Has your debt increased lately? Are you exhausted from trying various financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In most cases, the best option is to speak with experts who can help you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can help you or put you into more debt.
According to their customers, they can assist you in managing 80% of your debt , so you can take couple of w
orries off your mind.
For some, these claims are just too good to be true.
If you’re looking for anything that can assist you in paying off your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of the way CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion we’ll look at the advantages and disadvantages of this method.
Before you begin the review, go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Income For Ny State Property Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was established in 2000 and has been an active member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. But they offer other services that will aid you in becoming more financially stable.
First of all, it begins with requesting a free savings estimate on the internet. This service is very confidential and they will not conduct a credit inquiry. With this savings estimate you’ll be able to learn more about the options towards debt-free.
This estimate of savings, which was mentioned earlier, provides you with an insight into your choices regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to assist you in navigating credit arbitration if you decide to join. Certain financial advisors can assist you on your path to debt-free living.
Following your debt settlement program is completed, CuraDebt will be the one to handle all of your creditors’ calls. They will be the ones who will negotiate the terms of your payment in accordance with the state of your finances. Based on what works best to you, this could be either a lump sum settlement or a payment plan.
Moreover they will also be working with the creditors so that you can have better rates as you deposit money to your savings account, which in turn, will process to pay back the creditors. The plans they offer can help you settle the debt within 48 months.
Once you’ve signed up with them, they will allow you access to your information 24/7. All you need to do is log in to CuraDebts Client Portal to monitor your progress.
Before you can avail of their program, you’ll need to pass their requirements first. To be eligible, you’ll need to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the various ways CuraDebt can assist you.
The name of the company suggests that CuraDebt can help you deal with debt. They can negotiate settlements on your behalf for all kinds of debt. These include medical bills, personal loans, credit cards and lines of credit. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you won’t get assistance with the majority claims, loans from the government as well as collateral and utility bills. The same goes for student loans.
On the contrary, they’ll help you use laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation so that you can have cash settlements, if possible. Certain violations may result in having your debts dismissed as well.
CuraDebt also allows you to settle debt with less than the sum you have. They also allow you to inquire about your debt during their no-cost consult with their debt counsellor.
The best part about the program is that you’ll only have to pay for the charges once your debt is settled. All you have to sign up for some of their programs and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. After they have gathered all your financial records, they will also collect all the documents you’ll require to file tax returns.
With this program, you’ll be able to deal with different types of taxes such as garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing and is dependent on the amount you must settle.
There are a variety of options when it comes to settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they assist you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to offer all kinds of settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if the debt or loan is tied to an actual item.
If you do have the following kinds of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any issues. Furthermore, this service is available across all 50 states, if you owe money in arrears to IRS. They have federal tax experts who can assist you in resolving the issues.
CuraDebt can also help resolve the medical bills. In certain cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students with negotiating any student loans that they have to pay.
Personal loans and payday loans also qualify as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines you obtained from another financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards, traditional credit cards, as well as private label credit card, CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you have paid off all of your debts.
They also do not charge high charges either. On average, you’ll have to pay between 20 and 20% of the debt you settled through them.
In the average, this kind of industry charges between 15% and 25 percentage.
Moreover, clients can expect to settle their debts within two to four years. However, this also varies depending on the amount that you can save up per month.
Also, they claim that you could save up to 30% if you include their fees in your equation.
However, this statement will vary, depending on the situation. Some customers have even talked about saving 50 to up to 80%.
Benefits of using CuraDebt
Now that you have an idea of what CuraDebt offers, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. In addition they charge only a 20% fee while most companies charge you 25%.
Then, if you’re done with the debt settlement program you can also sign up for their credit restoration program.
It’s a great method to improve your credit without having to go back into debt. The program is however designed in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your financial obligations to assist with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also look into any violations by creditors with the assistance of their own experts.
Drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements typically require you to stop making payments using . So if you’re trying to increase your standing on credit scores, you could set you back while you’re working on your debt.
CureDebt does not offer a mobile application. While they do have a website for clients however, it appears outdated and basic. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that allows you to resolve your debt without having to spend more for these types of services. In addition, their 20% service charge is cheaper than most companies that offer a 25% fee. There are no upfront payments, and you will only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt does not have an app yet, which would make it easier to monitor your progression.
However, they have a great support team, and you can reach them, not only via emails but also via phone or sending an e-ticket. Income For Ny State Property Tax Relief
If problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the services they offer are available in your area.
FAQ Income For Ny State Property Tax Relief
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt has a tax relief program to aid you in dealing with problems like delinquent taxes and garnishments on wages.
What’s the first thing I have to do after joining the program?
You’ll need to constantly communicate with the team and pay the required payments to pay down your debt over time.