Has your debt increased lately? Are you exhausted from trying different financial tips and advice but you’re still struggling with unsolved problems?
Maybe you’re here because already tried every thing.
In most cases, the best way is to approach experts who can help to resolve this issue.
CuraDebt is among the most asked companies. Many people have been inquiring whether they can help you or put you into more debt.
According to their clients, they can help you control the majority of your debt so that you are able to take couple of things off your shoulders.
But for some people, these claims are just too good to be true.
If you’re looking for any solution that could aid you in settling your debt. In that scenario, CuraDebt will mostly be highly recommended by those. We’ll take a deeper study of how CuraDebt works and what problems it could help solve.
In addition, prior to our conclusion our discussion, we’ll take a look at its advantages and drawbacks.
Before beginning the review, you can watch this video instead for a more relaxing way to watch it.
Otherwise, let’s begin.
Before you go on, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick overview. After, you will want to read the rest of the article for a more comprehensive review.
About the Company How To Report Nys Property Tax Relief Credit On Taxes
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was founded in 2000, and is an active member of the American Fair Credit Council, the US Chamber of Commerce, and is accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you settle your debt is CuraDebt’s most popular feature. They also provide additional services to help you be more financially stable.
The process starts by requesting a no-cost savings estimate online. It is a completely private service and won’t be conducting a credit screening. With this estimate of savings you’ll learn more about your other options in your journey to be debt-free.
This estimate of savings, as mentioned previously, offers you the opportunity to consider your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will provide you with a financial counselor and a support team to assist you with the process of credit arbitration should you choose to sign up. Some financial advisors can help you with your debt-free journey.
Following the debt settlement program is completed, CuraDebt will be the company to handle all of your creditor’s calls. They’ll also be the ones that determine what you will pay for your settlement in accordance with the state of your finances. Based on what works most effectively for you, it can be either a lump sum settlement or the option of a payment plan.
Furthermore, they will be working with creditors to ensure that you get better rates when you make deposits to your savings account. This, in turn, will process to pay the creditors. Their programs can assist you to pay off the debt in two years.
After you’ve signed up with them, they’ll give you access to your data 24/7. All you need to do is login to CuraDebts Client Portal to track your progress.
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CuraDebt’s Requirements
Before you are able to avail their program, you’ll need to pass their requirements first. To be eligible, you’ll have to meet the following requirements:
- Minimum 21 years old
- Have a verifiable income
- You must have a minimum balance of $5,000
What can they assist you with?
Here are the various ways CuraDebt can assist you.
Debt Relief
Like their name implies, CuraDebt can assist you in dealing your debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. They can help with personal loans, medical bills credit cards, and also line of credit. You can also approach them to pay off any remaining balance on business debt, collections, or repossessions.
They may also assist in negotiating with back taxes and IRS debt. But, you won’t receive assistance for the majority claims, loans from the government, collateral, and utility bills. Also, they don’t cover the majority of student loans.
On the contrary, they’ll assist you with laws like the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations to ensure that you receive cash settlements, if they are possible. Some violations can also result in having your debts also dismissed.
CuraDebt can also help you repay debt for less than the amount you have. They also allow you to have questions answered during a free meeting with their debt counsellor.
The best part about their program is that you only be charged after your debt has been settled. All you need to sign up for one of their plans and you’ll be able pay off all your debts.
Tax Management and Relief
CuraDebt can also help you with your tax debt. Once they collect all of your financial records, they will also collect all the paperwork you’ll need to file tax returns.
Through this program, you should be able to solve different types of taxes such as garnishments on wages as well as tax penalties for personal and business taxes, back taxes as well as trust fund penalties and tax liens.
There aren’t any hidden costs also. They only use flat-fee pricing that is based on the amount that you’ll must settle.
They have different solutions for settling the tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
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What types of debt are they able to help with?
While debt settlement is their specialization, they don’t provide all kinds of debt settlement. CuraDebt concentrates on loans that are not secured. They won’t be able to help you if your credit or loan is tied to an item that is physical.
However, if you have the following types of debt, they will arrange settlements for you.
Tax Debt
With CuraDebt, you should be able to pay your past-due tax debts without difficulty. Moreover, this type of service is offered to all 50 states if you have a debt to the IRS. There are federal tax experts to assist you with the issues.
Medical Debt
CuraDebt will also help you resolve the medical bills. In some instances you could even settle the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to the federal government’s student loan. They can however assist private students with negotiating any student loans that they are owed.
Personal Loan
Personal and payday loans are also eligible as debt-settling programs. You may also be eligible if you have other unsecured credit lines that you have obtained from another bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards or traditional credit cards as well as private label credit card, CuraDebt will help you pay it off.
What is the cost?
The most appealing aspect of CuraDebt’s pricing is how the company has priced its services. They do not charge an upfront cost. You’ll only pay once you have paid off all of your debts.
Also, they don’t charge high fees as well. On average, you’ll have to pay up to 20% of the debt you settled through them.
In general, this type of industry charges between 15 and 25 percentage.
Additionally, customers can anticipate to settle their debt from 2 to 4 years. However, this also varies according to the amount you can save up per month.
They also claim you can save as much as 30% when you factor in their charges into your calculation.
However, the claim may depend on the situation. Some clients even mentioned saving 50 to up to 80%.
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The benefits of using CuraDebt
Now that you have a clearer picture of the benefits CuraDebt can offer you let’s look into the advantages from using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. In addition they only charge an amount of 20%, while most companies charge you 25%.
Then, if you’re done in the process of debt resolution you may join their credit restoration program.
It’s a great option to rebuild your credit score without having to go back into debt. However, the program runs in a different way for each individual dependent on the circumstances of your case.
Lastly, CureDebt looks into your credit to assist with settlements and negotiations. So, your debt won’t increase as time passes. They’ll also investigate any violations by creditors using their own experts.
Drawbacks of using CuraDebt
We will also examine some of the disadvantages of CuraDebt.
Debt relief and debt settlements usually require that you stop making payments using . Therefore, if you’re trying increase your rating on your credit, this could delay you from finishing your credit card debt.
CureDebt doesn’t even offer a mobile application. While they have a website for clients however, it appears old and mundane. It’s not very user-friendly, and can be challenging to navigate.
Moreover, they are still not credited with their Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a great program that allows you to resolve your debt without having to spend more on those types of services. Additionally their 20% service cost is cheaper than most businesses that charge the 25% cost. There is no upfront payment, and you will only be required to pay once your debt is finally settled.
Although they’ll allow you to access an account to see your progress, their website is not simple to navigate. CuraDebt also doesn’t have an app, which would make it easier to monitor your progress.
They do have a good support team and can be reached them not just via email but also via phone or sending an e-ticket. How To Report Nys Property Tax Relief Credit On Taxes
If your debt is a big issue right now, we highly recommend CuraDebt’s program. Be sure to be eligible and that the services that they provide are offered in your state.
> > Click Here to Get A Debt Consultation for Free < <
FAQ How To Report Nys Property Tax Relief Credit On Taxes
How long does it take to complete the program?
The average program is between 24 and 48 months depending on the amount of your debt as well as the agreed settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt offers a program for tax relief to help you with problems such as delinquent payroll tax and wage garnishments.
What do I need to do after joining the program?
You’ll have to keep in constant contact with the team and pay the required payments to reduce your debt over time.
