Have your debts been increasing lately? Are you tired of trying various financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, the most effective approach is to talk to experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can help you or help you get into more debt.
According to their clients they can assist you in managing 80% of your debts so that you can take couple of w
orries off your shoulders.
However, for certain people, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could aid you in settling your debt. In this scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of the way CuraDebt is used and the problems it can solve for you.
In addition, prior to our conclusion, we’ll also look into its benefits and drawbacks.
Before you begin the review, watch this video instead in case you would prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company In Order To Qualify For The Elderly Or Disabled Property Tax Relief In Nc
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is one of CuraDebt’s best known feature. But they offer additional services to aid you in becoming more financially secure.
It all begins with requesting a free online savings estimate. It is a completely private service, and they won’t conduct a credit inquiry. With this estimate of savings, you will discover more about options to be debt-free.
This estimate of savings, which was mentioned before, gives you an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to assist you in navigating the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement program, CuraDebt is the one to answer all of the calls from your creditors. They will be the ones who will negotiate the terms of your repayment based on the status of your financial situation. In determining which option is the most effectively to you, this could either be a lump sum settlement or an installment plan.
Additionally they will be working with the creditors to ensure that you get better rates when you transfer money into your savings account. This in turn, will be processed to pay off creditors. Their plans can help you settle the debt within the period of 48 months.
After you’ve signed up with them, they will allow you access to your information 24/7. All you need to do is sign in to CuraDebts Client Portal to track your performance.
Before you are able to avail their program, you’ll need to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you with?
Here are the various ways CuraDebt can help you.
Like their name implies, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf for most types of debt. They can help with personal loans, medical bills, credit cards and loans. They can also be approached to pay off any remaining balance of business debt collection, repossessions, or collections.
They may also assist in negotiating with back taxes as well as IRS debt. However, you will not receive assistance with the majority cases, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, should it be possible. Some violations can also cause your debt to be dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you have. They also allow you to ask questions during their free meeting with their debt counselor.
The most appealing aspect of their plan is that you will only be charged once your debt is settled. All you have to sign up for one of their plans and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial documentation, they will also collect all the necessary paperwork to file tax returns.
By using this program, you should be able to resolve various tax issues such as wage garnishments and tax penalties, personal and corporate taxes, back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges also. They use only flat-fee pricing that is based on the amount that you’ll have to pay.
There are a variety of options for the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What types of debt can they assist you with?
Although debt settlement is their specialty however, they do not provide all kinds of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t assist you if your debt or loan is tied to a physical item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without difficulty. Furthermore, this service is available to all 50 states in the event that you owe money in arrears to IRS. They have federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also assist in settling your medical debt. In some cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. They can however assist private students in negotiating any loans they are owed.
Payday loans and personal loans are also eligible for the debt settlement program. You may also be eligible if you have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards or private label credit cards CuraDebt can help you pay it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you’ve paid each of your outstanding debts.
They also don’t charge high charges either. On average, you’ll be required to pay up to 20 percent of the debt you settled through them.
In the average, this kind of industry charges between 15% and 25 percent.
Moreover, clients can expect to settle their debt from between 2 and 4 years. However, this also varies in relation to the amount you can save up per month.
Also, they claim that you could save up to 30% if you include their costs into your calculations.
But this claim will also depend on the situation. Some customers even claimed to save 50 to up to 80%.
Advantages to using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt offers, let’s look into the advantages from using CuraDebt.
First, CuraDebt will only charge you after you’ve settled your debt. Additionally, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program, you could join their credit repair program.
It’s a fantastic option to rebuild your credit score without having to go in debt again. The program is however designed differently for each person, depending on your situation.
Finally, CureDebt looks into your credit to assist in settlements and negotiations. It means that the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the help of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to stop paying with your credit card. Therefore, if you’re trying improve your rating on your credit, this may set you back while you’re finishing your credit card debt.
CureDebt does not have a mobile app available. While they do have a website that clients can access, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
In addition, they’re not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you settle your debt without spending more on these kinds of services. In addition the 20% service cost is lower than many companies that offer an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay when the debt is paid off.
While they’ll provide you with an account to see your progress, their website is not user-friendly. CuraDebt does not have an app that could make it easier for you to look at your progression.
However, they have a competent support staff, and you can reach them not only through emails but also by phone or submitting an e-ticket. In Order To Qualify For The Elderly Or Disabled Property Tax Relief In Nc
If the problem of debt is an problem, then we strongly recommend CuraDebt’s debt management program. Be sure to be qualified and that the services they provide are in your area.
FAQ In Order To Qualify For The Elderly Or Disabled Property Tax Relief In Nc
How long does it take to finish the program?
The program typically takes between 24 and 48 months depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt offers a program for tax relief that will assist you with issues such as late payroll tax issues and wage garnishments.
What do I need to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to lower your debt over time.