Are you experiencing debt that has been increasing lately? Are you tired of trying other financial advice and strategies but you’re still struggling with unsolved problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is among the companies that get the most inquiries. Many people are asking if they are able to help or help you get into more debt.
According to their clients, they can help you control 80percent of your debts so that you can take couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
You might be looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of the way CuraDebt operates and what issues it can solve for you.
Furthermore, before we conclude, we’ll also look into its benefits and drawbacks.
Before beginning the review, check out this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you’ll want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company Hurricane Harvey Tax Relief Casualty Loss 10% Adjusted Gross Income
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is the most known feature. However, they also offer other services that will assist you in becoming financially secure.
The process begins with requesting a free savings estimate on the internet. This service is very confidential and won’t conduct a credit inquiry. With this estimate of savings you’ll learn more about your other options in your journey towards debt-free.
The savings estimate, which was mentioned before, gives you an insight into your choices regardless of whether or not you’re planning to continue using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to assist you in navigating the process of credit arbitration should you choose to enroll. Some financial advisors can help you in your debt-free journey.
Following your debt settlement program, CuraDebt is the company to take care of all the calls from your creditors. They’ll also be the ones who determine the terms of your settlement depending on the condition of your financial situation. In determining which option is the best your situation, the payment could be a lump-sum settlement or the option of a payment plan.
Furthermore they will be working with the creditors to ensure that you have better rates as you transfer money into your savings account. This in turn, will be processed to pay off creditors. Their programs can assist you to settle the debt within the period of 48 months.
After you’ve registered with them, they’ll give you access to your data 24/7. All you have to do is login to CuraDebts Client Portal to track your progress.
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CuraDebt’s Requirements
Before you can benefit from the program, you’ll have to satisfy their criteria first. In order to be considered eligible for the program, you’ll have to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are the different ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing with your debt. They can negotiate settlements on behalf of you for the majority of types of debt. This includes medical bills, personal loans credit cards, as well as lines of credit. They are also able to pay off any remaining balance of business debt collection, repossessions, or collections.
They may even assist you in negotiating for back taxes as well as IRS debt. But, you won’t receive assistance with the majority claims, government loans or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation to ensure that you receive cash settlements, if they are possible. Certain violations may cause your debt to be dismissed as well.
CuraDebt can also help you pay off debts with less than the sum you have. You can also inquire about your debt during their no-cost meeting with their debt advisor.
The greatest benefit of the program is that you will only have to pay for the charges after your debt has been settled. All you need to sign up to any of the plans, and you’ll be able to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle your tax debt. Once they’ve gathered all your financial records They will also gather all the documents you’ll require for tax returns.
By using this program, you’ll be able to resolve the various types of tax problems such as garnishments on wages and tax penalties, personal and corporate taxes as well as back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees either. They only offer flat-fee prices that is based on the amount that you’ll must settle.
They have different solutions when it comes to paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What kind of debt can they assist you with?
Although they specialize in debt settlement, it is not their specialty but they aren’t able to provide all kinds of settlement. CuraDebt only focuses on unsecured debt. They won’t be able to help you if your debt or loan is tied to a physical item.
If, however, you are in one of the following kinds of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to pay tax debts that were due to be paid without any problems. Furthermore, this service is accessible to all 50 states if you have a debt in arrears to IRS. There are tax experts from the federal government to assist you with these kinds of problems.
Medical Debt
CuraDebt can also help resolve your medical debt. In certain cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not offer Federal student loan. Still, they can help private students in negotiating the student loans they owe.
Personal Loan
Personal and payday loans are also eligible for the debt settlement program. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, as well as private label credit card CuraDebt can help you pay it off.
How much will it cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They don’t charge an upfront fee. You’ll only pay once you have paid off all of your debts.
Also, they don’t have high-cost fees as well. On average, you’ll be required to pay as much as 20% of the debt you settled with them.
In the average, this kind of industry charges from 15% to 25 percentage.
In addition, customers can expect to settle their debts within between 2 and 4 years. However, this also varies according to the amount you save per month.
Also, they claim that you can save up to 30% when you factor in their costs into your calculations.
But this claim will also depend on your situation. Some customers even claimed to save between 50% and 80%.
> > Click Here to Get A Debt Consultation for Free < <
Advantages to using CuraDebt
Now that you have an idea of the benefits CuraDebt can offer you Let’s take a look at the benefits of using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition they only charge an amount of 20%, while the majority of companies charge 25%.
If you’re finished by the program for debt relief, you may also sign up for their credit restoration program.
It’s an excellent option to rebuild your credit score without having to go into debt again. The program is however designed different for every person, depending on your situation.
Lastly, CureDebt looks into your debt so that they can assist in settlements and negotiations. So, the amount you owe won’t rise over time. They’ll also investigate any violations by creditors with the help of their in-house experts.
Drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using your credit card. If you’re trying to build a better credit score, it might delay you from finishing your credit card debt.
CureDebt also doesn’t have a mobile app available. Although they have a client website, it looks old and mundane. It’s not particularly user-friendly, and can be challenging to navigate.
Moreover, they are still not recognized by an accreditation from the Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more for these types of services. In addition their 20% service fee is cheaper than most firms that charge a 25% fee. There is no upfront payment, and you will only have to pay when the debt is settled.
While they’ll provide you with an account to see your progress however, their website isn’t user-friendly. CuraDebt does not have an app yet, which would make it easier to look at your progression.
But, they do have a good support team that you can contact them not just via email but also via phone or submitting an e-ticket. Hurricane Harvey Tax Relief Casualty Loss 10% Adjusted Gross Income
If the debt is a big problem, then we highly recommend CuraDebt’s program. Make sure you’re qualified and that the services they offer are available in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Hurricane Harvey Tax Relief Casualty Loss 10% Adjusted Gross Income
How long will it take to finish the program?
The program typically takes 24 to 48 months, dependent on the size of your debt and the agreed settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt provides tax relief programs to help you with problems such as delinquent payroll tax and garnishments of wages.
What’s the first thing I have to do after joining the program?
You’ll have to keep in constant contact with your team members and make the necessary payments to reduce the amount of debt you have over time.
