Are you experiencing debt that has been piling up lately? Are you burnt out from trying various financial tips and advice but still have unsolved issues?
Maybe you’re here because been through everything.
In the majority of cases, the best option is to speak with experts who can assist to resolve this issue.
CuraDebt is one of the most asked companies. Many people are asking if they can help you or put you in more debt.
According to their clients they can assist you in managing the majority of your debt so that you can finally take a couple of w
orries off your plate.
For some they believe these claims are too good to be true.
You might be looking for anything that can aid you in settling your debt. In this situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt operates and what issues it could help solve.
Moreover, before we end, we’ll also look into its benefits and drawbacks.
Before beginning the review, you can go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Iirs Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. However, they also offer other services that can aid you in becoming more financially stable.
It all begins with requesting a free online savings estimate. This service is very confidential, and they won’t be conducting a credit screening. With this savings estimate you’ll discover more about other options in your journey to debt-free.
The savings estimate, which was mentioned previously, offers you the opportunity to consider your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor and a support team to help you with the process of credit arbitration should you choose to enroll. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement plan, CuraDebt will be the agency to take care of all your creditors’ calls. They will be the ones who will determine what you will pay for your repayment in accordance with the state of your finances. Depending on which works best your situation, the payment could be a lump-sum settlement or an installment plan.
Moreover, they will work with creditors to ensure that you have better rates as you deposit money to your savings account. This in turn, will process to pay back creditors. Their plans can help you settle the debt within two years.
After you’ve signed up with them, they will provide you with access to your data 24/7. All you need to do is log in to CuraDebts the client portal so that you can monitor your performance.
Before you can benefit from their program, you’ll need to satisfy their criteria first. For eligibility, you’ll need to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards and line of credit. They are also able to settle any outstanding amount on business debts and collections or repossessions.
They may even assist you in negotiating for back taxes as well as IRS debt. However, you won’t get assistance for the majority cases, government loans, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could cause your debt to be dismissed as well.
CuraDebt also allows you to repay debt for less than the amount you have. Additionally, you can ask questions during their free consult with their debt counselor.
The greatest benefit of the program is that you will only be charged once your debt is settled. All you have to sign up to any of the plans and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you’ll be able to solve various tax issues like wage garnishments, tax penalties, personal and taxation for business and back taxes, trust fund penalties, and tax liens.
There aren’t any hidden costs either. They use only flat-fee pricing, which depends on the amount you need to settle.
There are a variety of options in the settlement of the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to cater to all types of debt settlement. CuraDebt concentrates on unsecured debt. They won’t be able to help you if the credit or loan is tied to an item that is physical.
If, however, you are in the following types of debt, they’ll make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any issues. Additionally, this service is available to all 50 states if you owe money to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also help resolve your medical debt. In some cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students with negotiating any student loans that they have to pay.
Payday loans and personal loans also qualify for the debt settlement program. It is also possible to avail the program the program if you have other unsecure credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can help you pay it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. The only time you pay is when you have paid off all of your debts.
Additionally, they don’t charge high costs either. On average, you’ll have to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of industry can charge anywhere between 15% and 25 percentage.
Moreover, clients can expect to pay off their debts in between 2 and 4 years. But, it also differs in relation to the amount you are able to save each month.
Also, they claim that you can save up to 30% when you factor in their charges into your calculation.
However, this statement will differ based on the situation. Some customers have even talked about saving 50 to 80percent.
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. Additionally, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done with the debt settlement program you may join their credit repair program.
It’s a fantastic method to improve your credit score without having to go into debt again. The program is however designed differently for each person, depending on your situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t inflate over time. They’ll also look into any creditor violations using their experts in-house.
Some disadvantages to using CuraDebt
We will also examine some of the negatives of CuraDebt.
Settlement of debt and debt relief typically require you to cease making payments with the credit card you use. Therefore, if you’re trying improve your rating on your credit, this might set you back while you’re finishing your debt.
CureDebt doesn’t even have a mobile app. While they do have a website that clients can access but it’s old and mundane. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that lets you settle your debt without spending more on these kinds of services. Additionally, their 20% service fee is less expensive than the majority of companies that offer an additional 25% charge. There aren’t any upfront fees and you’ll only have to pay the fee when your debt is finally settled.
Although they’ll give you an account so that you can track your progress, their website is not easy to navigate. CuraDebt isn’t even an app yet, which could make it easier for you to track your performance.
They do have a great support team, and you can reach them, not only via emails but also by phone or making an e-ticket. Iirs Tax Relief
If your debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re eligible and that the programs that they provide are offered in your area.
FAQ Iirs Tax Relief
How long will it take to complete the course?
The average program is 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid with state tax problems?
Yes, CuraDebt has a tax relief program to assist you with issues like delinquent tax issues and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce your debt over time.