Are you experiencing debt that has increased lately? Are you exhausted from trying other financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve already tried every thing.
In the majority of cases, your best option is to speak with experts who can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they can help you or put you in more debt.
According to their clients, they can help you manage 80percent of your debts so that you can take couple of things off your plate.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth review of how CuraDebt is used and the problems it can help you solve.
Furthermore, before we conclude we’ll look at its advantages and drawbacks.
Before you begin the review, go to this video in case you would prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company If I Take One Class Do I Get Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has since become a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. They also provide other services that will help you be more financially secure.
First of all, it begins by requesting a free online savings estimate. It is a completely private service, and they won’t be conducting a credit screening. With this estimate of savings you’ll learn more about your alternatives to be debt-free.
This estimate of savings, as we’ve mentioned previously, offers you an insight into your choices regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to help you with the process of credit arbitration should you choose to sign up. Certain financial advisors can assist you in your debt-free journey.
Following the debt settlement program, CuraDebt is the agency to take care of all the calls from your creditors. They’ll also be the ones that negotiate conditions of the repayment in accordance with the state of your financial situation. In determining which option is the most effectively to you, this can be a lump-sum settlement or an installment plan.
Moreover, they will be working with creditors so that you can have better rates as you make deposits to your savings account, which is then processed to pay back creditors. Their plans can help you pay off the debt in 48 months.
After you’ve registered with them, they will allow you access to your account information 24 hours a day. All you have to do is login to CuraDebts the client portal to track your performance.
Before you can avail of their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll need to meet the following requirements:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for most types of debt. They can help with personal loans, medical bills credit cards, and loans. They can also be approached to pay off any remaining amount on business debts and collections or repossessions.
They may also assist in negotiating with back taxes as well as IRS debt. However, you won’t get assistance for the majority claims, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations may result in having your debts dismissed as well.
CuraDebt can also help you repay debt for less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt advisor.
The most appealing aspect of their plan is that you only have to pay for the charges after your debt has been settled. All you need to sign up to some of their programs and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. After they have gathered all your financial documentation and tax documents, they’ll also collect all the paperwork you’ll need to file tax returns.
Through this program, you should be able to solve different types of taxes like wage garnishments as well as tax penalties for personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees either. They only offer flat-fee prices, which depends on the amount you have to pay.
There are a variety of options for paying off the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
While debt settlement is their forte however, they do not offer all kinds of settlement. CuraDebt concentrates on loans that are not secured. They won’t be able to help you if the credit or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able pay off taxes that are due without any issues. Furthermore, this service is available to all 50 states in the event that you owe money to the IRS. There are tax experts from the federal government that can help you resolve the issues.
CuraDebt can also help resolve any medical-related debt. In certain cases you could even settle them for less than what you owe.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students with negotiating the student loans they owe.
Personal loans and payday loans are also eligible for the debt settlement program. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards CuraDebt will assist you in paying it off.
What will it cost you?
The greatest thing about CuraDebt’s pricing is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you’ve paid each of your outstanding debts.
Also, they don’t have high-cost fees as well. On average, you’ll have to pay as much as 20 percent of the debt you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25%.
Additionally, customers can anticipate to settle their debt from between 2 and 4 years. However, this also varies according to the amount you save per month.
Also, they claim that you could save up to 30% when you factor in their costs into your calculations.
However, the claim may vary, depending on your specific situation. Some customers have even talked about saving between 50% and 80percent.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can offer you let’s explore the benefits that come with using CuraDebt.
In the beginning, CuraDebt will only charge you when you’ve paid off your debt. Additionally, they only charge 20% of the cost, whereas many companies charge 25 percent.
Next, if you’re done by the program for debt relief you can join their credit restoration program.
It’s an excellent method to improve your credit without having to go into debt again. However, the program lasts in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your debt so that they can help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also be looking into any violations of creditor using their experts in-house.
The drawbacks of the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to stop making payments using your credit card. Therefore, if you’re trying improve your credit score, it may set you back while you’re getting rid of your credit card debt.
CureDebt doesn’t even have a mobile app. While they have a website for clients, it looks aged and simple. It’s not very intuitive, and it can be challenging to navigate.
Furthermore, they are not recognized by an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on these kinds of services. In addition their 20% service charge is less expensive than the majority of firms that charge the 25% cost. There aren’t any upfront fees, and you will only be required to pay once your debt is finally settled.
Although they’ll give you an account so that you can track your progress however, their website isn’t user-friendly. CuraDebt also doesn’t have an app that will make it easier to track your progression.
They do have a competent support staff, and you can reach them not only through emails but also by phone or making an electronic ticket. If I Take One Class Do I Get Tax Relief
If debt is a big problem right now, we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the programs that they provide are offered in your state.
FAQ If I Take One Class Do I Get Tax Relief
How long does it take to complete the course?
The average program is between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt help with tax problems in the state?
It is true that CuraDebt provides tax relief programs to help you with problems such as late payroll tax issues and garnishments of wages.
What should I do after joining the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.