Have your debts been piling up lately? Are you burnt out from trying different financial advice and tips but still have unsolved issues?
Maybe you’re here because been through every thing.
In the majority of cases, the best option is to speak with experts who can help to resolve this issue.
CuraDebt is among the most asked companies. Many people are asking if they can assist you or put you into more debt.
According to their customers, they can help you manage 80% of your debt so that you can finally take a few things off of your plate.
But for some people they believe these claims are too good to be true.
You might be looking for any solution that could assist you in paying off your debt. In that scenario, CuraDebt will mostly be suggested by people. We’ll be taking a deep review of how CuraDebt works and what problems it can help you solve.
Moreover, before we end we’ll look at the advantages and disadvantages of this method.
Before beginning the review, watch this video instead for a more relaxing way for it to be watched.
Otherwise, let’s begin.
Before you continue, you may want to check out this video by CuraDebt Debt Relief Reviews on YouTube that gives a quick review. After, you will want to read the rest of our article for a more comprehensive review of CuraDebt.
About the Company How To Find Out My Proterty Tax Relief For 2021
CuraDebt is an organization that deals with debt relief in Hollywood, Florida. It was established in 2000, and is a member of the American Fair Credit Council, the US Chamber of Commerce, and has been accredited through the International Association of Professional Debt Arbitrators.
Although the service is accredited, certain states have restricted their services.
What can CuraDebt do?
Helping you pay off your debt is the most known feature. They also provide other services that will aid you in becoming more financially stable.
It all begins by requesting a free savings estimate on the internet. The service is completely confidential and they will not be conducting a credit screening. By using this estimate of savings you’ll be able to learn more about the alternatives towards debt-free.
This estimate of savings, as we’ve mentioned earlier, provides you with the opportunity to consider your choices regardless of whether you’re going to keep using CuraDebt.
CuraDebt will assign you a financial advisor and a team of support to assist you in navigating the process of credit arbitration should you choose to join. Some financial advisors can help you in your debt-free journey.
Following your debt settlement plan, CuraDebt will be the one to take care of all your creditors’ calls. They will also be the ones that determine what you will pay for your settlement based on the status of your finances. Depending on which works most effectively for you, it could be a lump-sum settlement or a payment plan.
Furthermore they will also work with creditors to ensure that you enjoy better rates when you deposit money to your savings account. This in turn, will process to pay creditors. The plans they offer can help you pay off the debt in two years.
Once you’ve signed up with them, they’ll provide you with access to your data 24/7. All you need to do is sign in to CuraDebts Client Portal to track your performance.
Before you are able to avail the program, you’ll have to pass their requirements first. In order to be considered eligible for the program, you’ll have to be:
- Minimum 21 years old
- Have a verifiable income
- Minimum debt must be $5,000
What can they help you with?
Here are some of the ways CuraDebt can assist you.
As their name suggests, CuraDebt can help you deal with debt. They are able to negotiate settlements on your behalf to settle the majority of types of debt. This includes medical bills, personal loans credit cards, and also line of credit. You can also approach them to pay off any remaining balance on business debt and collections or repossessions.
They can even help negotiate for back taxes as well as IRS debt. However, you will not receive support for most cases, loans from the government or collateral, as well as utility bills. The same goes for student loans.
On the contrary, they’ll assist you with laws like that of Telecommunications Consumer Protection Act (TCPA) and the Fair Debt Collection Practice Act (FDCPA). They will also help you identify the violations of creditors in order to get cash settlements, if possible. Some violations can also result in having your debts removed as well.
CuraDebt also allows you to pay off debts with less than the amount you have. You can also ask questions during their free consult with their debt advisor.
The best part about the program is that you’ll only be charged after your debt has been settled. All you need to sign up to some of their programs and you’ll be able to resolve all of your debts.
Tax Management and Relief
CuraDebt can also deal with the tax liabilities you have. After they have gathered all your financial records and tax documents, they’ll also collect all the necessary paperwork for tax returns.
Through this program, you should be able to deal with various tax issues such as wage garnishments and tax penalties, personal and taxation for business as well as back taxes and trust fund penalties and tax lien.
