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services that they provide are offered in your state.
FAQ Innocent Tax Relief Lawyer San Jose
How long will it take to finish the program?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt assist in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that will assist you with issues like delinquent tax issues and wage garnishments.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with your team members and pay the required payments to pay down your debt over time.