Are you experiencing debt that has been piling up lately? Are you burnt out from trying different financial advice and tips but you’re still struggling with unsolved problems?
Maybe you’re here because been through everything.
In most cases, the best way is to approach experts who can assist you resolve the issue.
CuraDebt is among the most frequently contacted companies. Many customers have asked if they can assist you or help you get into more debt.
According to their clients they can help you control 80% of your debts so that you can finally take a couple of things off your mind.
For some they believe these claims are too good to be true.
Suppose you’re on the lookout for something that will assist you in paying off your debt. In that case, CuraDebt will mostly be highly recommended by those. We’ll be taking an in-depth study of how CuraDebt operates and what issues it could help solve.
In addition, prior to our conclusion, we’ll also look into its advantages and drawbacks.
Before you begin the review, go to this video if you prefer watching it.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of the article for a more comprehensive review.
About the Company How To Get A Order To Show Cause In Tax Relief
CuraDebt is a debt relief company from Hollywood, Florida. It was founded in 2000 and has been a member of the American Fair Credit Council, the US Chamber of Commerce, and accredited with the International Association of Professional Debt Arbitrators.
Although the service is accredited, some states have imposed restrictions on their services.
What can CuraDebt do?
Helping you pay off your debt is one of CuraDebt’s best well-known feature. However, they also offer other services that will aid you in becoming more financially stable.
It all begins by requesting a free savings estimate on the internet. This service is very confidential and they will not be conducting a credit screening. With this estimate of savings, you will be able to learn more about the options towards debt-free.
Savings estimates, which was mentioned previously, offers you an idea of your choices, regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial counselor and a team of support to help you with the process of credit arbitration should you choose to enroll. Certain financial advisors can assist you on your path to debt-free living.
Following the debt settlement program, CuraDebt will be the one to take care of all your creditors’ calls. They will also be the ones that determine conditions of the payment based on the status of your finances. Depending on which works best your situation, the payment can be either a lump sum settlement or a payment plan.
Furthermore, they will work with lenders to help you enjoy better rates when you deposit money to your savings account. This in turn, will process to pay back the creditors. Their programs can assist you to settle the debt within the period of 48 months.
Once you’ve signed up with them, they’ll provide you with access to your data 24/7. All you have to do is log in to CuraDebts Client Portal to monitor your development.
Before you can benefit from their program, you’ll need to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Have a minimum debt of $5,000
What are they able to assist you?
Here are some of the ways CuraDebt can aid you.
The name of the company suggests that CuraDebt can assist you in dealing with debt. They are able to negotiate settlements on your behalf to settle most types of debt. These include personal loans, medical bills credit cards, and lines of credit. They are also able to help settle any remaining balance on business debt and collections or repossessions.
They may even assist you in negotiating with back taxes and IRS debt. But, you won’t receive assistance with the majority claims, government loans, collateral, and utility bills. They also don’t cover most student loans.
On the other hand, they will assist you with laws like those of the Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They also help you find creditor violations in order to get cash settlements, if they are possible. Some violations can also result in having your debts dismissed as well.
CuraDebt lets you pay off debts with less than the amount you have. Additionally, you can ask questions during their free consult with their debt advisor.
The best part about the program is that you only have to pay for the charges when your debt is paid off. All you have to do is sign up with any of the plans and you’ll have the ability to settle each of your debts.
Tax Management and Relief
CuraDebt will also handle the tax liabilities you have. Once they’ve gathered all your financial documents and tax documents, they’ll also collect all the necessary paperwork for tax returns.
By using this program, you’ll be able to resolve various tax issues such as garnishments on wages, tax penalties, personal and business taxes as well as back taxes, trust fund penalties, and tax lien.
There aren’t any hidden charges neither are there hidden fees. They use only flat-fee pricing that is based on the amount you have to pay.
They offer different options for the settlement of your tax debt. Here are six of them:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatements
- Currently non-collectible
What types of debt are they able to help with?
While debt settlement is their specialty however, they do not cater to all types of debt settlement. CuraDebt concentrates on debt that is not secured. They can’t help you if the credit or loan is tied to an actual item.
If, however, you are in the following kinds of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to settle tax debts that were due to be paid without any problems. Additionally, this service is offered to all 50 states if you owe money to the IRS. There are federal tax experts that can help you resolve these kinds of problems.
CuraDebt can also assist in settling any medical-related debt. In some instances you might even be able to pay them for less than what you have to pay.
Private Student Loan
CuraDebt doesn’t cater to the federal government’s student loan. They can however assist private students in negotiating the student loans they have to pay.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you have obtained from a different bank or financial institution.
Credit Card Debt
If you’re in debt using store credit cards as well as traditional credit cards or private label credit cards, CuraDebt can assist you in paying it off.
What will it cost you?
The best part about CuraDebt is how they’ve priced their services. They don’t charge an upfront fee. The only time you pay is when you settle each of your debts.
They also don’t have high-cost charges either. On average, you’ll be required to pay between 20 and 20 percent of the debt that you settled through them.
In general, this type of industry charges between 15% and 25 percent.
Additionally, customers can anticipate to pay off their debts in between 2 and 4 years. However, this also varies according to the amount you save per month.
Also, they claim you can save as much as 30% if you include their costs into your calculations.
However, the claim may differ based on the situation. Some customers have even talked about saving between 50% and up to 80%.
Advantages to using CuraDebt
Once you’ve got a clearer picture of what CuraDebt can provide, let’s look into the advantages that come with using CuraDebt.
The first is that CuraDebt is only charged after you’ve settled your debt. Additionally, they only charge an amount of 20%, while the majority of companies charge 25 percent.
Then, if you’re done in the process of debt resolution, you may join their credit repair program.
It’s an excellent method to improve your credit score without going back into debt. However, the program runs in a different way for each individual according to your personal situation.
Lastly, CureDebt looks into your debt so that they can assist with settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any creditor violations with the help of their experts in-house.
Drawbacks of the use of CuraDebt
Let’s also look into some of the negatives of CuraDebt.
Debt relief and debt settlements usually require that you cease making payments with the credit card you use. So if you’re trying to improve your rating on your credit, this might delay you from working on your debt.
CureDebt does not have a mobile app available. Although they have a website that clients can access, it looks aged and simple. It’s not very intuitive, and it can be difficult to navigate.
Moreover, they are still not accredited with an accreditation from the Better Business Bureau although they were awarded an A+ grade.
The Final Verdict
CuraDebt is a great program that will allow you to resolve your debt without having to spend more on those types of services. In addition the 20% service charge is lower than many firms that charge the 25% cost. There is no upfront payment, and you will only have to pay the fee when your debt is finally settled.
Although they’ll give you an account so that you can track your progress, their website is not user-friendly. CuraDebt also doesn’t have an app that would make it easier to monitor your performance.
However, they have a great support team, and you can reach them not only through emails but also by phone or submitting an electronic ticket. How To Get A Order To Show Cause In Tax Relief
If your debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Make sure you’re eligible and that the programs they provide are in your state.
FAQ How To Get A Order To Show Cause In Tax Relief
What is the time frame to complete the course?
The program typically takes between 24 and 48 months depending on the amount of your debt and the agreed settlement.
Can CuraDebt help with tax problems in the state?
Sure, CuraDebt offers a program for tax relief that will help you with problems such as late payroll taxes and garnishments of wages.
What do I need to do once I’m in the program?
You’ll need to constantly communicate with the team and pay the required payments to reduce the amount of debt you have over time.