Have your debts been increasing lately? Are you tired of trying different financial tips and advice but still have unsolved issues?
Maybe you’re here because you’ve tried everything.
In most cases, the best way is to approach professionals that can help you settle this issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their clients they can help you control the majority of your debts so that you are able to take couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of the way CuraDebt is used and the problems it could help solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before starting the review, you can watch this video instead for a more relaxing way watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Icna Relief Tax Id
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active participant in the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
Although it is accredited, some states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most popular feature. They also provide other services that can aid you in becoming more financially stable.
The process starts by requesting a no-cost savings estimate online. The service is completely confidential, and they won’t be conducting a credit screening. With this estimate of savings you’ll be able to be able to learn more about the options towards debt-free.
The savings estimate, as we’ve mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you in navigating credit arbitration if you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement plan, CuraDebt can be the agency to take care of all your creditors’ calls. They’ll also be the ones that negotiate what you will pay for your payment based on the status of your finances. In determining which option is the most effectively for you, it can either be a lump sum settlement or the option of a payment plan.
Moreover they will be working with lenders to help you have better rates as you transfer money into your savings account. This in turn, will process to pay off the creditors. Their programs can assist you to get rid of debt in just the period of 48 months.
After you’ve signed up with them, they will give you access to your data 24/7. All you need to do is log in to CuraDebts’ client portal so that you can monitor your progress.
Before you can benefit from the program, you’ll have to meet their eligibility requirements first. For eligibility, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they help you with?
Here are the different ways CuraDebt can aid you.
As their name suggests, CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf for the majority of types of debt. They can help with personal loans, medical bills credit cards as well as line of credit. You can also approach them to pay off any remaining balance of business debt, collections, or repossessions.
They can even help negotiate with back taxes as well as IRS debt. However, you won’t get support for most of your lawsuits, government loans or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations may lead to having your debts removed as well.
CuraDebt lets you settle debt with less than the amount you have. You can also ask questions during their free consultation with their debt advisor.
The best part about their program is that you’ll only have to pay for the charges when your debt is paid off. All you have to do is sign up with one of their plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial documentation, they will also collect all the documents you’ll require for tax returns.
Through this program, you will be able to resolve various tax issues such as garnishments on wages and tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax lien.
There aren’t hidden fees also. They only offer flat-fee prices and is dependent on the amount you’ll must settle.
There are a variety of options when it comes to settling your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt can they help you with?
While debt settlement is their specialty but they aren’t able to offer all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if your credit or loan is tied to a physical item.
However, if you have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able to settle taxes that are due without any problems. Furthermore, this service is available to all 50 states if you have a debt towards the IRS. There are federal tax experts to assist you with the issues.
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students negotiate the student loans they have to pay.
Personal loans and payday loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines that you have obtained from an alternative financial institution or bank.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards and private-label credit cards, CuraDebt will assist you in paying it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their services. They do not charge an upfront cost. Only pay when you settle each of your outstanding debts.
Additionally, they don’t have high-cost charges either. On average, you’ll be required to pay up to 20% of the debt you settled with them.
In the average, this kind of industry can charge anywhere from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debts within between 2 and 4 years. This varies in relation to the amount you can save up per month.
Also, they claim that you can save as much as 30% by incorporating their charges into your calculation.
However, the claim may differ based on your situation. Some customers even claimed to save 50% to 80%.
Benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt can offer you Let’s take a look at the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. In addition they only charge 20% of the cost, whereas many companies charge 25%.
Then, if you’re done with the debt settlement program, you can join their credit repair program.
It’s a fantastic method to improve your credit without having to go in debt again. However, the program lasts differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also look into any violations by creditors with the help of their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements typically require you to stop paying with your credit card. Therefore, if you’re trying build a better credit score, it may delay you from finishing your debt.
CureDebt also doesn’t have a mobile app available. While they have a client website however, it appears aged and simple. It’s not particularly intuitive and could be challenging to navigate.
Moreover, they are still not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on those types of services. Additionally, their 20% service charge is less expensive than the majority of companies that offer a 25% fee. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress, their website is not user-friendly. CuraDebt isn’t even an app, which would make it easier to track your performance.
However, they have a competent support staff that you can contact them not just via email but also by phone or submitting an e-ticket. Icna Relief Tax Id
If your credit card is a major problem, then we recommend CuraDebt’s service. Be sure to be qualified and that the services they provide are in your state.
FAQ Icna Relief Tax Id
How long will it take to complete the course?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the agreement on the settlement.
Can CuraDebt help in the fight against state tax issues?
It is true that CuraDebt provides tax relief programs that can assist you with issues such as late payroll taxes and garnishments on wages.
What should I do after joining the program?
You’ll have to keep in constant contact with your team members and pay the required payments to pay down your debt over time.