Are you experiencing debt that has been piling up lately? Are you exhausted from trying other financial advice and strategies but still have unsolved issues?
Maybe you’re here because already tried every thing.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can assist you or put you into more debt.
According to their clients, they can help you control 80percent of your debt , so you are able to take few things off of your shoulders.
But for some people the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In this case, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep study of the way CuraDebt is used and the problems it can solve for you.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Indiana Veterans Property Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most well-known feature. However, they also offer additional services to help you be more financially secure.
The process begins by requesting a free savings estimate online. This service is very confidential and they will not be conducting a credit screening. By using this estimate of savings, you will learn more about your options towards debt-free.
The savings estimate, as we’ve mentioned before, gives you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you with your debt-free journey.
Following the debt settlement plan, CuraDebt can be the company to answer all of your creditors’ calls. They will also be the ones that will negotiate conditions of the settlement based on the status of your financial situation. Based on what works best to you, this can be either a lump sum settlement or an installment plan.
Furthermore, they will be working with creditors to ensure that you get better rates when you make deposits to your savings account. This in turn, will be processed to pay creditors. Their plans can help you pay off the debt in two years.
After you’ve registered with them, they’ll give you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts Client Portal to monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they help you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf for the majority of types of debt. They can help with personal loans, medical bills credit cards as well as line of credit. They are also able to settle any outstanding balance of business debt collection, repossessions, or collections.
They can even help negotiate on tax owed and IRS debt. However, you won’t get support for most of your lawsuits, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll help you use laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors in order to get cash settlements, if they are possible. Some violations can also result in having your debts also dismissed.
CuraDebt lets you pay off debts with less than the amount you have. Additionally, you can ask questions during their free consult with their debt counsellor.
The best part about their program is that you only pay the fees when your debt is paid off. All you have to sign up for one of their plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. After they have gathered all your financial documents They will also gather all the necessary paperwork to file tax returns.
With this program, you should be able to solve different types of taxes like wage garnishments as well as tax penalties for personal and business taxes as well as back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing and is dependent on the amount that you’ll have to pay.
There are a variety of options for settling taxes. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What kinds of debts are they able to help with?
Although debt settlement is their forte however, they do not provide all kinds of debt settlement. CuraDebt is only focused on unsecured debt. They won’t be able to help you if the debt or loan is tied to an actual item.
If you do have one of the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able pay off taxes that are due without any issues. Moreover, this type of service is accessible to all 50 states if you owe money towards the IRS. There are tax experts from the federal government to assist you with the issues.
Medical Debt
CuraDebt will also help you resolve any medical-related debt. In some cases you might even be able to pay them for less than what you are owed.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students with negotiating any loans they have to pay.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. You can also avail if you have other unsecured credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What is the cost?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. The only time you pay is when you settle each of your outstanding debts.
They also don’t have high-cost costs either. On average, you’ll have to pay as much as 20% of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. But, it also differs in relation to the amount you save per month.
Additionally, they claim that you can save up to 30% when you factor in their costs into your calculations.
However, this statement will depend on your specific situation. Some customers even claimed to save between 50% and 80%.
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Benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits from using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. In addition they charge only an amount of 20%, while most companies charge you 25%.
Then, if you’re done by the program for debt relief you can also sign up for their credit repair program.
It’s an excellent method to improve the credit rating without going into debt again. However, the program runs different for every person according to your personal situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also investigate any violations of creditor with the assistance of their own experts.
The drawbacks of the use of CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt relief and debt settlements often require you to stop making payments using the credit card you use. So if you’re trying to increase your rating on your credit, this might delay you from finishing your credit card debt.
CureDebt does not have a mobile app. Although they have a client website but it’s outdated and basic. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that will allow you to pay off your debts without spending more for these types of services. In addition, their 20% service fee is less expensive than the majority of businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once the debt is paid off.
While they’ll provide you with an account to see your progress but their website isn’t simple to navigate. CuraDebt also doesn’t have an app, which would make it easier to monitor your performance.
They do have a good support team that you can contact them, not only via emails but also via phone or sending an electronic ticket. Indiana Veterans Property Tax Relief
If your problem of debt is an issue right now, we recommend CuraDebt’s service. Be sure to be qualified and that the services they offer are available in your state.
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FAQ Indiana Veterans Property Tax Relief
What is the time frame to finish the program?
The average program is between 24 and 48 months dependent on the size of your debt and the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
It is true that CuraDebt offers a program for tax relief that can help you with problems such as late payroll tax and wage garnishments.
What should I do once I’m in the program?
You’ll need to constantly communicate with the team and make the necessary payments to pay down your debt over time.