Have your debts been piling up lately? Are you exhausted from trying various financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve tried everything.
In the majority of cases, your best option is to speak with professionals that can help to resolve this issue.
CuraDebt is among the most asked companies. A lot of customers have asked if they can help you or put you in more debt.
According to their clients they can assist you in managing the majority of your debt so that you can finally take a couple of things off your mind.
For some the claims seem too good to be true.
If you’re looking for anything that can assist you in paying off your debt. If that’s the scenario, CuraDebt will mostly be recommended by people. We’ll be taking an in-depth review of the way CuraDebt works and what problems it could help solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before starting the review, you can watch this video instead in case you would prefer to watch it.
Otherwise, let’s begin.
Before you go on, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review of CuraDebt.
About the Company How To Turn In Innocent Spouse Tax Relief
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000 and has been a part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have restricted their services.
What CuraDebt do?
Helping you settle your debt is the most well-known feature. They also provide other services that can assist you in becoming financially secure.
First of all, it begins with requesting a free online savings estimate. It is a completely private service, and they won’t be conducting a credit screening. With this savings estimate you’ll discover more about other options in your journey to debt-free.
The savings estimate, which was mentioned before, gives you an insight into your options regardless of whether or not you’re going to keep using CuraDebt.
CuraDebt will provide you with a financial counselor as well as a support team to help you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you in your debt-free journey.
Following the debt settlement plan, CuraDebt is the company to take care of all the calls from your creditors. They will also be the ones that negotiate what you will pay for your settlement based on the status of your financial situation. Based on what works best your situation, the payment could either be a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with the creditors so that you can get better rates when you transfer money into your savings account. This in turn, will process to pay back creditors. Their programs can assist you to get rid of debt in just two years.
After you’ve registered with them, they’ll give you access to your data 24/7. All you need to do is log in to CuraDebts the client portal to track your progress.
Before you can benefit from their program, you’ll need to meet their eligibility requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Earn a reliable income
- Minimum debt must be $5,000
What can they assist you?
Here are the different ways CuraDebt can aid you.
The name of the company suggests that CuraDebt will assist you in dealing with your debt. They can negotiate settlements on your behalf for all kinds of debt. They can help with medical bills, personal loans credit cards, and also loans. They are also able to settle any outstanding balance of business debt collection, repossessions, or collections.
They can even help negotiate for back taxes and IRS debt. However, you won’t get assistance with the majority of your lawsuits, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the other hand, they can assist you in navigating laws such as the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find the violations of creditors to ensure that you receive cash settlements, if possible. Some violations can also result in having your debts dismissed as well.
CuraDebt lets you settle debt with less than the amount you have. They also allow you to inquire about your debt during their no-cost meeting with their debt counsellor.
The most appealing aspect of their program is that you will only pay the fees after your debt has been settled. All you need to do is sign up with one of their plans, and you’ll be able settle each of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. Once they’ve gathered all your financial documentation, they will also collect all the necessary paperwork for tax returns.
With this program, you’ll be able to deal with various tax issues such as wage garnishments and tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax lien.
There aren’t any hidden costs neither are there hidden fees. They use only flat-fee pricing that is based on the amount that you’ll must settle.
There are a variety of options when it comes to settling taxes. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts can they help you with?
While debt settlement is their specialty but they aren’t able to cater to all types of debt settlement. CuraDebt only focuses on loans that are not secured. They can’t help you if the debt or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they will arrange settlements for you.
With CuraDebt the service, you’ll be able to settle your past-due tax debts without any issues. Furthermore, this service is available to all 50 states in the event that you owe money towards the IRS. There are federal tax experts to assist you with the issues.
CuraDebt will also help you resolve the medical bills. In some cases you could even settle them for less than what you have to pay.
Private Student Loan
CuraDebt does not offer federal student loans. They can however assist private students in negotiating the student loans they have to pay.
Personal and payday loans are also eligible as debt-settling programs. You can also avail the program if you have other unsecure credit lines that you got from a different financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards as well as private label credit card CuraDebt will help you pay it off.
What will it cost you?
The greatest thing about CuraDebt is the way they’ve priced their service. They do not charge an upfront cost. Only pay when you have paid off all of your debts.
Also, they don’t charge high charges either. In the average, you’ll need to pay up to 20% of the debt you settled through them.
In general, this type of industry can charge anywhere between 15% and 25 percentage.
Moreover, clients can expect to pay off their debts in two to four years. However, this also varies depending on the amount that you save per month.
Additionally, they claim you can save up to 30% by incorporating their fees in your equation.
But this claim will also vary, depending on the situation. Some customers have even talked about saving 50 to up to 80%.
Benefits of using CuraDebt
Once you’ve got a clearer picture of the benefits CuraDebt can provide, let’s look into the advantages of using CuraDebt.
In the beginning, CuraDebt will only charge you after you’ve settled your debt. In addition they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done by the program for debt relief you could also sign up for their credit restoration program.
It’s a fantastic method to improve your credit score without having to go in debt again. However, the program lasts differently for each person, depending on your situation.
In the end, CureDebt looks into your credit to help with settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any violations of creditor using their in-house experts.
Some disadvantages to the use of CuraDebt
We will also examine some of the drawbacks of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . So if you’re trying to improve your standing on credit scores, you could cause you to delay working on your debt.
CureDebt also doesn’t have a mobile app. Although they have a client website however, it appears old and mundane. It’s not particularly intuitive and could be challenging to navigate.
In addition, they’re not credited with an accreditation from the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to settle your debt without spending more for these types of services. Moreover, their 20% service fee is lower than many businesses that charge the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once the debt is settled.
While they’ll provide you with an account that allows you to track your progress but their website isn’t easy to navigate. CuraDebt does not have an app yet, which could make it easier for you to look at your progression.
But, they do have a good support team and can be reached them not only through emails but also by phone or making an electronic ticket. How To Turn In Innocent Spouse Tax Relief
If your problem of debt is an problem, then we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they offer are available in your area.
FAQ How To Turn In Innocent Spouse Tax Relief
How long will it take to complete the program?
The average program is 24 to 48 months, dependent on the size of your debt as well as the stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
Sure, CuraDebt provides tax relief programs that will aid you in dealing with problems like delinquent tax issues and wage garnishments.
What do I need to do when I’m enrolled in the program?
You’ll need to constantly communicate with your team members and pay the required payments to pay down the amount of debt you have over time.