Have your debts been increasing lately? Are you exhausted from trying different financial tips and advice but haven’t solved your problems?
Maybe you’re here because you’ve been through everything.
In the majority of cases, your most effective approach is to talk to experts who can assist you settle this issue.
CuraDebt is one of the most frequently contacted companies. Many people are asking if they can help you or help you get into more debt.
According to their customers, they can assist you in managing 80percent of your debt , so you can finally take a couple of worries off your plate.
For some, these claims are just too good to be true.
If you’re looking for any solution that could help you resolve your debt. If that’s the situation, CuraDebt will mostly be highly recommended by those. We’ll be taking a deep review of how CuraDebt works and what problems it can solve for you.
In addition, prior to our conclusion our discussion, we’ll take a look at its benefits and drawbacks.
Before you begin the review, go to this video if you prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Hurricane Relief Tax Credit
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you settle your debt is CuraDebt’s most well-known feature. They also provide other services that can help you be more financially stable.
First of all, it begins with requesting a free savings estimate on the internet. The service is completely confidential and they will not be conducting a credit screening. With this estimate of savings, you will discover more about alternatives to debt-free.
This estimate of savings, as we’ve mentioned before, gives you the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to help you with credit arbitration in the event that you decide to enroll. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement program is completed, CuraDebt is the company to handle all of the calls from your creditors. They will also be the ones that will negotiate conditions of the repayment based on the status of your financial situation. In determining which option is the best to you, this could be either a lump sum settlement or a payment plan.
Additionally they will also be working with lenders to help you enjoy better rates when you deposit money to your savings account. This is then processed to pay creditors. The plans they offer can help you get rid of debt in just 48 months.
After you’ve signed up with them, they’ll give you access to your account information 24 hours a day. All you need to do is login to CuraDebts the client portal to track your performance.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
Like their name implies, CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans credit cards and line of credit. They are also able to settle any outstanding balance on business debt and collections or repossessions.
They may also assist in negotiating on tax owed as well as IRS debt. But, you won’t receive support for most claims, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find debtors who are in violation in order to get cash settlements, should it be possible. Certain violations could lead to having your debts removed as well.
CuraDebt lets you settle debt with less than the amount you have. They also allow you to ask questions during their free consult with their debt counsellor.
The most appealing aspect of their plan is that you only be charged after your debt has been settled. All you need to do is sign up with one of their plans, and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial documentation and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you should be able to resolve different types of taxes like garnishments on wages, tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden charges either. They use only flat-fee pricing, which depends on the amount that you’ll need to settle.
There are a variety of options in paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kind of debt are they able to help with?
While debt settlement is their specialty but they aren’t able to offer all kinds of settlement. CuraDebt only focuses on debt that is not secured. They won’t be able to assist you if your credit or loan is tied to an actual item.
If you do have the following kinds of debt, they will negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to pay your past-due tax debts without difficulty. Moreover, this type of service is accessible across all 50 states, if you have a debt towards the IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt can also help resolve the medical bills. In some cases you could even settle them less than the amount you owe.
Private Student Loan
CuraDebt does not cater to Federal student loan. Still, they can help private students in negotiating any student loans that they owe.
Personal and payday loans are also eligible for the debt settlement program. You can also avail the program if you have other unsecure credit lines that you got from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards, traditional credit cards, or private label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. Only pay when you have paid off all of your debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt that you settled through them.
On average, this type of industry charges between 15 and 25%.
In addition, customers can expect to settle their debt from two to four years. This varies in relation to the amount you save per month.
Also, they claim that you can save up to 30% by incorporating their costs into your calculations.
However, this statement will vary, depending on your situation. Some customers even claimed to save 50 to up to 80%.
The benefits of using CuraDebt
Once you’ve got an understanding of the benefits CuraDebt can offer you let’s explore the benefits from using CuraDebt.
The first is that CuraDebt only charges you after you’ve settled your debt. Furthermore they charge only 20% of the cost, whereas the majority of companies charge 25 percent.
If you’re finished in the process of debt resolution you can enroll in their credit repair program.
It’s an excellent method to improve your credit score without going in debt again. However, the program runs in a different way for each individual according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, your debt won’t increase as time passes. They’ll also investigate any violations of creditor using their experts in-house.
The drawbacks of the use of CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with the credit card you use. So if you’re trying to increase your credit score, it could delay you from finishing your credit card debt.
CureDebt also doesn’t offer a mobile application. Although they have a website that clients can access however, it appears old and mundane. It’s not particularly intuitive, and it can be challenging to navigate.
Furthermore, they are not accredited with the Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a useful program that allows you to resolve your debt without having to spend more on these kinds of services. In addition, their 20% service fee is less expensive than the majority of companies that offer the 25% cost. There is no upfront payment and you’ll only be required to pay once the debt is settled.
While they’ll provide you with an account to see your progress however, their website isn’t simple to navigate. CuraDebt isn’t even an app, which would make it easier to track your performance. Hurricane Relief Tax Credit
But, they do have a competent support staff and can be reached them not just via email but also via phone or sending an e-ticket. Hurricane Relief Tax Credit
If the credit card is a major problem, then we recommend CuraDebt’s service. Just make sure that you’re eligible and that the programs they offer are available in your area.
FAQ Hurricane Relief Tax Credit
How long will it take to finish the program?
The typical program lasts from 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt help with tax problems in the state?
Yes, CuraDebt has a tax relief program that can help you with problems such as late payroll tax and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with the team and pay the required payments to pay down the amount of debt you have over time.