Have your debts been increasing lately? Are you burnt out from trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In most cases, the most effective approach is to talk to experts who can help you settle this issue.
CuraDebt is one of the most asked companies. Many customers have asked if they can help you or put you in more debt.
According to their clients they can help you manage 80% of your debts so that you can take couple of w
orries off your mind.
For some, these claims are just too good to be true.
Suppose you’re on the lookout for any solution that could assist you in paying off your debt. In that case, CuraDebt will mostly be suggested by people. We’ll be taking a deep study of the way CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion we’ll look at its advantages and drawbacks.
Before starting the review, check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company Hurricane Matthew Tax Relief Nc
CuraDebt is a company that provides debt relief from Hollywood, Florida. It was founded in 2000, and is a part of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is the most known feature. But they offer other services that can help you be more financially secure.
The process begins with requesting a free savings estimate online. This service is very confidential, and they won’t be doing a credit check. With this estimate of savings, you will discover more about other options in your journey towards debt-free.
Savings estimates, as mentioned before, gives you an idea of your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with credit arbitration if you decide to enroll. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement plan, CuraDebt can be the company to take care of all your creditor’s calls. They’ll also be the ones that negotiate conditions of the settlement based on the status of your financial situation. In determining which option is the best your situation, the payment could be a lump-sum settlement or a payment plan.
Furthermore they will work with creditors so that you can enjoy better rates when you deposit money to your savings account, which is then processed to pay creditors. The plans they offer can help you pay off the debt in 48 months.
Once you’ve signed up with them, they will allow you access to your data 24/7. All you have to do is login to CuraDebts Client Portal to track your performance.
Before you can avail of the program, you’ll have to satisfy their criteria first. To be eligible, you’ll have to be:
- Minimum 21 years old
- Earn a reliable income
- You must have a minimum balance of $5,000
What are they able to assist you with?
Here are some of the ways CuraDebt can aid you.
As their name suggests, CuraDebt will assist you in dealing your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include medical bills, personal loans credit cards and also lines of credit. They are also able to settle any outstanding balance of business debt, collections, or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you won’t get assistance with the majority of your lawsuits, government loans, collateral, and utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, should it be possible. Some violations can also cause your debt to be removed as well.
CuraDebt lets you repay debt for less than the sum you have. Additionally, you can inquire about your debt during their no-cost consult with their debt counselor.
The greatest benefit of the program is that you will only have to pay for the charges after your debt has been settled. All you have to sign up to any of the plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they collect all of your financial records They will also gather all the necessary paperwork to file tax returns.
Through this program, you’ll be able to resolve the various types of tax problems like wage garnishments and tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges also. They only use flat-fee pricing that is based on the amount you must settle.
They have different solutions when it comes to the settlement of the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What kind of debt can they assist you with?
While debt settlement is their forte but they aren’t able to offer all kinds of debt settlement. CuraDebt concentrates on unsecured debt. They won’t be able to assist you if your credit or loan is tied to an item that is physical.
If you do have the following types of debt, they’ll negotiate settlements on your behalf.
With CuraDebt the service, you’ll be able to settle tax debts that were due to be paid without any issues. Moreover, this type of service is accessible to all 50 states if you owe money to the IRS. There are tax experts from the federal government who can assist you in resolving the issues.
CuraDebt can also assist in settling your medical debt. In some instances, you may even pay them less than the amount you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students negotiate any student loans that they owe.
Payday loans and personal loans also qualify as debt-settling programs. You may also be eligible of the program if you also have other unsecured credit lines you obtained from an alternative bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards and private-label credit cards CuraDebt can help you pay it off.
How much will it cost?
The best part about CuraDebt is the way the company has priced its services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your debts.
Additionally, they do not charge high fees as well. In the average, you’ll need to pay as much as 20% of the debt you settled through them.
In the average, this kind of industry can charge anywhere between 15 and 25%.
Moreover, clients can expect to pay off their debts in 2 to 4 years. However, this also varies according to the amount you save per month.
Additionally, they claim that you could save as much as 30% when you factor in their costs into your calculations.
However, this statement will vary, depending on your specific situation. Some customers have even talked about saving 50% to 80%.
The benefits of using CuraDebt
Once you’ve got a clearer picture of what CuraDebt offers, let’s look into the advantages from using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. Furthermore, they only charge an amount of 20%, while the majority of companies charge 25%.
Then, if you’re done with the debt settlement program you may join their credit restoration program.
It’s an excellent method to improve your credit without going back into debt. The program is however designed in a different way for each individual, depending on your situation.
Lastly, CureDebt looks into your financial obligations to help with settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also investigate any creditor violations with the help of their in-house experts.
The drawbacks of using CuraDebt
We will also examine some of the negatives of CuraDebt.
Debt relief and debt settlements often require you to stop paying with your credit card. If you’re trying to improve your rating on your credit, this might cause you to delay working on your credit card debt.
CureDebt doesn’t even have a mobile app. Although they have a client website however, it appears outdated and basic. It’s not particularly intuitive, and it can be challenging to navigate.
In addition, they’re not accredited with their Better Business Bureau although they received an A+ grade.
The Final Verdict
CuraDebt is a good program that lets you resolve your debt without having to spend more on those types of services. In addition their 20% service cost is lower than many businesses that charge an additional 25% charge. There aren’t any upfront fees, and you will only have to pay the fee when the debt is settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t user-friendly. CuraDebt does not have an app that would make it easier to monitor your performance.
However, they have a good support team, and you can reach them, not only via emails but by phone or by making an electronic ticket. Hurricane Matthew Tax Relief Nc
If your credit card is a major problem right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they offer are available in your area.
FAQ Hurricane Matthew Tax Relief Nc
How long will it take to complete the course?
The average program is between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt help with state tax problems?
It is true that CuraDebt has a tax relief program that can aid you in dealing with problems such as late payroll tax and garnishments of wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with your team members and pay the required payments to lower your debt over time.