Are you experiencing debt that has been piling up lately? Are you tired of trying other financial tips and advice but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through everything.
In the majority of cases, your best option is to speak with experts who can help to resolve this issue.
CuraDebt is one of the most asked companies. A lot of people are asking if they are able to help or help you get into more debt.
According to their clients, they can help you control the majority of your debts so that you are able to take couple of things off your shoulders.
For some the claims seem too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at the way CuraDebt is used and the problems it can help you solve.
Moreover, before we end, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of our article for a more comprehensive review.
About the Company Immediate Payroll Tax Relief
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you settle your debt is the most known feature. However, they also offer other services that can aid you in becoming more financially secure.
It all begins by requesting a free online savings estimate. It is a completely private service and they will not be conducting a credit screening. By using this estimate of savings, you will learn more about your other options in your journey towards debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to join. Certain financial advisors can assist you on your path to debt-free living.
After your debt settlement plan, CuraDebt will be the company to handle all of your creditors’ calls. They’ll also be the ones who will determine what you will pay for your payment in accordance with the state of your financial situation. Based on what works best to you, this could either be a lump sum settlement or an installment plan.
Moreover, they will work with creditors to ensure that you get better rates when you transfer money into your savings account. This, in turn, will be processed to pay the creditors. The plans they offer can help you pay off the debt in the period of 48 months.
Once you’ve signed up with them, they’ll give you access to your data 24/7. All you have to do is log in to CuraDebts the client portal to track your performance.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to be:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can help you.
Debt Relief
As their name suggests, CuraDebt can assist you in dealing with debt. They can negotiate settlements on your behalf to settle the majority of types of debt. They can help with personal loans, medical bills credit cards as well as loans. You can also approach them to help settle any remaining balance on business debt and collections or repossessions.
They can even help negotiate for back taxes and IRS debt. However, you won’t get assistance for the majority cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation so that you can have cash settlements, if possible. Some violations can also cause your debt to be also dismissed.
CuraDebt can also help you settle debt with less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt advisor.
The best part about their program is that you’ll only pay the fees once your debt is settled. All you have to do is sign up with some of their programs, and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
Through this program, you will be able to solve different types of taxes such as wage garnishments as well as tax penalties for personal and corporate taxes and back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices that is based on the amount that you’ll need to settle.
They have different solutions for paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt can they assist you with?
Although debt settlement is their specialty but they aren’t able to offer all kinds of debt settlement. CuraDebt only focuses on debt that is not secured. They aren’t able to help you if your credit or loan is tied to a physical item.
If you do have the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without difficulty. Moreover, this type of service is accessible to all 50 states in the event that you owe money towards the IRS. There are federal tax experts that can help you resolve the issues.
Medical Debt
CuraDebt can also assist in settling the medical bills. In some cases you might even be able to pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students negotiate the student loans they have to pay.
Personal Loan
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines you obtained from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their services. They don’t charge an upfront fee. You’ll only pay once you settle each of your outstanding debts.
Also, they don’t have high-cost charges either. In the average, you’ll need to pay between 20 and 20 percent of the debt you settled through them.
On average, this type of business can cost anywhere between 15 and 25 percent.
In addition, customers can expect to settle their debt from two to four years. But, it also differs depending on the amount that you can save up per month.
They also claim that you can save as much as 30% by incorporating their charges into your calculation.
However, the claim may differ based on the situation. Some customers even claimed to save 50 to 80%.
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Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can provide, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt is only charged when you’ve paid off your debt. Additionally they only charge a 20% fee while most companies charge you 25%.
Next, if you’re done by the program for debt relief you could also sign up for their credit repair program.
It’s a fantastic method to improve your credit score without having to go in debt again. However, the program lasts in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the assistance of their own experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt relief and debt settlements often require you to cease making payments with . So if you’re trying to increase your rating on your credit, this may delay you from getting rid of your debt.
CureDebt doesn’t even have a mobile app. Although they have a website that clients can access, it looks aged and simple. It’s not very intuitive and could be difficult to navigate.
Furthermore, they are not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to resolve your debt without having to spend more on those types of services. Moreover, their 20% service fee is lower than many companies that offer a 25% fee. There are no upfront payments, and you will only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress but their website isn’t easy to navigate. CuraDebt isn’t even an app that will make it easier to look at your performance. Immediate Payroll Tax Relief
However, they have a competent support staff and can be reached them not only through emails but by phone or by sending an electronic ticket. Immediate Payroll Tax Relief
If your problem of debt is an problem right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your state.
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FAQ Immediate Payroll Tax Relief
How long does it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll taxes and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with the team and make the necessary payments to lower your debt over time.