Are you experiencing debt that has been piling up lately? Are you tired of trying different financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the most effective approach is to talk to experts who can assist to resolve this issue.
CuraDebt is among the companies that get the most inquiries. A lot of people are asking if they are able to help or help you get into more debt.
According to their clients they can help you control 80percent of your debts so that you can take couple of w
orries off your plate.
But for some people, these claims are just too good to be true.
You might be looking for anything that can assist you in paying off your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking an in-depth look at how CuraDebt works and what problems it can help you solve.
Furthermore, before we conclude our discussion, we’ll take a look at its advantages and drawbacks.
Before you begin the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you’ll want to read the rest of the article for a more comprehensive review.
About the Company Hurricane Relief As Tax Credit
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000 and has been an active participant in the American Fair Credit Council, the US Chamber of Commerce, and accredited through the International Association of Professional Debt Arbitrators.
Although it is accredited, certain states have limited their access to their services.
What CuraDebt do?
Helping you pay off your debt is CuraDebt’s most known feature. However, they also offer other services that can assist you in becoming financially secure.
The process begins by requesting a free savings estimate online. It is a completely private service and they will not be conducting a credit screening. With this estimate of savings you’ll discover more about options to be debt-free.
Savings estimates, as mentioned before, gives you an idea of your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a support team to help you with the process of credit arbitration should you choose to join. Financial advisors may be able to assist you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt will be the company to handle all of your creditors’ calls. They will also be the ones who negotiate the terms of your payment depending on the condition of your financial situation. Based on what works best to you, this could be a lump-sum settlement or an installment plan.
Additionally, they will be working with creditors to ensure that you get better rates when you transfer money into your savings account. This, in turn, will process to pay back creditors. Their plans can help you pay off the debt in 48 months.
Once you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you have to do is sign in to CuraDebts the client portal to monitor your progress.
> > Click Here to Get A Debt Consultation for Free < <
CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to meet the following criteria:
- At least 21 years old
- Earn a reliable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf for most types of debt. They can help with medical bills, personal loans credit cards, and loans. They can also be approached to settle any outstanding amount on business debts, collections, or repossessions.
They may even assist you in negotiating for back taxes and IRS debt. But, you won’t receive assistance with the majority of your lawsuits, loans from the government or collateral, as well as utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they will assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if possible. Some violations can also lead to having your debts also dismissed.
CuraDebt also allows you to pay off debts with less than the amount you have. They also allow you to ask questions during their free meeting with their debt advisor.
The best part about their program is that you only be charged once your debt is settled. All you need to do is sign up with any of the plans, and you’ll have the ability to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial records and tax documents, they’ll also collect all the documents you’ll require for tax returns.
Through this program, you should be able to deal with various tax issues such as wage garnishments, tax penalties, personal and taxation for business and back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They only offer flat-fee prices and is dependent on the amount that you’ll need to settle.
There are a variety of options for paying off taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
> > Click Here to Get A Debt Consultation for Free < <
What kinds of debts can they help you with?
Although debt settlement is their specialization however, they do not cater to all types of settlement. CuraDebt only focuses on unsecured debt. They can’t help you if the loan or debt is linked to an item that is physical.
If you do have one of the following kinds of debt, they’ll make arrangements for settlements.
Tax Debt
With CuraDebt it is expected that you will be able pay off your past-due tax debts without any problems. Additionally, this service is available to all 50 states if you owe money in arrears to IRS. There are federal tax experts to assist you with the issues.
Medical Debt
CuraDebt can also help resolve your medical debt. In some instances, you may even pay them for less than what you are owed.
Private Student Loan
CuraDebt does not offer the federal government’s student loan. However, they can assist private students with negotiating the student loans they have to pay.
Personal Loan
Personal and payday loans also qualify to be eligible for debt relief programs. It is also possible to avail the program if you have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards or traditional credit cards or private label credit cards CuraDebt will help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt is the way the company has priced its services. They do not charge an upfront cost. Only pay when you’ve paid each of your debts.
Additionally, they do not charge high fees as well. On average, you’ll have to pay as much as 20 percent of the debt that you settled through them.
In the average, this kind of industry charges from 15% to 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. However, this also varies depending on the amount that you can save up per month.
They also claim that you can save as much as 30% if you include their charges into your calculation.
However, the claim may differ based on the situation. Some customers even claimed to save between 50% and 80%.
> > Click Here to Get A Debt Consultation for Free < <
The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages that come with using CuraDebt.
In the beginning, CuraDebt only charges you when you’ve paid off your debt. In addition they charge only a 20% fee while many companies charge 25%.
If you’re finished with the debt settlement program you can also sign up for their credit restoration program.
It’s a great method to improve your credit without going into debt again. However, the program lasts different for every person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. So, the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor using their in-house experts.
Drawbacks of using CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt settlement and debt relief often require you to cease making payments with your credit card. If you’re trying to improve your credit score, it might cause you to delay finishing your debt.
CureDebt does not offer a mobile application. While they do have a client website but it’s old and mundane. It’s not very intuitive and could be challenging to navigate.
Furthermore, they are not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more on these kinds of services. Moreover the 20% service cost is lower than many firms that charge the 25% cost. There is no upfront payment and you’ll only have to pay the fee when the debt is settled.
Although they’ll allow you to access an account so that you can track your progress however, their website isn’t easy to navigate. CuraDebt also doesn’t have an app yet, which could make it easier for you to monitor your progression.
However, they have a great support team, and you can reach them, not only via emails but also by phone or sending an electronic ticket. Hurricane Relief As Tax Credit
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Hurricane Relief As Tax Credit
What is the time frame to complete the program?
The program typically takes between 24 and 48 months dependent on the size of your debt as well as your stipulated settlement.
Can CuraDebt aid with state tax problems?
Sure, CuraDebt offers a program for tax relief that will assist you with issues such as late payroll taxes and wage garnishments.
What’s the first thing I have to do when I’m enrolled in the program?
You’ll be required to communicate with your team members and pay the required payments to reduce the amount of debt you have over time.
