Are you experiencing debt that has increased lately? Are you tired of trying various financial advice and strategies but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your best way is to approach experts who can assist you settle this issue.
CuraDebt is among the most frequently contacted companies. Many people have been inquiring whether they are able to help or help you get into more debt.
According to their clients, they can assist you in managing 80percent of your debts so that you are able to take few things off of your mind.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. If that’s the situation, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of how CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before beginning the review, you can check out this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review.
About the Company Hurricane Relief Tax Form March 2021
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best known feature. They also provide other services that can assist you in becoming financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. This service is very confidential and won’t be doing a credit check. With this estimate of savings you’ll be able to be able to learn more about the options to be debt-free.
Savings estimates, as mentioned previously, offers you an insight into your options, regardless of whether you’re planning to continue using CuraDebt.
CuraDebt will provide you with a financial counselor and a team of support to assist you in navigating credit arbitration if you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
After your debt settlement program is completed, CuraDebt will be the agency to take care of all the calls from your creditors. They will also be the ones that will determine the terms of your settlement in accordance with the state of your financial situation. Based on what works best for you, it can be a lump-sum settlement or an installment plan.
Moreover they will be working with the lenders to help you have better rates as you make deposits to your savings account. This, in turn, will be processed to pay off creditors. The plans they offer can help you settle the debt within two years.
Once you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you have to do is sign in to CuraDebts the client portal so that you can monitor your development.
Before you can avail of the program, you’ll have to meet their eligibility requirements first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What can they assist you?
Here are the various ways CuraDebt can aid you.
Like their name implies, CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf to settle most types of debt. They can help with personal loans, medical bills credit cards as well as line of credit. They can also be approached to settle any outstanding amount on business debts collection, repossessions, or collections.
They may also assist in negotiating on tax owed and IRS debt. However, you will not receive assistance with the majority claims, government loans or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify creditor violations in order to get cash settlements, should it be possible. Certain violations may cause your debt to be also dismissed.
CuraDebt also allows you to pay off debts with less than the sum you have. You can also inquire about your debt during their no-cost consult with their debt counselor.
The best part about their plan is that you only be charged after your debt has been settled. All you have to sign up for some of their programs and you’ll be able resolve all of your debts.
Tax Management and Relief
CuraDebt can also help you with the tax liabilities you have. Once they collect all of your financial documents They will also gather all the documents you’ll require for tax returns.
With this program, you will be able to deal with different types of taxes such as garnishments on wages and tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax liens.
There aren’t hidden fees either. They use only flat-fee pricing, which depends on the amount you’ll need to settle.
They have different solutions for settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they help you with?
Although debt settlement is their specialization, they don’t offer all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They aren’t able to assist you if your loan or debt is linked to an item that is physical.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without any issues. Furthermore, this service is offered to all 50 states in the event that you owe money to the IRS. There are federal tax experts who can assist you in resolving these types of issues.
CuraDebt can also assist in settling any medical-related debt. In some cases you might even be able to pay the debt for less than you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. Still, they can help private students negotiate the student loans they have to pay.
Personal and payday loans also qualify as debt-settling programs. It is also possible to avail the program the program if you have other unsecure credit lines that you got from an alternative bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt can help you pay it off.
What is the cost?
The best part about CuraDebt is how they’ve priced their services. They don’t charge upfront fees. The only time you pay is when you have paid off all of your outstanding debts.
They also do not charge high costs either. On average, you’ll be required to pay up to 20% of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25%.
Additionally, customers can anticipate to settle their debts within 2 to 4 years. But, it also differs in relation to the amount you save per month.
Also, they claim that you can save up to 30% if you include their costs into your calculations.
But this claim will also vary, depending on your situation. Some customers have even talked about saving between 50% and 80%.
Advantages to using CuraDebt
Now that you have an understanding of what CuraDebt can provide, let’s explore the benefits from using CuraDebt.
First, CuraDebt is only charged after you’ve settled your debt. In addition, they only charge an amount of 20%, while many companies charge 25%.
Then, if you’re done with the debt settlement program, you could also sign up for their credit restoration program.
It’s a great way to restore your credit without going in debt again. The program is however designed differently for each person according to your personal situation.
Finally, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor with the help of their own experts.
Some disadvantages to using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Debt settlement and debt relief typically require you to cease making payments with the credit card you use. So if you’re trying to increase your rating on your credit, this could delay you from finishing your credit card debt.
CureDebt also doesn’t offer a mobile application. Although they have a website that clients can access however, it appears old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Furthermore, they are not credited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to settle your debt without spending more on these kinds of services. Additionally their 20% service cost is cheaper than most businesses that charge a 25% fee. There are no upfront payments and you’ll only be required to pay once the debt is paid off.
Although they’ll allow you to access an account to see your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app, which will make it easier to track your performance.
However, they have a good support team and can be reached them, not only via emails but also by phone or submitting an e-ticket. Hurricane Relief Tax Form March 2021
If problem of debt is an problem right now, we recommend CuraDebt’s service. Just make sure that you’re qualified and that the services they provide are in your state.
FAQ Hurricane Relief Tax Form March 2021
What is the time frame to complete the program?
The typical program lasts from between 24 and 48 months depending on the amount of your debt and the agreement on the settlement.
Can CuraDebt help with state tax problems?
Sure, CuraDebt provides tax relief programs that will aid you in dealing with problems such as delinquent payroll tax issues and garnishments on wages.
What do I need to do after joining the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.