Are you experiencing debt that has been increasing lately? Are you burnt out from trying different financial advice and tips but haven’t solved your problems?
Maybe you’re here because you’ve already tried everything.
In most cases, the most effective approach is to talk to professionals that can help you resolve the issue.
CuraDebt is one of the most asked companies. A lot of people have been inquiring whether they are able to help or help you get into more debt.
According to their clients, they can assist you in managing 80percent of your debt so that you can finally take a couple of things off your mind.
For some they believe these claims are too good to be true.
If you’re looking for any solution that could assist you in paying off your debt. In this scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth look at how CuraDebt works and what problems it can help you solve.
In addition, prior to our conclusion we’ll look at its benefits and drawbacks.
Before beginning the review, check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Hurricane Tax Relief 2021
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited by the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. They also provide additional services to assist you in becoming financially stable.
First of all, it begins by requesting a free savings estimate online. The service is completely confidential and they will not conduct a credit inquiry. With this estimate of savings, you will learn more about your alternatives to debt-free.
The savings estimate, which was mentioned previously, offers you an idea of your choices regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to assist you with credit arbitration in the event that you decide to enroll. Certain financial advisors can assist you in your debt-free journey.
Following your debt settlement program is completed, CuraDebt can be the one to take care of all the calls from your creditors. They’ll be the ones who will negotiate conditions of the payment in accordance with the state of your financial situation. In determining which option is the best for you, it could either be a lump sum settlement or the option of a payment plan.
Moreover they will also be working with the creditors so that you can get better rates when you deposit money to your savings account. This, in turn, will be processed to pay off the creditors. The plans they offer can help you get rid of debt in just the period of 48 months.
Once you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts Client Portal to track your progress.
Before you are able to avail the program, you’ll have to pass their requirements first. For eligibility, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you?
Here are the different ways CuraDebt can help you.
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. They can help with personal loans, medical bills credit cards, and also line of credit. You can also approach them to pay off any remaining amount on business debts, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. However, you won’t get support for most of your lawsuits, loans from the government, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors so that you can have cash settlements, if possible. Certain violations may cause your debt to be also dismissed.
CuraDebt can also help you repay debt for less than the amount you have. You can also inquire about your debt during their no-cost consultation with their debt advisor.
The best part about the program is that you’ll only be charged when your debt is paid off. All you have to sign up to one of their plans and you’ll have the ability to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documents, they will also collect all the paperwork you’ll need to file tax returns.
With this program, you will be able to deal with various tax issues such as garnishments on wages as well as tax penalties for personal and business taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs either. They only use flat-fee pricing, which depends on the amount you must settle.
They have different solutions for paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kinds of debts can they assist you with?
Although debt settlement is their specialty, they don’t provide all kinds in debt resolution. CuraDebt only focuses on loans that are not secured. They won’t be able to help you if the debt or loan is tied to an actual item.
However, if you have one of the following kinds of debt, they will arrange settlements for you.
With CuraDebt it is expected that you will be able to settle your past-due tax debts without any issues. Moreover, this type of service is offered to all 50 states in the event that you owe money to the IRS. They have federal tax experts who can assist you in resolving these kinds of problems.
CuraDebt will also help you resolve any medical-related debt. In some instances you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. However, they can assist private students with negotiating any student loans that they owe.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail of the program if you also have other unsecured credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
How much will it cost?
The best part about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. The only time you pay is when you settle each of your outstanding debts.
Also, they do not charge high fees as well. On average, you’ll be required to pay between 20 and 20% of the debt you settled with them.
On average, this type of industry can charge anywhere between 15% and 25 percent.
Moreover, clients can expect to settle their debt from between 2 and 4 years. However, this also varies in relation to the amount you are able to save each month.
Additionally, they claim that you can save as much as 30% by incorporating their costs into your calculations.
However, this statement will depend on the situation. Some customers have even talked about saving 50 to 80percent.
The benefits of using CuraDebt
Once you’ve got an idea of the benefits CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt only charges you after you’ve settled your debt. Additionally they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution you could enroll in their credit restoration program.
It’s a fantastic option to rebuild the credit rating without going back into debt. The program is however designed in a different way for each individual dependent on the circumstances of your case.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any creditor violations with the assistance of their experts in-house.
Drawbacks of the use of CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop paying with your credit card. So if you’re trying to increase your standing on credit scores, you could cause you to delay getting rid of your credit card debt.
CureDebt does not offer a mobile application. Although they have a website for clients, it looks outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to pay off your debts without spending more on these kinds of services. In addition their 20% service cost is less expensive than the majority of businesses that charge a 25% fee. There are no upfront payments, and you will only have to pay when the debt is paid off.
Although they’ll allow you to access an account that allows you to track your progress, their website is not user-friendly. CuraDebt isn’t even an app, which could make it easier for you to look at your progression. Hurricane Tax Relief 2021
They do have a good support team that you can contact them not only through emails but by phone or by sending an e-ticket. Hurricane Tax Relief 2021
If your credit card is a major problem, then we highly recommend CuraDebt’s program. Just make sure that you’re eligible and that the services they provide are in your state.
FAQ Hurricane Tax Relief 2021
How long does it take to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt and the agreed settlement.
Can CuraDebt help with state tax problems?
Yes, CuraDebt provides tax relief programs to help you with problems like delinquent taxes and garnishments of wages.
What should I do when I’m enrolled in the program?
You’ll have to keep in constant contact with your team members and pay the required payments to lower your debt over time.