Has your debt been increasing lately? Are you exhausted from trying various financial advice and strategies but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In the majority of cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can assist you or help you get into more debt.
According to their clients they can assist you in managing the majority of your debts so that you can finally take a couple of w
orries off your plate.
However, for certain people the claims seem too good to be true.
You might be looking for any solution that could aid you in settling your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of how CuraDebt operates and what issues it can help you solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before starting the review, go to this video for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Innocent Spouse Tax Relief Phone Number
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. However, they also offer additional services to aid you in becoming more financially stable.
It all begins by requesting a free savings estimate on the internet. The service is completely confidential, and they won’t conduct a credit inquiry. By using this estimate of savings you’ll be able to learn more about your options towards debt-free.
The savings estimate, as mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with credit arbitration in the event that you decide to join. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt is the one to answer all of your creditor’s calls. They’ll also be the ones who negotiate what you will pay for your settlement depending on the condition of your finances. Depending on which works best your situation, the payment can be either a lump sum settlement or an installment plan.
Additionally, they will work with creditors to ensure that you get better rates when you make deposits to your savings account. This is then processed to pay back the creditors. The plans they offer can help you settle the debt within 48 months.
After you’ve registered with them, they’ll provide you with access to your data 24/7. All you need to do is sign in to CuraDebts the client portal to monitor your development.
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. To be eligible, you’ll need to be:
- At least 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
As their name suggests, CuraDebt will assist you in dealing your debt. They are able to negotiate settlements on behalf of you for the majority of types of debt. They can help with medical bills, personal loans credit cards as well as loans. They are also able to settle any outstanding amount on business debts collection, repossessions, or collections.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get assistance for the majority of your lawsuits, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors so that you can have cash settlements, should it be possible. Certain violations could cause your debt to be also dismissed.
CuraDebt also allows you to settle debt with less than the amount you have. Additionally, you can ask questions during their free consult with their debt advisor.
The best part about their program is that you only be charged when your debt is paid off. All you need to sign up to some of their programs, and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they’ve gathered all your financial documentation They will also gather all the paperwork you’ll need for tax returns.
With this program, you’ll be able to resolve different types of taxes such as wage garnishments as well as tax penalties for personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They only use flat-fee pricing, which depends on the amount that you’ll must settle.
There are a variety of options for paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types of settlement. CuraDebt only focuses on loans that are not secured. They aren’t able to assist you if your loan or debt is linked to an item that is physical.
If, however, you are in the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able pay off taxes that are due without any issues. Moreover, this type of service is offered to all 50 states in the event that you have a debt in arrears to IRS. There are tax experts from the federal government to assist you with these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In certain cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students in negotiating the student loans they are owed.
Payday loans and personal loans also qualify for the debt settlement program. You may also be eligible if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt will help you pay it off.
What will it cost you?
The most appealing aspect of CuraDebt is how the company has priced its services. They do not charge an upfront cost. Only pay when you have paid off all of your outstanding debts.
Additionally, they don’t have high-cost costs either. In the average, you’ll need to pay up to 20 percent of the debt that you settled with them.
In general, this type of business can cost anywhere between 15% and 25 percentage.
Moreover, clients can expect to settle their debts within between 2 and 4 years. But, it also differs according to the amount you save per month.
They also claim that you can save up to 30% if you include their costs into your calculations.
But this claim will also depend on your situation. Some customers even claimed to save 50% to 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt will only charge you once you’ve paid off your debt. Furthermore they only charge 20% of the cost, whereas most companies charge you 25%.
Then, if you’re done by the program for debt relief, you may also sign up for their credit repair program.
It’s a fantastic method to improve your credit without having to go in debt again. However, the program runs differently for each person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. So, your debt won’t inflate as time passes. They’ll also be looking into any violations by creditors with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with the credit card you use. So if you’re trying to improve your credit score, it might delay you from getting rid of your debt.
CureDebt does not offer a mobile application. Although they have a client website, it looks outdated and basic. It’s not very intuitive and could be difficult to navigate.
Moreover, they are still not accredited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to pay off your debts without spending more on those types of services. In addition, their 20% service charge is cheaper than most companies that offer the 25% cost. There is no upfront payment, and you will only have to pay when the debt is paid off.
Although they’ll give you an account that allows you to track your progress but their website isn’t simple to navigate. CuraDebt isn’t even an app that will make it easier to monitor your performance.
However, they have a great support team and can be reached them not just via email but by phone or by submitting an e-ticket. Innocent Spouse Tax Relief Phone Number
If the debt is a big issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs they provide are in your state.
FAQ Innocent Spouse Tax Relief Phone Number
How long does it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt provides tax relief programs that can help you with problems such as delinquent payroll taxes and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.