Have your debts been piling up lately? Are you tired of trying various financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve already tried every thing.
In the majority of cases, the most effective approach is to talk to professionals that can help you settle this issue.
CuraDebt is one of the companies that get the most inquiries. Many customers have asked if they can help you or put you into more debt.
According to their clients they can assist you in managing 80percent of your debts so that you can finally take a couple of things off your shoulders.
However, for certain people, these claims are just too good to be true.
If you’re looking for anything that can help you resolve your debt. If that’s the case, CuraDebt will mostly be suggested by people. We’ll take a deeper review of the way CuraDebt operates and what issues it can solve for you.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before you begin the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Illinois Unemployment Tax Relief Bill
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Assistance in settling your debt is CuraDebt’s most known feature. However, they also offer additional services to assist you in becoming financially stable.
The process starts by requesting a no-cost savings estimate online. It is a completely private service, and they won’t be doing a credit check. With this estimate of savings you’ll be able to be able to learn more about the alternatives to be debt-free.
The savings estimate, as we’ve mentioned previously, offers you an idea of your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you in navigating credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following your debt settlement program, CuraDebt can be the agency to take care of all the calls from your creditors. They’ll also be the ones who will determine what you will pay for your payment based on the status of your financial situation. Depending on which works best your situation, the payment can be a lump-sum settlement or an installment plan.
Furthermore, they will be working with lenders to help you enjoy better rates when you transfer money into your savings account, which in turn, will be processed to pay off creditors. Their programs can assist you to pay off the debt in two years.
Once you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is log in to CuraDebts the client portal to track your development.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- At least 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they help you with?
Here are the various ways CuraDebt can help you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans, credit cards and also lines of credit. They are also able to help settle any remaining amount on business debts and collections or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. However, you won’t get support for most claims, loans from the government as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, if possible. Some violations can also lead to having your debts removed as well.
CuraDebt also allows you to settle debt with less than the amount you own. Additionally, you can inquire about your debt during their no-cost meeting with their debt counsellor.
The most appealing aspect of their program is that you’ll only be charged after your debt has been settled. All you need to do is sign up with any of the plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. After they have gathered all your financial documents They will also gather all the necessary paperwork to file tax returns.
Through this program, you should be able to resolve the various types of tax problems such as garnishments on wages as well as tax penalties for personal and taxation for business as well as back taxes, trust fund penalties, and tax liens.
There aren’t any hidden charges also. They use only flat-fee pricing that is based on the amount you need to settle.
They have different solutions when it comes to settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialization however, they do not cater to all types of settlement. CuraDebt concentrates on debt that is not secured. They aren’t able to assist you if your credit or loan is tied to an item that is physical.
However, if you have one of the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt, you should be able to pay tax debts that were due to be paid without any problems. Furthermore, this service is offered to all 50 states if you owe money towards the IRS. They have federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt can also assist in settling any medical-related debt. In some instances, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. However, they can assist private students negotiate any student loans that they owe.
Personal Loan
Personal and payday loans also qualify as debt-settling programs. You may also be eligible the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your debts.
Additionally, they don’t have high-cost fees as well. On average, you’ll have to pay between 20 and 20 percent of the debt that you settled with them.
In general, this type of industry can charge anywhere from 15% to 25 percent.
In addition, customers can expect to pay off their debts in between 2 and 4 years. But, it also differs according to the amount you are able to save each month.
They also claim that you can save up to 30% by incorporating their fees in your equation.
But this claim will also differ based on the situation. Some clients even mentioned saving 50 to 80%.
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The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Furthermore they charge only an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done by the program for debt relief you can join their credit restoration program.
It’s a fantastic way to restore the credit rating without having to go back into debt. The program is however designed differently for each person dependent on the circumstances of your case.
Finally, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t increase as time passes. They’ll also be looking into any violations by creditors with the assistance of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with . If you’re trying to build a better rating on your credit, this may delay you from finishing your obligations.
CureDebt also doesn’t have a mobile app available. While they do have a website for clients however, it appears outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not accredited with the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more for these types of services. Moreover, their 20% service fee is cheaper than most firms that charge the 25% cost. There are no upfront payments and you’ll only have to pay the fee when the debt is paid off.
Although they’ll give you an account so that you can track your progress, their website is not simple to navigate. CuraDebt does not have an app, which could make it easier for you to look at your performance. Illinois Unemployment Tax Relief Bill
They do have a competent support staff that you can contact them not just via email but also via phone or sending an e-ticket. Illinois Unemployment Tax Relief Bill
If problem of debt is an issue right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs they provide are in your state.
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FAQ Illinois Unemployment Tax Relief Bill
How long does it take to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt provides tax relief programs that can aid you in dealing with problems such as late payroll taxes and garnishments on wages.
What should I do when I’m enrolled in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.
