Are you experiencing debt that has increased lately? Are you burnt out from trying different financial advice and strategies but you’re still struggling with unsolved problems?
Maybe you’re here because you’ve already tried every thing.
In most cases, the best way is to approach experts who can help you settle this issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they are able to help or put you in more debt.
According to their customers, they can help you manage the majority of your debt so that you are able to take couple of w
orries off your shoulders.
For some they believe these claims are too good to be true.
You might be looking for anything that can aid you in settling your debt. In that scenario, CuraDebt will mostly be recommended by people. We’ll take a deeper study of how CuraDebt operates and what issues it can help you solve.
In addition, prior to our conclusion our discussion, we’ll take a look at the advantages and disadvantages of this method.
Before you begin the review, go to this video for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. Afterward, you’ll want to read the rest of the article for a more comprehensive review.
About the Company How To Request Relief From The Underpayment Of Estimated Tax Penalty
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited with the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best popular feature. However, they also offer additional services to aid you in becoming more financially secure.
First of all, it starts by requesting a no-cost savings estimate on the internet. It is a completely private service, and they won’t be doing a credit check. By using this estimate of savings you’ll be able to learn more about your alternatives towards debt-free.
This estimate of savings, which was mentioned earlier, provides you with the opportunity to consider your options regardless of whether or not you’re planning on using CuraDebt.
CuraDebt will assign you a financial counselor as well as a support team to help you with credit arbitration if you decide to sign up. Some financial advisors can help you on your path to debt-free living.
Following the debt settlement program, CuraDebt will be the agency to take care of all your creditor’s calls. They’ll also be the ones who determine the terms of your payment in accordance with the state of your finances. In determining which option is the most effectively your situation, the payment could be either a lump sum settlement or an installment plan.
Moreover they will be working with the creditors so that you can enjoy better rates when you make deposits to your savings account. This, in turn, will be processed to pay creditors. Their plans can help you pay off the debt in 48 months.
After you’ve registered with them, they will provide you with access to your data 24/7. All you have to do is login to CuraDebts’ client portal to monitor your progress.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. For eligibility, you’ll have to meet the following criteria:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What can they assist you with?
Here are some of the ways CuraDebt can aid you.
Debt Relief
The name of the company suggests that CuraDebt can assist you in dealing with your debt. They are able to negotiate settlements on your behalf to settle all kinds of debt. They can help with personal loans, medical bills, credit cards and also line of credit. You can also approach them to settle any outstanding balance on business debt collection, repossessions, or collections.
They may even assist you in negotiating with back taxes as well as IRS debt. However, you will not receive support for most cases, loans from the government as well as collateral and utility bills. They also don’t cover most student loans.
On the other hand, they will help you use laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying debtors who are in violation to ensure that you receive cash settlements, should it be possible. Certain violations could cause your debt to be also dismissed.
CuraDebt can also help you settle debt with less than the sum you have. They also allow you to ask questions during their free meeting with their debt advisor.
The most appealing aspect of their program is that you’ll only be charged when your debt is paid off. All you need to do is sign up with one of their plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt can also help you with taxes. Once they’ve gathered all your financial records, they will also collect all the documents you’ll require for tax returns.
With this program, you’ll be able to solve various tax issues like wage garnishments and tax penalties, personal and taxation for business and back taxes and trust fund penalties and tax liens.
There aren’t any hidden charges either. They only offer flat-fee prices that is based on the amount that you’ll need to settle.
They offer different options for the settlement of your tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
While debt settlement is their specialty but they aren’t able to cater to all types of debt settlement. CuraDebt concentrates on unsecured debt. They aren’t able to help you if your loan or debt is linked to a physical item.
However, if you have the following kinds of debt, they’ll negotiate settlements on your behalf.
Tax Debt
With CuraDebt, you should be able to pay taxes that are due without any problems. Furthermore, this service is accessible to all 50 states if you owe money towards the IRS. There are tax experts from the federal government who can assist you in resolving these kinds of problems.
Medical Debt
CuraDebt can also help resolve any medical-related debt. In certain cases you might even be able to pay them less than the amount you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students in negotiating any loans they have to pay.
Personal Loan
Personal and payday loans also qualify for the debt settlement program. You can also avail if you have other unsecured credit lines you obtained from a different bank or financial institution.
Credit Card Debt
Whether you have debt with store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
How much will it cost?
The best part about CuraDebt’s pricing is how they’ve priced their service. They don’t charge upfront fees. The only time you pay is when you have paid off all of your debts.
They also don’t have high-cost charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled through them.
In general, this type of industry charges between 15 and 25 percentage.
In addition, customers can expect to settle their debts within two to four years. But, it also differs in relation to the amount you can save up per month.
Also, they claim you can save as much as 30% when you factor in their costs into your calculations.
However, the claim may depend on your situation. Some customers even claimed to save 50% to 80%.
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The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can provide, Let’s take a look at the benefits of using CuraDebt.
In the beginning, CuraDebt is only charged once you’ve paid off your debt. In addition, they only charge a 20% fee while most companies charge you 25 percent.
Then, if you’re done in the process of debt resolution you can also sign up for their credit restoration program.
It’s an excellent method to improve your credit without going back into debt. The program is however designed different for every person according to your personal situation.
In the end, CureDebt looks into your debt so that they can assist in settlements and negotiations. This means the amount you owe won’t rise as time passes. They’ll also look into any creditor violations with the assistance of their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the disadvantages of CuraDebt.
Settlement of debt and debt relief usually require that you stop paying with . If you’re trying to build a better rating on your credit, this may set you back while you’re finishing your credit card debt.
CureDebt does not offer a mobile application. While they have a website for clients however, it appears outdated and basic. It’s not very user-friendly, and can be challenging to navigate.
In addition, they’re not credited with their Better Business Bureau although they were awarded an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to settle your debt without spending more on those types of services. Moreover the 20% service cost is cheaper than most businesses that charge the 25% cost. There are no upfront payments and you’ll only have to pay when the debt is paid off.
Although they’ll allow you to access an account to see your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which would make it easier to track your progression.
They do have a good support team, and you can reach them, not only via emails but also via phone or sending an electronic ticket. How To Request Relief From The Underpayment Of Estimated Tax Penalty
If the problem of debt is an problem, then we highly recommend CuraDebt’s program. Be sure to be eligible and that the programs they offer are available in your area.
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FAQ How To Request Relief From The Underpayment Of Estimated Tax Penalty
How long does it take to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt aid in the fight against state tax issues?
It is true that CuraDebt offers a program for tax relief that will assist you with issues like delinquent taxes and garnishments of wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with the team and pay the required payments to pay down your debt over time.
