Has your debt been piling up lately? Are you burnt out from trying various financial advice and strategies but haven’t solved your problems?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, the best option is to speak with experts who can help you resolve the issue.
CuraDebt is one of the companies that get the most inquiries. A lot of customers have asked if they can help you or help you get into more debt.
According to their clients they can assist you in managing the majority of your debts so that you can finally take a few things off of your mind.
However, for certain people the claims seem too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In this situation, CuraDebt will mostly be suggested by people. We’ll take a deeper look at how CuraDebt operates and what issues it can solve for you.
Moreover, before we end our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, you can watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you’ll want to read the rest of our article for a more comprehensive review.
About the Company Hurricand Harvey Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was established in 2000 and has since become an active member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have limited their access to their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. But they offer other services that will help you be more financially secure.
First of all, it begins with requesting a free savings estimate online. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate you’ll be able to learn more about your alternatives towards debt-free.
Savings estimates, which was mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor as well as a support team to assist you in navigating credit arbitration in the event that you decide to sign up. Some financial advisors can help you in your debt-free journey.
After your debt settlement program is completed, CuraDebt is the one to handle all of your creditor’s calls. They’ll also be the ones who determine the terms of your repayment in accordance with the state of your financial situation. Based on what works most effectively your situation, the payment could be a lump-sum settlement or an installment plan.
Furthermore they will be working with creditors so that you can enjoy better rates when you make deposits to your savings account. This in turn, will process to pay back creditors. Their programs can assist you to pay off the debt in two years.
Once you’ve signed up with them, they’ll allow you access to your data 24/7. All you need to do is log in to CuraDebts’ client portal so that you can monitor your progress.
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CuraDebt’s Requirements
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Verifiable income
- Minimum debt must be $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They can negotiate settlements on behalf of you for the majority of types of debt. This includes personal loans, medical bills credit cards and lines of credit. You can also approach them to settle any outstanding amount on business debts, collections, or repossessions.
They can even help negotiate with back taxes and IRS debt. But, you won’t receive support for most cases, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify debtors who are in violation in order to get cash settlements, if they are possible. Some violations can also lead to having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the sum you have. They also allow you to have questions answered during a free consultation with their debt advisor.
The greatest benefit of the program is that you only pay the fees after your debt has been settled. All you have to sign up for some of their programs and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they collect all of your financial records, they will also collect all the documents you’ll require to file tax returns.
With this program, you’ll be able to resolve the various types of tax problems such as wage garnishments and tax penalties, personal and corporate taxes, back taxes and trust fund penalties and tax lien.
There aren’t hidden fees also. They use only flat-fee pricing and is dependent on the amount that you’ll must settle.
They have different solutions in paying off the tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
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What types of debt are they able to help with?
While debt settlement is their specialty however, they do not offer all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They won’t be able to help you if the credit or loan is tied to a physical item.
If you do have the following types of debt, they’ll arrange settlements for you.
Tax Debt
With CuraDebt it is expected that you will be able to settle tax debts that were due to be paid without difficulty. Moreover, this type of service is offered to all 50 states if you have a debt towards the IRS. There are federal tax experts who can assist you in resolving the issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In certain cases you could even settle them less than the amount you are owed.
Private Student Loan
CuraDebt does not cater to federal student loans. They can however assist private students with negotiating any loans they have to pay.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. It is also possible to avail the program of the program if you also have other unsecured credit lines that you got from an alternative financial institution or bank.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards as well as private label credit card, CuraDebt will assist you in paying it off.
What will it cost you?
The most appealing aspect of CuraDebt’s pricing is how they’ve priced their service. They do not charge an upfront cost. You’ll only pay once you have paid off all of your outstanding debts.
Additionally, they do not charge high costs either. In the average, you’ll need to pay as much as 20 percent of the debt you settled through them.
In the average, this kind of industry charges between 15 and 25 percent.
In addition, customers can expect to pay off their debts in 2 to 4 years. However, this also varies in relation to the amount you can save up per month.
They also claim that you could save up to 30% when you factor in their costs into your calculations.
However, this statement will differ based on your specific situation. Some clients even mentioned saving between 50% and up to 80%.
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The benefits of using CuraDebt
Now that you have an understanding of the benefits CuraDebt offers, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. Furthermore they charge only 20% of the cost, whereas most companies charge you 25%.
If you’re finished in the process of debt resolution you may also sign up for their credit restoration program.
It’s a great way to restore your credit without going in debt again. The program is however designed differently for each person according to your personal situation.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. It means that your debt won’t increase as time passes. They’ll also investigate any violations of creditor with the help of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief often require you to stop paying with . If you’re trying to build a better rating on your credit, this might delay you from working on your debt.
CureDebt doesn’t even have a mobile app available. While they have a website for clients but it’s old and mundane. It’s not very user-friendly, and can be difficult to navigate.
Moreover, they are still not accredited with the Better Business Bureau although they received an A+ rating.
The Final Verdict
CuraDebt is a great program that lets you settle your debt without spending more on those types of services. Additionally their 20% service cost is less expensive than the majority of companies that offer the 25% cost. There are no upfront payments, and you will only have to pay when your debt is finally settled.
Although they’ll allow you to access an account to see your progress however, their website isn’t easy to navigate. CuraDebt isn’t even an app that would make it easier to track your performance.
But, they do have a great support team, and you can reach them, not only via emails but also via phone or making an e-ticket. Hurricand Harvey Tax Relief
If the problem of debt is an issue right now, we highly recommend CuraDebt’s program. Be sure to be qualified and that the services they provide are in your area.
> > Click Here to Get A Debt Consultation for Free < <
FAQ Hurricand Harvey Tax Relief
What is the time frame to complete the course?
The program typically takes 24 to 48 months, depending on the amount of your debt as well as the stipulated settlement.
Can CuraDebt assist with tax problems in the state?
Sure, CuraDebt has a tax relief program to aid you in dealing with problems such as late payroll tax and garnishments of wages.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce the amount of debt you have over time.
