Has your debt increased lately? Are you exhausted from trying other financial tips and advice but still have unsolved issues?
Perhaps you’re here because you’ve been through every thing.
In the majority of cases, your best way is to approach professionals that can help to resolve this issue.
CuraDebt is one of the most asked companies. Many people are asking if they are able to help or help you get into more debt.
According to their customers, they can assist you in managing the majority of your debts so that you can finally take a couple of things off your shoulders.
However, for certain people the claims seem too good to be true.
You might be looking for any solution that could aid you in settling your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll take a deeper review of how CuraDebt is used and the problems it can solve for you.
Moreover, before we end our discussion, we’ll take a look at its advantages and drawbacks.
Before starting the review, check out this video instead if you prefer for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to watch this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. Afterward, you will want to read the rest of the article for a more comprehensive review.
About the Company How To Receive An Application For Real Estate Tax Relief For Disable
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000, and is an active part of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited by the International Association of Professional Debt Arbitrators.
While it is accredited, certain states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is the most popular feature. But they offer other services that can aid you in becoming more financially secure.
It all begins with requesting a free savings estimate on the internet. The service is completely confidential and they will not be conducting a credit screening. With this savings estimate you’ll be able to learn more about your other options in your journey towards debt-free.
The savings estimate, which was mentioned previously, offers you an insight into your choices, regardless of whether you’re planning on using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to help you with credit arbitration if you decide to sign up. Financial advisors may be able to assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt is the agency to answer all of the calls from your creditors. They’ll also be the ones who negotiate the terms of your settlement in accordance with the state of your finances. Depending on which works best your situation, the payment can either be a lump sum settlement or a payment plan.
Additionally they will also be working with the creditors to ensure that you enjoy better rates when you make deposits to your savings account. This, in turn, will process to pay the creditors. Their programs can assist you to pay off the debt in two years.
Once you’ve signed up with them, they will provide you with access to your account information 24 hours a day. All you need to do is sign in to CuraDebts the client portal to track your performance.
Before you can benefit from their program, you’ll need to pass their requirements first. To be eligible, you’ll need to be:
- At least 21 years old
- Verifiable income
- Have a minimum debt of $5,000
What are they able to assist you with?
Here are the different ways CuraDebt can help you.
As their name suggests, CuraDebt can assist you in dealing your debt. They can negotiate settlements on your behalf to settle the majority of types of debt. These include personal loans, medical bills credit cards and lines of credit. They can also be approached to pay off any remaining balance on business debt collection, repossessions, or collections.
They may also assist in negotiating for back taxes and IRS debt. But, you won’t receive support for most cases, government loans as well as collateral and utility bills. Also, they don’t cover the majority of student loans.
On the other hand, they can assist you in navigating laws such as those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They can also assist you in identifying the violations of creditors in order to get cash settlements, if possible. Certain violations could lead to having your debts removed as well.
CuraDebt can also help you repay debt for less than the amount you own. Additionally, you can ask questions during their free consultation with their debt counselor.
The greatest benefit of their plan is that you will only have to pay for the charges once your debt is settled. All you need to sign up to any of the plans and you’ll be able to pay off all your debts.
Tax Management and Relief
CuraDebt will also handle taxes. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
With this program, you should be able to deal with various tax issues like garnishments on wages and tax penalties, personal and business taxes and back taxes as well as trust fund penalties and tax liens.
There aren’t hidden fees also. They only use flat-fee pricing and is dependent on the amount you’ll must settle.
They offer different options when it comes to the settlement of your tax debt. Here are 6 of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialization however, they do not cater to all types of debt settlement. CuraDebt is only focused on unsecured debt. They aren’t able to help you if the loan or debt is linked to an item that is physical.
If you do have the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt it is expected that you will be able to pay your past-due tax debts without difficulty. Furthermore, this service is available to all 50 states if you have a debt to the IRS. There are tax experts from the federal government to assist you with the issues.
CuraDebt can also assist in settling your medical debt. In some instances you could even settle them for less than what you owe.
Private Student Loan
CuraDebt doesn’t cater to Federal student loan. However, they can assist private students with negotiating the student loans they owe.
Personal and payday loans are also eligible as debt-settling programs. You can also avail of the program if you also have other unsecured credit lines that you have obtained from another financial institution or bank.
Credit Card Debt
If you are in debt through store credit cards, traditional credit cards, and private-label credit cards CuraDebt will assist you in paying it off.
What is the cost?
The greatest thing about CuraDebt is how they’ve priced their services. They do not charge an upfront cost. You’ll only pay once you settle each of your debts.
Also, they don’t have high-cost charges either. In the average, you’ll need to pay between 20 and 20% of the debt you settled through them.
In general, this type of industry charges between 15 and 25%.
Additionally, customers can anticipate to pay off their debts in 2 to 4 years. But, it also differs in relation to the amount you can save up per month.
They also claim you can save up to 30% by incorporating their fees in your equation.
However, the claim may vary, depending on the situation. Some customers even claimed to save 50% to 80percent.
The benefits of using CuraDebt
Now that you have an idea of what CuraDebt offers, let’s explore the benefits that come with using CuraDebt.
The first is that CuraDebt is only charged when you’ve paid off your debt. In addition, they only charge an amount of 20%, while most companies charge you 25%.
Next, if you’re done with the debt settlement program you could also sign up for their credit restoration program.
It’s a fantastic method to improve your credit without having to go into debt again. The program is however designed differently for each person dependent on the circumstances of your case.
Lastly, CureDebt looks into your debt so that they can help with settlements and negotiations. This means your debt won’t inflate as time passes. They’ll also be looking into any creditor violations with the assistance of their in-house experts.
Some disadvantages to the use of CuraDebt
Let’s also consider some of the disadvantages of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using . So if you’re trying to build a better credit score, it may set you back while you’re finishing your credit card debt.
CureDebt doesn’t even have a mobile app. Although they have a client website, it looks outdated and basic. It’s not very intuitive, and it can be difficult to navigate.
In addition, they’re not recognized by the Better Business Bureau although they did receive an A+ grade.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more on these kinds of services. In addition the 20% service charge is lower than many firms that charge the 25% cost. There aren’t any upfront fees and you’ll only be required to pay once your debt is finally settled.
While they’ll provide you with an account so that you can track your progress but their website isn’t user-friendly. CuraDebt also doesn’t have an app, which would make it easier to monitor your progress.
However, they have a good support team and can be reached them not just via email but also by phone or submitting an e-ticket. How To Receive An Application For Real Estate Tax Relief For Disable
If credit card is a major problem right now, we highly recommend CuraDebt’s program. Make sure you’re eligible and that the services they provide are in your state.
FAQ How To Receive An Application For Real Estate Tax Relief For Disable
What is the time frame to complete the program?
The typical program lasts from 24 to 48 months, depending on the amount of your debt as well as your stipulated settlement.
Can CuraDebt assist with state tax problems?
Sure, CuraDebt has a tax relief program that will assist you with issues such as delinquent payroll tax issues and garnishments of wages.
What do I need to do once I’m in the program?
You’ll be required to communicate with your team members and make the necessary payments to pay down your debt over time.