There aren’t any hidden charges neither are there hidden fees. They only offer flat-fee prices, which depends on the amount you must settle.
They offer different options when it comes to the settlement of the tax debt. Here are 6 options:
- Installment agreements
- Offer in Compromise
- Collection statute expiration date
- Tax lien subordination
- Penalty abatement
- Currently non-collectible
What kinds of debts are they able to help with?
While debt settlement is their forte, they don’t offer all kinds of debt settlement. CuraDebt is only focused on debt that is not secured. They can’t help you if your loan or debt is linked to an item that is physical.
If, however, you are in the following types of debt, they’ll arrange settlements for you.
With CuraDebt, you should be able to settle your past-due tax debts without any issues. Additionally, this service is accessible to all 50 states if you owe money to the IRS. There are federal tax experts that can help you resolve the issues.
CuraDebt will also help you resolve the medical bills. In some instances, you may even pay the debt for less than you have to pay.
Private Student Loan
CuraDebt does not cater to federal student loans. Still, they can help private students in negotiating any loans they are owed.
Payday loans and personal loans also qualify to be eligible for debt relief programs. You can also avail the program if you have other unsecure credit lines that you got from another bank or financial institution.
Credit Card Debt
If you are in debt through store credit cards as well as traditional credit cards or private label credit cards, CuraDebt will help you pay it off.
What is the cost?
The best part about CuraDebt is the way they’ve priced their service. They don’t charge upfront fees. Only pay when you’ve paid each of your outstanding debts.
They also don’t charge high charges either. On average, you’ll be required to pay as much as 20 percent of the debt you settled through them.
On average, this type of industry charges between 15% and 25%.
In addition, customers can expect to settle their debts within 2 to 4 years. However, this also varies according to the amount you are able to save each month.
They also claim that you can save as much as 30% by incorporating their costs into your calculations.
But this claim will also depend on the situation. Some customers even claimed to save between 50% and up to 80%.
Advantages to using CuraDebt
Now that you have an idea of what CuraDebt can provide, let’s explore the benefits that come with using CuraDebt.
First, CuraDebt is only charged once you’ve paid off your debt. In addition they charge only a 20% fee while most companies charge you 25 percent.
Then, if you’re done in the process of debt resolution you can join their credit repair program.
It’s a great method to improve your credit without having to go in debt again. However, the program runs differently for each person according to your personal situation.
Lastly, CureDebt looks into your financial obligations to assist in settlements and negotiations. This means your debt won’t inflate over time. They’ll also be looking into any violations of creditor using their experts in-house.
Drawbacks of using CuraDebt
Let’s also look into some of the drawbacks of CuraDebt.
Settlement of debt and debt relief typically require you to stop making payments using your credit card. Therefore, if you’re trying increase your credit score, it might set you back while you’re working on your debt.
CureDebt also doesn’t have a mobile app. Although they have a website for clients, it looks old and mundane. It’s not very intuitive, and it can be challenging to navigate.
Moreover, they are still not credited with their Better Business Bureau although they did receive an A+ rating.
The Final Verdict
CuraDebt is a good program that will allow you to pay off your debts without spending more for these types of services. Moreover their 20% service fee is less expensive than the majority of firms that charge an additional 25% charge. There is no upfront payment and you’ll only have to pay the fee when the debt is paid off.
While they’ll provide you with an account that allows you to track your progress, their website is not easy to navigate. CuraDebt does not have an app, which will make it easier to monitor your performance.
But, they do have a great support team and can be reached them, not only via emails but also by phone or making an e-ticket. How To Find Out My Proterty Tax Relief For 2021
If the debt is a big issue right now, we strongly recommend CuraDebt’s debt management program. Just make sure that you’re qualified and that the services they provide are in your area.
FAQ How To Find Out My Proterty Tax Relief For 2021
What is the time frame to complete the course?
The typical program lasts from between 24 and 48 months dependent on the size of your debt and the agreement on the settlement.
Can CuraDebt aid with tax problems in the state?
Yes, CuraDebt has a tax relief program that can aid you in dealing with problems like delinquent tax and garnishments of wages.
What do I need to do after joining the program?
You’ll be required to communicate with your team members and make the necessary payments to lower your debt over time.