Have your debts been increasing lately? Are you exhausted from trying various financial advice and tips but still have unsolved issues?
Perhaps you’re here because you’ve already tried everything.
In the majority of cases, your best way is to approach experts who can assist you resolve the issue.
CuraDebt is one of the most frequently contacted companies. A lot of people have been inquiring whether they can help you or help you get into more debt.
According to their clients, they can help you control 80percent of your debt so that you are able to take couple of things off your plate.
For some the claims seem too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper look at the way CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before you begin the review, check out this video instead if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Indiana State Tax Hardship Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited through the International Association of Professional Debt Arbitrators.
While it is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. However, they also offer additional services to help you be more financially secure.
It all starts by requesting a no-cost online savings estimate. This service is very confidential and won’t conduct a credit inquiry. With this estimate of savings you’ll be able to be able to learn more about the other options in your journey to be debt-free.
This estimate of savings, which was mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Certain financial advisors can assist you with your debt-free journey.
Following your debt settlement program is completed, CuraDebt will be the company to answer all of your creditors’ calls. They will also be the ones that negotiate the terms of your repayment depending on the condition of your financial situation. In determining which option is the most effectively to you, this can be a lump-sum settlement or a payment plan.
Furthermore they will also work with creditors to ensure that you have better rates as you transfer money into your savings account, which in turn, will process to pay back the creditors. Their plans can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you have to do is sign in to CuraDebts the client portal to track your progress.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to meet the following criteria:
- At least 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans, credit cards and also line of credit. They are also able to pay off any remaining balance of business debt and collections or repossessions.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get support for most cases, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt can also help you settle debt with less than the amount you own. They also allow you to ask questions during their free consult with their debt advisor.
The most appealing aspect of their program is that you will only be charged after your debt has been settled. All you need to sign up to one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial documents They will also gather all the necessary paperwork for tax returns.
With this program, you’ll be able to solve various tax issues like wage garnishments, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges also. They only use flat-fee pricing that is based on the amount that you’ll must settle.
There are a variety of options for paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kind of debt are they able to help with?
Although they specialize in debt settlement, it is not their forte however, they do not cater to all types of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if your loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they will make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to settle your past-due tax debts without any problems. Additionally, this service is available across all 50 states, if you owe money to the IRS. There are tax experts from the federal government to assist you with these kinds of problems.
Medical Debt
CuraDebt can also assist in settling the medical bills. In certain cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students with negotiating any student loans that they are owed.
Personal Loan
Personal loans and payday loans also qualify to be eligible for debt relief programs. You may also be eligible if you have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
Also, they don’t charge high costs either. On average, you’ll be required to pay up to 20 percent of the debt that you settled through them.
In general, this type of industry can charge anywhere between 15 and 25 percentage.
Moreover, clients can expect to settle their debts within two to four years. However, this also varies according to the amount you can save up per month.
Additionally, they claim that you can save up to 30% by incorporating their charges into your calculation.
But this claim will also differ based on the situation. Some customers even claimed to save between 50% and up to 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt only charges you once you’ve paid off your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief, you may enroll in their credit restoration program.
It’s a fantastic way to restore your credit score without going into debt again. However, the program lasts in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. So, your debt won’t increase over time. They’ll also look into any violations by creditors with the help of their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with . So if you’re trying to build a better standing on credit scores, you may cause you to delay working on your debt.
CureDebt doesn’t even offer a mobile application. While they have a website for clients but it’s outdated and basic. It’s not particularly user-friendly, and can be difficult to navigate.
Moreover, they are still not credited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on those types of services. Moreover their 20% service charge is lower than many firms that charge an additional 25% charge. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress, their website is not easy to navigate. CuraDebt also doesn’t have an app that will make it easier to look at your progression.
They do have a great support team and can be reached them, not only via emails but also via phone or submitting an electronic ticket. Indiana State Tax Hardship Relief
If your credit card is a major problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be eligible and that the services they provide are in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Indiana State Tax Hardship Relief
What is the time frame to finish the program?
The average program is 24 to 48 months, dependent on the size of your debt and the stipulated settlement.
Can CuraDebt assist in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs to assist you with issues such as delinquent payroll tax issues and wage garnishments.
What should I do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to pay down your debt over time.
