Are you experiencing debt that has been piling up lately? Are you tired of trying different financial advice and strategies but haven’t solved your problems?
Maybe you’re here because you’ve tried every thing.
In the majority of cases, your most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is one of the most frequently contacted companies. Many customers have asked if they can assist you or help you get into more debt.
According to their customers, they can help you control 80percent of your debts so that you are able to take couple of w
orries off your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for any solution that could help you resolve your debt. In this case, CuraDebt will mostly be recommended by people. We’ll take a deeper look at the way CuraDebt operates and what issues it can help you solve.
Furthermore, before we conclude, we’ll also look into the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company I Lost My Check From The Property Tax Relief How Much Was It For
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. However, they also offer other services that will help you be more financially stable.
The process starts by requesting a no-cost savings estimate on the internet. It is a completely private service and they will not be conducting a credit screening. With this estimate of savings you’ll be able to learn more about the alternatives towards debt-free.
This estimate of savings, which was mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating credit arbitration in the event that you decide to sign up. Some financial advisors can help you on your path to debt-free living.
After your debt settlement plan, CuraDebt is the company to handle all of your creditors’ calls. They’ll be the ones who determine what you will pay for your repayment depending on the condition of your financial situation. Based on what works most effectively for you, it could be a lump-sum settlement or the option of a payment plan.
Moreover, they will be working with the creditors to ensure that you have better rates as you transfer money into your savings account. This in turn, will be processed to pay back the creditors. Their plans can help you settle the debt within 48 months.
Once you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is log in to CuraDebts Client Portal to monitor your performance.
Before you can benefit from the program, you’ll have to satisfy their criteria first. To be eligible, you’ll need to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are the different ways CuraDebt can assist you.
As their name suggests, CuraDebt will assist you in dealing with debt. They can negotiate settlements on your behalf to settle most types of debt. This includes personal loans, medical bills credit cards and lines of credit. They can also be approached to settle any outstanding balance of business debt and collections or repossessions.
They may even assist you in negotiating on tax owed and IRS debt. But, you won’t receive assistance for the majority claims, loans from the government, collateral, and utility bills. The same goes for student loans.
On the other hand, they will assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations to ensure that you receive cash settlements, should it be possible. Certain violations could lead to having your debts dismissed as well.
CuraDebt lets you repay debt for less than the sum you have. They also allow you to ask questions during their free consult with their debt advisor.
The best part about the program is that you’ll only pay the fees after your debt has been settled. All you need to sign up to some of their programs and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with taxes. Once they’ve gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
By using this program, you’ll be able to deal with the various types of tax problems like wage garnishments, tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you’ll need to settle.
They have different solutions when it comes to settling the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt can they assist you with?
Although debt settlement is their forte but they aren’t able to offer all kinds of settlement. CuraDebt is only focused on loans that are not secured. They aren’t able to assist you if your credit or loan is tied to a physical item.
If you do have one of the following kinds of debt, they will make arrangements for settlements.
With CuraDebt it is expected that you will be able pay off taxes that are due without any problems. Furthermore, this service is accessible across all 50 states, if you owe money to the IRS. They have federal tax experts to assist you with the issues.
CuraDebt can also assist in settling your medical debt. In some instances, you may even pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. Still, they can help private students in negotiating any student loans that they are owed.
Personal loans and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines you obtained from an alternative financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge an upfront fee. Only pay when you have paid off all of your outstanding debts.
Also, they don’t charge high costs either. In the average, you’ll need to pay between 20 and 20% of the debt you settled through them.
In general, this type of business can cost anywhere between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs depending on the amount that you can save up per month.
Additionally, they claim that you can save up to 30% by incorporating their fees in your equation.
But this claim will also depend on the situation. Some customers have even talked about saving 50 to 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can offer you let’s explore the benefits of using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. Additionally, they only charge 20% of the cost, whereas the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you could enroll in their credit repair program.
It’s a great option to rebuild the credit rating without going into debt again. However, the program lasts different for every person, depending on your situation.
In the end, CureDebt looks into your credit to assist in settlements and negotiations. So, your debt won’t inflate over time. They’ll also investigate any creditor violations with the help of their experts in-house.
Some disadvantages to using CuraDebt
Let’s also consider some of the drawbacks of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with your credit card. Therefore, if you’re trying build a better rating on your credit, this might set you back while you’re working on your credit card debt.
CureDebt also doesn’t have a mobile app available. While they do have a website that clients can access, it looks aged and simple. It’s not very user-friendly, and can be challenging to navigate.
Furthermore, they are not credited with their Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on these kinds of services. Additionally, their 20% service cost is lower than many businesses that charge a 25% fee. There aren’t any upfront fees, and you will only be required to pay once the debt is settled.
While they’ll provide you with an account to see your progress, their website is not user-friendly. CuraDebt also doesn’t have an app yet, which would make it easier to look at your progress.
However, they have a competent support staff, and you can reach them not only through emails but by phone or by submitting an electronic ticket. I Lost My Check From The Property Tax Relief How Much Was It For
If the debt is a big problem, then we recommend CuraDebt’s service. Make sure you’re eligible and that the programs they provide are in your state.
FAQ I Lost My Check From The Property Tax Relief How Much Was It For
How long will it take to complete the course?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid with tax problems in the state?
Sure, CuraDebt has a tax relief program to help you with problems such as delinquent payroll taxes and garnishments of wages.
What’s the first thing I have to do once I’m in the program?
You’ll need to constantly communicate with your team members and make the necessary payments to lower your debt over time.