Have your debts been piling up lately? Are you tired of trying various financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve been through every thing.
In most cases, the best option is to speak with experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. Many customers have asked if they are able to help or put you into more debt.
According to their clients, they can help you control 80% of your debt , so you are able to take couple of w
orries off your shoulders.
However, for certain people, these claims are just too good to be true.
If you’re looking for something that will assist you in paying off your debt. In that situation, CuraDebt will mostly be highly recommended by those. We’ll take a deeper look at how CuraDebt is used and the problems it can solve for you.
Moreover, before we end, we’ll also look into its advantages and drawbacks.
Before starting the review, go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Hurricane Tax Relief Nc
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. However, they also offer additional services to assist you in becoming financially secure.
First of all, it begins with requesting a free savings estimate on the internet. The service is completely confidential, and they won’t conduct a credit inquiry. With this savings estimate, you will learn more about your alternatives to be debt-free.
The savings estimate, which was mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you with credit arbitration if you decide to enroll. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement program is completed, CuraDebt is the company to handle all of your creditor’s calls. They will also be the ones that negotiate conditions of the settlement depending on the condition of your financial situation. In determining which option is the most effectively your situation, the payment can be either a lump sum settlement or a payment plan.
Furthermore they will work with creditors so that you can enjoy better rates when you transfer money into your savings account. This in turn, will process to pay off the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
After you’ve registered with them, they will give you access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal so that you can monitor your performance.
Before you are able to avail their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll need to be:
- Minimum 21 years old
- Verifiable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards and also loans. You can also approach them to help settle any remaining balance of business debt and collections or repossessions.
They can even help negotiate with back taxes as well as IRS debt. But, you won’t receive support for most cases, loans from the government or collateral, as well as utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, should it be possible. Some violations can also lead to having your debts also dismissed.
CuraDebt can also help you repay debt for less than the amount you own. They also allow you to ask questions during their free consult with their debt counselor.
The best part about their plan is that you will only have to pay for the charges after your debt has been settled. All you need to sign up to any of the plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they collect all of your financial documents and tax documents, they’ll also collect all the paperwork you’ll need for tax returns.
Through this program, you should be able to solve different types of taxes like garnishments on wages, tax penalties, personal and business taxes, back taxes and trust fund penalties and tax liens.
There aren’t hidden fees also. They only offer flat-fee prices, which depends on the amount you’ll must settle.
They offer different options when it comes to settling the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
Although debt settlement is their forte however, they do not offer all kinds of settlement. CuraDebt only focuses on loans that are not secured. They can’t help you if your loan or debt is linked to an item that is physical.
However, if you have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt, you should be able to settle tax debts that were due to be paid without difficulty. Furthermore, this service is accessible across all 50 states, if you owe money towards the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling any medical-related debt. In some instances, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt doesn’t cater to federal student loans. However, they can assist private students with negotiating the student loans they owe.
Payday loans and personal loans are also eligible for the debt settlement program. It is also possible to avail the program of the program if you also have other unsecured credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. Only pay when you settle each of your debts.
Additionally, they don’t charge high fees as well. On average, you’ll have to pay up to 20 percent of the debt that you settled through them.
On average, this type of industry charges between 15% and 25%.
Moreover, clients can expect to settle their debt from between 2 and 4 years. But, it also differs according to the amount you save per month.
They also claim you can save as much as 30% by incorporating their costs into your calculations.
But this claim will also differ based on the situation. Some clients even mentioned saving 50% to 80percent.
Benefits of using CuraDebt
Now that you have an idea of the benefits CuraDebt can provide, Let’s take a look at the benefits that come with using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. Additionally, they only charge a 20% fee while most companies charge you 25 percent.
Then, if you’re done in the process of debt resolution, you may enroll in their credit restoration program.
It’s an excellent method to improve your credit without having to go back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Finally, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that your debt won’t inflate as time passes. They’ll also investigate any creditor violations with the assistance of their own experts.
Drawbacks of the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Debt settlement and debt relief usually require that you cease making payments with . So if you’re trying to improve your credit score, it may cause you to delay working on your debt.
CureDebt also doesn’t have a mobile app available. While they have a website that clients can access, it looks old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on those types of services. In addition their 20% service charge is less expensive than the majority of firms that charge a 25% fee. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which could make it easier for you to look at your performance.
However, they have a great support team, and you can reach them not just via email but also via phone or making an electronic ticket. Hurricane Tax Relief Nc
If credit card is a major issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re qualified and that the services they offer are available in your state.
FAQ Hurricane Tax Relief Nc
How long will it take to complete the program?
The program typically takes between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt has a tax relief program that can assist you with issues such as delinquent payroll tax and wage garnishments.
What’s the first thing I have to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to reduce the amount of debt you have over time.